- Bedrooms
- 5+1
- Bathrooms
- 2
- Size
- 1,500–2,000sq ft
- Per sq ft
- $742at the range’s middle
- Lot
- 19.25 x 140 ft
- Tax a year
- $8,3792026 tax year
- Parking
- 22 detached
- Days on market
- Members
The brief
About 46 Vermont Ave
46 Vermont Ave is a 5+1-bedroom, 2-bathroom semi-detached house in Annex, Toronto, listed for sale at an asking price of $1,299,000 (MLS® C14144952).
They said you'd have to choose between space, parking and a great neighbourhood. They were wrong. Step inside to a living room anchored by a classic fireplace. Exposed brick, a dark wood mantel and a crisp white surround bring original character that pairs beautifully with the home's fresh updates. Large windows fill the space with natural light, while new wide-plank flooring and pot lights carry through the newly renovated, open-concept main floor. The dining area sits between the living room and kitchen, with room for a full family table. The kitchen has shaker-style cabinetry built right to the ceiling, a custom backsplash, stainless steel appliances, and a centre island with a breakfast bar for those busy mornings. A door off the kitchen leads straight out to the backyard. With five bedrooms and two bathrooms, there is space for a growing family, guests, a home office, or all three. The primary bedroom is a standout, with a sunny bay window and warm hardwood floors. A bright 4-piece bathroom serves the second floor. On the third half storey, two more bedrooms with dormer windows and sloped ceilings make a perfect kids' hideaway, home office or guest retreat. Out back, a deep yard with lawn, mature trees and a patio gives the kids room to run, and a detached two-car garage delivers rare double parking in the heart of the city. Seaton Village is one of downtown's most loved pockets, known for its tree-lined streets and a real sense of community. Walk the kids to Palmerston Public School, spend weekends at Christie Pits and BGC St. Alban's Club, and get a game in at the nearby squash courts. Loblaws, Farm Boy, Fiesta Farms and the LCBO are all close by, along with the shops and restaurants on Bloor Street, Koreatown and the Annex. Christie and Bathurst subway stations are minutes away. A family home with space, parking and character, in a neighbourhood people rarely leave. Some photos have been virtually staged.
Insights
Condition Score
Good78/1002 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even51/100−$625/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 60 homes with 6 bedrooms for lease in Toronto right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $8,379 / 2026
- MLS® number
- C14144952
- Board
- TRREB MLS®
- Property Type
- Semi-Detached
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 19.25 x 140 ft
- Listed on
- Parking
- 2 Detached, 2 Parking
Property details
Property
- Property Type
- Semi-Detached
- Style
- 2 1/2 Storey
- Community
- Annex
- Municipality
- Toronto
Building
- Size
- 1500-2000 sqft
- Construction
- Brick
Inside
- Bedrooms
- 5+1
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc 2nd, 1 × 4pc Bsmt
- Basement Type
- Full
- Kitchens
- 1
Parking
- Garage Type
- Detached
- Garage
- 2
- Additional Parking
- 0
- Total Parking
- 2
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 19.25 ft
- Depth
- 140 ft
- Lot Size
- 19.25 x 140 ft
Additional
- Foundation
- Concrete Block
- Roof
- Tile
- Fireplace
- Yes
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- All existing appliances including fridge, stove, hood range, dishwasher, clothes washer, clothes dryer, all electric light fixtures, all window coverings
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 4.36 × 4.42 m | hardwood floor, Fireplace, Open Concept | Main |
| Dining | 3.48 × 3.84 m | Open Concept, hardwood floor, Pot Lights | Main |
| Kitchen | 3.17 × 4.94 m | Centre Island, Stainless Steel Appl, W/O To Patio | Main |
| Primary | 3.6 × 4.51 m | Bay Window, hardwood floor, Large Closet | 2nd |
| 2nd Br | 3.11 × 3.54 m | hardwood floor, Window, Closet | 2nd |
| 3rd Br | 3.48 × 3.35 m | Window | 2nd |
| Bathroom | 1.74 × 2.29 m | 4 Pc Bath, Window | 2nd |
| 4th Br | 3.424 × 4.835 m | hardwood floor, Window | 3rd |
| 5th Br | 2.95 × 4.835 m | hardwood floor, Window | 3rd |
| Rec | 12.22 × 4.45 m | Open Concept, Unfinished | Bsmt |
| Bathroom | 2.26 × 1.62 m | 4 Pc Bath, Window | Bsmt |
Listing history
Buy/sell history for 46 Vermont Ave, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,299,000 | N/A | For Sale | C14144952 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $259,800
- Total mortgage amount
- $1,039,200
- Total interest payment
- $738,900
- Total purchase cost
- $2,037,900
- Mortgage payment
- $5,927/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
28%Monthly carrying cost
$6,625- Rent $6,000
- Shortfall $625
Rental income opens at $6,000, the median asking rent of 60 comparable homes for lease in Toronto. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $22,455
- Toronto municipal land transfer tax
- $22,455
- Total land transfer tax
- $44,910
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $36,435
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,299,000
- $17,980
- Ontario total
- $22,455
Toronto’s municipal tax uses the same brackets at this price, so it adds another $22,455.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 2,695 sq ft250 m²
- Street frontage
- 19.25 ft5.9 m
- Depth
- 140 ft42.7 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m32 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity4
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 57 building permits issued within 250 m in the last 2 years250 m
- Nearest airport: 4.6 km4.6 km
- Mapped parcel: about 2,930 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · toronto.parcels
Around the home2
- Nearest rail line: 190 m190 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is The Governing Council of the University of Toronto — St George Campus, 2.1 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, Dotto One, FibreStream, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
R (d0.6)By-law
569-2013Municipality
Toronto1 d0.6
Density: floor area is capped at 0.6 times the lot area.
