45 Rutland St
Corso Italia-Davenport, Toronto, Ontario M6N 5G1
- Bedrooms
- 3
- Bathrooms
- 3
- Size
- 1,100–1,500sq ft
- Per sq ft
- $907at the range’s middle
- Lot
- Under 0.50 acres
- Tax a year
- $5,1562025 tax year
- Built
- 16-30
- Parking
- 32 detached
- Days on market
- Members
The brief
About 45 Rutland St
45 Rutland St is a 3-bedroom, 3-bathroom semi-detached house in Corso Italia-Davenport, Toronto, listed for sale at an asking price of $1,179,000 (MLS® W12898286).
Photos from January 2022. Welcome to this charming home in the vibrant Junction Triangle! The bright, open-concept main floor features a modern kitchen with breakfast bar, mosaic backsplash, and elegant crown moulding overlooking spacious living and dining areas-perfect for entertaining.The fully finished basement with 8-ft ceilings and separate entrance offers excellent potential for an in-law suite or rental income. Retreat to the spacious primary bedroom with a relaxing jetted Jacuzzi and generous wall-to-wall closets. Enjoy an expansive, south-facing backyard drenched in sunlight-an ideal setting for outdoor entertaining, dining, and all-day enjoyment. Potential approval for a laneway suite at the rear of the property, allows for multiple rental incomes on one lot. Rare parking includes a double-car garage plus carport (3 spaces total). Roof updated 2021 new furnace 2023 new sub-pump 2026. Steps to Corso Italia, The Junction, parks, schools, JJP Community Centre, shops, and transit. A fantastic opportunity in a sought-after neighbourhood!
Insights
Condition Score
Good73/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall17/100−$2,509/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 6 homes with 3 bedrooms for lease in Corso Italia-Davenport right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $5,156 / 2025
- MLS® number
- W12898286
- Board
- TRREB MLS®
- Property Type
- Semi-Detached
- Building Age
- 16-30
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 16.5 x 123.43 ft
- Listed on
- Parking
- 2 Detached, 3 Parking
Property details
Property
- Property Type
- Semi-Detached
- Style
- 2-Storey
- Community
- Corso Italia-Davenport
- Municipality
- Toronto
Building
- Size
- 1100-1500 sqft
- Building Age
- 16-30
- Construction
- Alum Siding
Inside
- Bedrooms
- 3
- Bathrooms
- 3
- Bathroom Details
- 1 × 4pc 2nd, 1 × 2pc Ground, 1 × 3pc Bsmt
- Basement Type
- Apartment
- Kitchens
- 2
Parking
- Driveway
- Lane
- Garage Type
- Detached
- Garage
- 2
- Additional Parking
- 1
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 16.5 ft
- Depth
- 123.43 ft
- Lot Size
- 16.5 x 123.43 ft
Additional
- Foundation
- Concrete
- Roof
- Shingles
- Fireplace
- No
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Stove, Refrigerator, dishwasher, Washer and a dryer.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Family | 21.5 × 13.1 m | Combined W/Dining, hardwood floor | Main |
| Dining | 0.0 × 0.0 m | Combined W/Dining, hardwood floor | Main |
| Kitchen | 12.3 × 7.2 m | Combined W/Kitchen, Ceramic Floor | Main |
| Breakfast | 7.9 × 7.6 m | Combined W/Laundry, Ceramic Floor | Main |
| Powder Rm | 0.0 × 0.0 m | Ceramic Floor, 2 Pc Bath | Main |
| Primary | 12.0 × 11.6 m | 4 Pc Bath, Closet | 2nd |
| 2nd Br | 0.0 × 0.0 m | Closet | 2nd |
| 3rd Br | 11.5 × 7.6 m | Closet | 2nd |
| Laundry | 0.0 × 0.0 m | — | Bsmt |
| Bathroom | 0.0 × 0.0 m | 4 Pc Bath | 2nd |
Listing history
Buy/sell history for 45 Rutland St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,179,000 | N/A | Pc | W12898286 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $235,800
- Total mortgage amount
- $943,200
- Total interest payment
- $670,500
- Total purchase cost
- $1,849,500
- Mortgage payment
- $5,379/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
57%Monthly carrying cost
$5,809- Rent $3,300
- Shortfall $2,509
Rental income opens at $3,300, the median asking rent of 6 comparable homes for lease in Corso Italia-Davenport. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $20,055
- Toronto municipal land transfer tax
- $20,055
- Total land transfer tax
- $40,110
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $31,635
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,179,000
- $15,580
- Ontario total
- $20,055
Toronto’s municipal tax uses the same brackets at this price, so it adds another $20,055.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Street frontage
- 16.5 ft5 m
- Depth
- 123.43 ft37.6 m
- Lot size
- Under 0.50 acresAs the board bands it
The record marks this lot irregular, so its area is not the frontage multiplied by the depth. It is not given here. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m13 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity4
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 34 building permits issued within 250 m in the last 2 years250 m
- Nearest airport: 6.4 km6.4 km
- Mapped parcel: about 2,040 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · toronto.parcels
Around the home2
- Nearest rail line: 140 m140 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is John E. Goudey Mfg Limited, 1.0 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, FibreStream, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
R (d1.0) (x732)By-law
569-2013Municipality
Toronto1 d1.0
Density: floor area is capped at 1.0 times the lot area.
