- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1,000–1,199sq ft
- Per sq ft
- $527at the range’s middle
- Tax a year
- $1,8242025 tax year
- Built
- 31-50
- Parking
- 11 underground
- Days on market
- Members
The brief
About 109-45 Silver Springs Blvd
109-45 Silver Springs Blvd is a 3-bedroom, 2-bathroom condo in L'Amoreaux, Toronto, listed for sale at an asking price of $579,000 (MLS® E13801386).
Welcome to this 3 Bedroom Spacious & Bright Corner Ground Floor Unit, Feels Like End Unit Town House. With 2 Full Washrooms. Modern Kitchen With Lots Of Cabinets. Den being used as 3rd Bedroom. Maintenance Fee includes All Utilities. Ensuite Storage Room. Elevator-Free Unit. Well Maintained Building with 24-Hr Security with Great Amenities. Excellent Location, Steps to TTC, Hospital, Plaza, Park & Schools. Minutes Drive to Hwy 401, 404, Seneca College, Metro, Bridlewood Mall & Much More. It Is A Must See!
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall39/100−$754/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 17 homes with 3 bedrooms for lease in L'Amoreaux right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $1,824 / 2025
- MLS® number
- E13801386
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- 31-50
- Days on market
- Size
- 1000-1199 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- L'Amoreaux
- Municipality
- Toronto
Building
- Size
- 1000-1199 sqft
- Building Age
- 31-50
- Construction
- Concrete
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Main, 1 × 4pc Main
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Fridge, Stove, Dishwasher, Washer & Dryer, All Electrical Light Fixtures.
- Condo maint.
- $760
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 0.0 × 0.0 m | Linoleum, Stainless Steel Appl | Main |
| Living | 0.0 × 0.0 m | hardwood floor, Large Window | Main |
| Dining | 0.0 × 0.0 m | hardwood floor, Open Concept | Main |
| Primary | 0.0 × 0.0 m | hardwood floor, Closet, Window | Main |
| 2nd Br | 0.0 × 0.0 m | hardwood floor, Closet, Window | Main |
| 3rd Br | 0.0 × 0.0 m | hardwood floor, Closet, Window | Main |
Listing history
Buy/sell history for 109-45 Silver Springs Blvd, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $579,000 | N/A | Pc | E13801386 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $115,800
- Total mortgage amount
- $463,200
- Total interest payment
- $329,400
- Total purchase cost
- $908,400
- Mortgage payment
- $2,642/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
43%Monthly carrying cost
$3,554- Rent $2,800
- Shortfall $754
Rental income opens at $2,800, the median asking rent of 17 comparable homes for lease in L'Amoreaux. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $8,055
- Toronto municipal land transfer tax
- $8,055
- Total land transfer tax
- $16,110
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $7,635
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $579,000
- $3,580
- Ontario total
- $8,055
Toronto’s municipal tax uses the same brackets at this price, so it adds another $8,055.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
RAC (au67.0) (x75)By-law
569-2013Municipality
Toronto1 au67.0
Lot area: at least u67.0 m² per dwelling unit.
2 x75
Site-specific exception 75: this site has rules of its own, written in the by-law.
3 Where this is written
Chapter 15, section 15.20 of By-law 569-2013 · Exception 900.8.10(75)
4 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
2 building permits cleared at this address in the City’s file.
Other(FS)Closed
Replacement of existing standpipe fire pump with new pump to existing residential building
Issued January 25, 2021
Fire AlarmClosed
Fire alarm panel replacement and audibility upgrade
Issued May 9, 2016
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 4 open development applications within 800 m of this home.
75-85 SILVER SPRINGS BLVDPlan of subdivisionUnder Review
Inactive
110 m away3030 BIRCHMOUNT RDSite planUnder Review
Scarborough Health Network (SHN) is proposing for the development of a hospital parking garage located on an existing surface parking lot on the northern end of the site. The development proposes a total GFA of 28,745 square metres across five (5) levels, delivering 926 parking spaces, including 65 accessible parking spaces. In total, the parking garage contributes to an overall site parking supply of 1,309 parking spaces. The parking garage will provide 20 short term bike parking spaces and 22 long term spaces.
340 m away3012 KENNEDY RDPlan of subdivisionUnder Review
Application for zoning bylaw amendment for File No.: File No.: 23 206748 22 OZ was adopted by Council on June 26, 2024. A new ROW would be created connecting westward from Kennedy Road (20 metres in width). Six (6) of the townhouse blocks would be north of the proposed new ROW and three (3) would be located to the south. Two development blocks and one block to be dedicated to the City as a public road are proposed.
780 m away3012 KENNEDY RDSite planUnder Review
The proposal consists of 171 residential units within three-storey stacked and back-to-back townhouse buildings, with a total gross floor area (GFA) of approximately 19,098 square metres. The townhouse buildings are organized into nine blocks, with a total of 143 vehicular parking spaces and 122 bicycle parking spaces at 3000, 3004, 3008, 3012 and 3020 Kennedy Road.
780 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in L'Amoreaux right now
- For sale now
- 31
- Median asking price
- $475K
- New in 7 days
- 3
- Price cuts
- 19%
Middle half: $329K to $559K
11 in 28 days
6 listings
This home is asking 22% above the median, higher than three quarters of them.
See all homes in L'AmoreauxAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Agincourt GO | GO Transit train: Stouffville | 2.3 km |
| Milliken GO | GO Transit train: Stouffville | 2.5 km |
| Don Mills Station | TTC subway: Line 4 Sheppard | 4.4 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Silver Springs Public SchoolToronto DSB | Public · grades JK–8 | 450 m | 74%Grade 6 average |
| St Aidan Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 500 m | 78%Grade 6 average |
| St Sylvester Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 600 m | 94%Grade 6 average |
| École élémentaire Laure-RièseConseil scolaire Viamonde | French-language public · grades JK–6 | 3.3 km | 88%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| L'Amoreaux Collegiate InstituteToronto DSB | Public · grades 9–12 · French Immersion | 1.1 km | 30%Grade 9 math |
| Mary Ward Catholic Secondary SchoolToronto CDSB | Catholic · grades 9–12 | 1.4 km | 63%Grade 9 math |
| Sir William Osler High SchoolToronto DSB | Public · grades 9–12 | 1.5 km | — |
| École secondaire Étienne-BrûléConseil scolaire Viamonde | French-language public · grades 9–12 | 7.6 km | 77%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in L'Amoreaux are shown to signed-in members.