2 Where this is written
Chapter 10, section 10.10 of By-law 569-2013
3 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
No building permits on file at this address.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
388 DUPONT STSite planUnder Review
Proposal revised:A 16-storey mixed-use building with a wrapped MPH/Amenity at Level 16. Proposal contains 257 dwelling units and 811 square metres of at-grade retail space along the Dupont Street frontage. The proposal also includes 72 vehicular parking spaces and 142 bicycle parking spaces.
600 m away374 DUPONT STSite planUnder Review
Proposal revised:A 16-storey mixed-use building with a wrapped MPH/Amenity at Level 16. Proposal contains 257 dwelling units and 811 square metres of at-grade retail space along the Dupont Street frontage. The proposal also includes 72 vehicular parking spaces and 142 bicycle parking spaces.
640 m away864 BATHURST STSite planUnder Review
The proposal involves a 3-storey addition to the existing 2-storey building, resulting in a 5-storey mixed-use building. The development would retain medical office uses in the basement and ground floor, introduce commercial/office space on the second floor, and provide 15 residential units on floors three to five. The proposed building would contain approximately 920 m² of medical office space, 460 m² of commercial/office space, and 1,380 m² of residential space, for a total gross floor area of 2,760 m² (4.72 FSI).
670 m away862 BATHURST STSite planUnder Review
The proposal involves a 3-storey addition to the existing 2-storey building, resulting in a 5-storey mixed-use building. The development would retain medical office uses in the basement and ground floor, introduce commercial/office space on the second floor, and provide 15 residential units on floors three to five. The proposed building would contain approximately 920 m² of medical office space, 460 m² of commercial/office space, and 1,380 m² of residential space, for a total gross floor area of 2,760 m² (4.72 FSI).
680 m away860 BATHURST STSite planUnder Review
The proposal involves a 3-storey addition to the existing 2-storey building, resulting in a 5-storey mixed-use building. The development would retain medical office uses in the basement and ground floor, introduce commercial/office space on the second floor, and provide 15 residential units on floors three to five. The proposed building would contain approximately 920 m² of medical office space, 460 m² of commercial/office space, and 1,380 m² of residential space, for a total gross floor area of 2,760 m² (4.72 FSI).
680 m away500 MACPHERSON AVESite planUnder Review
Site plan approval application for an 8-storey residential building having a gross floor area of 11572 square metres, and containing 135 residential dwelling units.
790 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Semi-detached homes for sale in Annex right now
- For sale now
- 18
- Median asking price
- $3.44M
- New in 7 days
- 4
- Price cuts
- 17%
Middle half: $1.82M to $4.42M
5 in 28 days
3 listings
This home is asking 62% below the median, lower than three quarters of them.
See all homes in AnnexAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Bathurst Station | TTC subway: Line 2 Bloor-Danforth | 750 m |
| Christie Station | TTC subway: Line 2 Bloor-Danforth | 850 m |
| Dupont Station | TTC subway: Line 1 Yonge-University | 900 m |
| Bloor GO | GO Transit train: KitchenerUP Express train | 3.1 km |
| Forest Hill Station | TTC light rail: Line 5 Eglinton | 3.3 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Palmerston Avenue Junior Public SchoolToronto DSB | Public · grades JK–6 · French Immersion | 350 m | 81%Grade 6 average |
| Essex Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 | 550 m | 61%Grade 6 average |
| ÉÉC du Sacré-Coeur-TorontoConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 750 m | 60%Grade 6 average |
| St Bruno/St. Raymond Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 800 m | 56%Grade 3 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Loretto College SchoolToronto CDSB | Catholic · grades 9–12 | 900 m | 40%Grade 9 math |
| Harbord Collegiate InstituteToronto DSB | Public · grades 9–12 · French Immersion | 1.2 km | 77%Grade 9 math |
| Central Technical SchoolToronto DSB | Public · grades 9–12 | 1.2 km | 34%Grade 9 math |
| École secondaire Toronto OuestConseil scolaire Viamonde | French-language public · grades 9–12 | 2.8 km | 82%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Annex are shown to signed-in members.