2 x732
Site-specific exception 732: this site has rules of its own, written in the by-law.
3 Where this is written
Chapter 10, section 10.10 of By-law 569-2013 · Exception 900.2.10(732)
4 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
No building permits on file at this address.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
1613 ST CLAIR AVE WSite planUnder Review
The developer intends to develop the subject lands with a 17-storey, 57 meter mixed-use building consisting of 237 units in 16,546 square meters of residential floor area and 3,095 square meters of non-residential floor area. A total of 613 square meters of indoor amenity area and 943 square meters of outdoor amenity area is proposed. A concurrent OZ application has been received and circulated to facilitate this proposal.
260 m away1613 ST CLAIR AVE WOfficial plan or zoning amendmentUnder Review
Zoning By-law Amendment for a 21-storey mixed-use building with 330 dwelling units and 332 square metres of ground floor retail space.
260 m away1921 DAVENPORT RDSite planUnder Review
Proposal to construct a 6 storey mixed-use building with 36 residential dwelling units (2,134.47 m² of residential gross floor area) and commercial space on the ground floor (109.14 m² of non-residential gross floor area). Four parking spaces are proposed at the rear of the building with access from a public lane. 36 bicycle parking spaces are proposed.
270 m away1536 ST CLAIR AVE WCondominiumUnder Review
*** Draft Plan of Condominium for 753 dwelling units.
320 m away1536 ST CLAIR AVE WSite planUnder Review
Site Plan Approval Application to redevelop the site with two mixed-use towers having heights of 15 and 17-storeys (plus mechanical). The proposal includes a total gross floor area of 48,925.5 square metres, 47,743.3 square metres is devoted to residential uses and 1,200 square metres for non-residential floor area.
320 m away1520 ST CLAIR AVE WCondominiumUnder Review
*** Draft Plan of Condominium for 753 dwelling units.
320 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Semi-detached homes for sale in Corso Italia-Davenport right now
- For sale now
- 10
- Median asking price
- $1.04M
- New in 7 days
- 0
- Price cuts
- 30%
Middle half: $999K to $1.17M
4 in 28 days
3 listings
This home is asking 14% above the median, higher than three quarters of them.
See all homes in Corso Italia-DavenportAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Dundas West Station | TTC subway: Line 2 Bloor-Danforth | 1.8 km |
| Bloor GO | GO Transit train: KitchenerUP Express train | 1.8 km |
| Lansdowne Station | TTC subway: Line 2 Bloor-Danforth | 1.8 km |
| Keele Station | TTC subway: Line 2 Bloor-Danforth | 2 km |
| Caledonia Station | TTC light rail: Line 5 Eglinton | 2.3 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Paul VI Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 250 m | 68%Grade 6 average |
| Carleton Village Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 · French Immersion | 350 m | 49%Grade 6 average |
| École élémentaire Charles-SauriolConseil scolaire Viamonde | French-language public · grades JK–8 | 500 m | 95%Grade 6 average |
| St Rita Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 700 m | 73%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Oakwood Collegiate InstituteToronto DSB | Public · grades 9–12 · French Immersion | 1.7 km | 44%Grade 9 math |
| Bishop Marrocco/Thomas Merton Catholic Secondary SchoolToronto CDSB | Catholic · grades 9–12 · French Immersion | 1.8 km | 41%Grade 9 math |
| Humberside Collegiate InstituteToronto DSB | Public · grades 9–12 · French Immersion | 1.9 km | 80%Grade 9 math |
| École secondaire Toronto OuestConseil scolaire Viamonde | French-language public · grades 9–12 | 2.4 km | 82%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Corso Italia-Davenport are shown to signed-in members.