402-500 St Clair Ave
Humewood-Cedarvale, Toronto, Ontario M6C 1A8
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 900–999sq ft
- Per sq ft
- $947at the range’s middle
- Tax a year
- $4,9342026 tax year
- Parking
- 11 underground
- Days on market
- Members
The brief
About 402-500 St Clair Ave
402-500 St Clair Ave is a 2-bedroom, 2-bathroom condo in Humewood-Cedarvale, Toronto, listed for sale at an asking price of $899,000 (MLS® C13857534).
Rarely Offered Penthouse-Style Oasis in Forest Hill! Feel Right At Home in This Custom-Designed 2-Bedroom, 2-Bathroom Sanctuary by Renowned Celebrity Interior Designer Amanda Forrest. This Bright Sun Filled Suite Offers Over 2,500 Sq Ft of Combined Indoor/Outdoor Living (~905 Sq Ft Interior + Rare Up To 1,600 Sq Ft Private Exclusive Use Southwest Entertainment Terrace).Renovated at Over $100,000, Every Room is Bathed in Natural Light. This Corner Unit Offers Floor-to-Ceiling Windows Across the Living Room & Both Bedrooms. Step Outside to Your Expansive Outdoor Oasis to Enjoy Breathtaking Sunrise & Sunset Views! Direct Terrace Access from the Living Area, 2nd Bedroom, AND Primary Bedroom via a Dedicated Private Walkout Connecting to the Main Terrace. The Dining Area Features a Custom Caesarstone Island with Built-In Cupboards & Seating for 6, Adjacent to a Chef's Kitchen with Granite Countertops & Stainless Steel Appliances.The Primary Suite Boasts Floor-to-Ceiling Windows, Walk-In Closet with Custom Built-Ins, & 3-Piece Ensuite Featuring a Glass Shower, Wraparound Countertop, & Mirrored Cabinet. The Versatile 2nd Bedroom Functions as an Executive Office/Flex Space with Custom Queen Murphy Bed Wall Unit. Complete Peace of Mind with BOTH HVAC Heat Pumps Recently Replaced!Full Building Amenities Include 24-Hour Concierge, Indoor Pool, Sauna, Gym, Guest Suites, Media Room, Party Room, & Visitor Parking. Prime St. Clair West Location Steps to Forest Hill Village With its Boutique Shops, High-end Cafes, Specialty Bakeries, St Clair West Dining & Market District Offering Upscale Grocery Markets, Artisanal Coffee Shops, Fitness Studios, and Local Dining Spots. Cedarvale Park, Wychwood Barns, Sir Winston Churchill Park, & Nordheimer Ravine Trails. Conveniently Located Close to Loblaws, Shoppers Drug Mart and the St. Clair Streetcar Outside the Building with the St. Clair West Subway Minutes Away. Status Certificate Ordered!
Insights
Condition Score
Good71/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$3,151/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 8 homes with 2 bedrooms for lease in Humewood-Cedarvale right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $4,934 / 2026
- MLS® number
- C13857534
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 900-999 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Humewood-Cedarvale
- Municipality
- Toronto
Building
- Size
- 900-999 sqft
- Construction
- Concrete
Inside
- Bedrooms
- 2
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Main, 1 × 3pc Main
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Heat Pump
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- All Elfs, S/S Fridge, S/S Stove, S/S Dishwasher, S/S Microwave, Stackable Washer Dryer,Murphy Bed
- Condo maint.
