46 Pembroke St
Moss Park, Toronto, Ontario M5A 2N7
- Bedrooms
- 6+3
- Bathrooms
- 4
- Size
- 2,000–2,500sq ft
- Per sq ft
- $888at the range’s middle
- Lot
- 21.5 x 105 ft
- Tax a year
- $8,2872026 tax year
- Parking
- 2none
- Days on market
- Members
The brief
About 46 Pembroke St
46 Pembroke St is a 6+3-bedroom, 4-bathroom semi-detached house in Moss Park, Toronto, listed for sale at an asking price of $1,999,000 (MLS® C14150242).
Prime investment opportunity, or perfect live/rent, on iconic Pembroke Street in Toronto's coveted Garden District. Impressive secured rent generating over $120,000 in annual income and operating at an impressive 5.2% cap rate. Showcasing stunning turn-of-the-century architecture on a substainial lot with 21.5-ft-width and private front courtyard, this extensively renovated three-unit property delivers an exceptional investment profile. Thoughtfully upgraded throughout, including all major mechanical systems offering individually controlled split-unit HVAC and multiple meters. 46 Pembroke St offers immediate income and compelling long-term potential. The stunning owner's suite will be vacant on closing, providing added flexibility to occupy one unit while benefiting from established rental income. Or, accommodate multigenerational ownership and capitalize on future rental potential. Secured tenancies provide a strong existing income foundation. Private rear parking for two vehicles, a rare downtown amenity, and the flexibility of a well-maintained, income-producing asset in an established rental market. Ideally located steps to TTC routes and streetcars, minutes to subway stations, multiple schools and poised to benefit from the future Ontario Line and enhanced transit connectivity. A rare opportunity to acquire a substantially upgraded, multi-unit investment combining strong income, exceptional flexibility and long-term appreciation potential in one of Toronto's most resilient rental markets. This one checks all the boxes! Don't miss out
Insights
Condition Score
Good78/1002 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Strong97/100+$3,639/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 6 homes with 9 bedrooms for lease in Toronto right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $8,287 / 2026
- MLS® number
- C14150242
- Board
- TRREB MLS®
- Property Type
- Semi-Detached
- Days on market
- Size
- 2000-2500 sqft
- Lot Size
- 21.5 x 105 ft
- Listed on
- Parking
- None, 2 Parking
Property details
Property
- Property Type
- Semi-Detached
- Style
- 3-Storey
- Community
- Moss Park
- Municipality
- Toronto
Building
- Size
- 2000-2500 sqft
- Construction
- Brick
Inside
- Bedrooms
- 6+3
- Bathrooms
- 4
- Bathroom Details
- 1 × 4pc Bsmt, 1 × 4pc Ground, 1 × 4pc 2nd, 1 × 4pc 3rd
- Basement Type
- Apartment
- Kitchens
- 2
Parking
- Driveway
- Rt-Of-Way
- Garage Type
- None
- Additional Parking
- 2
- Total Parking
- 2
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 21.5 ft
- Depth
- 105 ft
- Lot Size
- 21.5 x 105 ft
Additional
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- See Schedule B
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.56 × 5.03 m | Open Concept, Renovated, Combined W/Dining | Main |
| Dining | 3.56 × 5.03 m | Renovated, Combined W/Living, hardwood floor | Main |
| Kitchen | 1.91 × 2.01 m | Open Concept, Renovated, O/Looks Dining | Main |
| Br | 3.3 × 3.99 m | French Doors, Large Window, Brick Fireplace | Main |
| 2nd Br | 3.18 × 4.88 m | Large Window, Walk-Out, Renovated | Main |
| 3rd Br | 3.02 × 3.1 m | Renovated, hardwood floor, Large Window | Main |
| Bathroom | 1.88 × 2.44 m | 4 Pc Bath, Renovated, Combined W/Laundry | Main |
| Living | 3.94 × 4.62 m | Renovated, Brick Fireplace, Picture Window | 2nd |
| Kitchen | 2.44 × 3.94 m | Renovated, Open Concept, Tile Floor | 2nd |
| Dining | 2.9 × 3.94 m | Open Concept, Renovated, Large Window | 2nd |
| Br | 3.2 × 4.88 m | Large Window, Renovated, Broadloom | 2nd |
| Bathroom | 1.93 × 3.05 m | 4 Pc Bath, Renovated, Soaker | 2nd |
| 2nd Br | 4.37 × 5.87 m | 4 Pc Ensuite, Large Window, Broadloom | 3rd |
| Bathroom | 1.93 × 3.05 m | 4 Pc Bath | 3rd |
| 3rd Br | 3.96 × 5.79 m | hardwood floor, Renovated, W/O To Terrace | 3rd |
| Living | 3.4 × 6.15 m | Open Concept, Renovated, Large Window | Lower |
| Kitchen | 1.78 × 4.88 m | Open Concept, Tile Floor, Renovated | Lower |
| Br | 3.05 × 3.45 m | Large Window, Renovated | Lower |
| 2nd Br | 3.56 × 4.24 m | Large Window, Renovated | Lower |
| 3rd Br | 2.59 × 3.96 m | Large Window, Renovated | Lower |
| Bathroom | 1.52 × 3.66 m | 4 Pc Bath, Tile Floor, Renovated | Bsmt |
Listing history
Buy/sell history for 46 Pembroke St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,999,000 | N/A | For Sale | C14150242 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $399,800
- Total mortgage amount
- $1,599,200
- Total interest payment
- $1,136,800
- Total purchase cost
- $3,135,800
- Mortgage payment
- $9,120/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
—Monthly carrying cost
$9,811- Carrying cost $9,811
- Surplus $3,639
Rental income opens at $13,450, the median asking rent of 6 comparable homes for lease in Toronto. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $36,455
- Toronto municipal land transfer tax
- $36,455
- Total land transfer tax
- $72,910
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $64,435
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,999,000
- $31,980
- Ontario total
- $36,455
Toronto’s municipal tax uses the same brackets at this price, so it adds another $36,455.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 2,258 sq ft210 m²
- Street frontage
- 21.5 ft6.6 m
- Depth
- 105 ft32 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m46 test or monitoring holes also recorded.250 m
- Groundwater recorded about 3.2 m below ground nearbyThe middle water level in the well records within 500 m (387 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 36 building permits issued within 250 m in the last 2 years250 m
- 23 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 3.0 km3 km
- Mapped parcel: about 2,280 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Enwave Energy Corporation — Walton Street Steam Plant, 1.1 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- 1 federal contaminated site within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 50 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (50 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.50 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- On the Heritage Register — Part V, by-law 1027-2021
- In the Garden District Heritage Conservation District, by-law 1027-2021
- Not in the mapped ravine protection area
What this means: Changes outside the house, and tree removal, may need the City’s review on top of the usual permits. Ask the City before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
R (d1.0) (x984)By-law
569-2013Municipality
Toronto1 d1.0
Density: floor area is capped at 1.0 times the lot area.
2 x984
Site-specific exception 984: this site has rules of its own, written in the by-law.
3 Where this is written
Chapter 10, section 10.10 of By-law 569-2013 · Exception 900.2.10(984)
4 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
No building permits on file at this address.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
251 DUNDAS ST ESite planUnder Review
Site Plan Approval application to facilitate the redevelopment of the site for a 49-storey mixed-use building having a non-residential gross floor area of 198.40 square metres, and a residential gross floor area of 41,363.20 square metres. 678 residential dwelling units are proposed, of which, 8 are rental replacement units.
40 m away247 DUNDAS ST ESite planUnder Review
Site Plan Approval application to facilitate the redevelopment of the site for a 49-storey mixed-use building having a non-residential gross floor area of 198.40 square metres, and a residential gross floor area of 41,363.20 square metres. 678 residential dwelling units are proposed, of which, 8 are rental replacement units.
50 m away255 DUNDAS ST ESite planUnder Review
Site Plan Approval application to facilitate the redevelopment of the site for a 49-storey mixed-use building having a non-residential gross floor area of 198.40 square metres, and a residential gross floor area of 41,363.20 square metres. 678 residential dwelling units are proposed, of which, 8 are rental replacement units.
50 m away239 DUNDAS ST ESite planUnder Review
Site Plan Approval application to facilitate the redevelopment of the site for a 49-storey mixed-use building having a non-residential gross floor area of 198.40 square metres, and a residential gross floor area of 41,363.20 square metres. 678 residential dwelling units are proposed, of which, 8 are rental replacement units.
50 m away243 DUNDAS ST ESite planUnder Review
Site Plan Approval application to facilitate the redevelopment of the site for a 49-storey mixed-use building having a non-residential gross floor area of 198.40 square metres, and a residential gross floor area of 41,363.20 square metres. 678 residential dwelling units are proposed, of which, 8 are rental replacement units.
50 m away241 DUNDAS ST ESite planUnder Review
Site Plan Approval application to facilitate the redevelopment of the site for a 49-storey mixed-use building having a non-residential gross floor area of 198.40 square metres, and a residential gross floor area of 41,363.20 square metres. 678 residential dwelling units are proposed, of which, 8 are rental replacement units.
60 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Semi-detached homes for sale in Moss Park right now
- For sale now
- 8
- Median asking price
- $1.33M
- New in 7 days
- 1
- Price cuts
- 13%
Middle half: $1.27M to $1.96M
4 in 28 days
1 listing
This home is asking 50% above the median, higher than three quarters of them.
See all homes in Moss ParkAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| TMU Station | TTC subway: Line 1 Yonge-University | 700 m |
| Queen Station | TTC subway: Line 1 Yonge-University | 800 m |
| College Station | TTC subway: Line 1 Yonge-University | 950 m |
| King Station | TTC subway: Line 1 Yonge-University | 1 km |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 1.5 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 100 m | 96%Grade 6 average |
| St Michael's Choir (Jr) SchoolToronto CDSB | Catholic · grades 1–8 · French Immersion | 500 m | 99%Grade 6 average |
| Lord Dufferin Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 | 550 m | 62%Grade 6 average |
| Church Street Junior Public SchoolToronto DSB | Public · grades JK–6 | 900 m | 72%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Michael's Choir (Sr) SchoolToronto CDSB | Catholic · grades 9–12 | 500 m | 96%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 700 m | 86%Grade 9 math |
| Native Learning CentreToronto DSB | Public · grades 9–12 | 900 m | — |
| Jarvis Collegiate InstituteToronto DSB | Public · grades 9–12 | 1 km | 34%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Moss Park are shown to signed-in members.