- $938
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.05 × 4.27 m | hardwood floor, Window Flr to Ceil, W/O To Terrace | Main |
| Dining | 3.05 × 3.05 m | hardwood floor, Breakfast Bar | Main |
| Kitchen | 2.44 × 2.44 m | Granite Counter, hardwood floor, Backsplash | Main |
| Primary | 3.05 × 4.27 m | hardwood floor, Ensuite Bath, W/I Closet | Main |
| 2nd Br | 2.74 × 3.05 m | Murphy Bed, hardwood floor, W/O To Terrace | Main |
Listing history
Buy/sell history for 402-500 St Clair Ave, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $899,000 | N/A | For Sale | C13857534 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $179,800
- Total mortgage amount
- $719,200
- Total interest payment
- $511,400
- Total purchase cost
- $1,410,400
- Mortgage payment
- $4,102/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
81%Monthly carrying cost
$5,451- Rent $2,300
- Shortfall $3,151
Rental income opens at $2,300, the median asking rent of 8 comparable homes for lease in Humewood-Cedarvale. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $14,455
- Toronto municipal land transfer tax
- $14,455
- Total land transfer tax
- $28,910
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $20,435
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $899,000
- $9,980
- Ontario total
- $14,455
Toronto’s municipal tax uses the same brackets at this price, so it adds another $14,455.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m190 test or monitoring holes also recorded.250 m
- Groundwater recorded about 10.1 m below ground nearbyThe middle water level in the well records within 500 m (331 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 74 building permits issued within 250 m in the last 2 years250 m
- 21 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 5.8 km5.8 km
- Mapped parcel: about 17,600 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is John E. Goudey Mfg Limited, 2.7 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, Dotto One, FibreStream, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
CR 3.0 (c2.0; r2.0) SS2 (x1586)By-law
569-2013Municipality
Toronto1 3.0
Density: total floor area is capped at 3.0 times the lot area.
2 c2.0
Commercial floor area is capped at 2.0 times the lot area.
3 r2.0
Residential floor area is capped at 2.0 times the lot area.
4 x1586
Site-specific exception 1586: this site has rules of its own, written in the by-law.
5 SS2
Standards set 2: the setback, height and coverage rules the by-law applies to this zone.
6 Where this is written
Chapter 40, section 40.10 of By-law 569-2013 · Exception 900.11.10(1586)
7 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
6 building permits cleared at this address in the City’s file.
HVAC: Other Group C BuildingsClosed
Proposed heat pump loop riser modifications.
Issued May 18, 2018
Building Permit Related(PS)Permit Issued
Plumbing - Proposal for interior alterations to exisitng ground floor unit for new take-out restaurant (pizza).
Issued September 21, 2012
Building Permit Related(MS)Permit Issued
HVAC - Proposal for interior alterations to exisitng ground floor unit for new take-out restaurant (pizza).
Issued September 21, 2012
Interior AlterationsPermit Issued
Proposal for interior alterations to exisitng ground floor unit for new take-out restaurant (pizza).
Issued September 13, 2012
Building Permit Related(MS)Inspection
HVAC - Minor interior alterations (including plumbing and hvac) to ground floor commercial unit for new bakery. Convenience address 1480 Bathurst St.
Issued August 20, 2010
Interior AlterationsInspection
Interior alterations to convert vacant space to a starbucks restaurant < 30 seats
Issued October 22, 2009
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
1467 BATHURST STCondominiumUnder Review
*** Draft Plan of Condominium for 1144 condo units.There is a Zoning By-law Amendment application which is approved.There is a concurrent Site Plan Control application which is currently under review.
50 m away5 RAGLAN AVECondominiumUnder Review
*** Draft Plan of Condominium for 170 units.There is a OLT approved Zoning By-law Amendment application. There is a concurrent Site Plan Control application which is currently under review.
60 m away7 RAGLAN AVECondominiumUnder Review
*** Draft Plan of Condominium for 170 units.There is a OLT approved Zoning By-law Amendment application. There is a concurrent Site Plan Control application which is currently under review.
60 m away9 RAGLAN AVECondominiumUnder Review
*** Draft Plan of Condominium for 170 units.There is a OLT approved Zoning By-law Amendment application. There is a concurrent Site Plan Control application which is currently under review.
70 m away11 RAGLAN AVECondominiumUnder Review
*** Draft Plan of Condominium for 170 units.There is a OLT approved Zoning By-law Amendment application. There is a concurrent Site Plan Control application which is currently under review.
70 m away13 RAGLAN AVECondominiumUnder Review
*** Draft Plan of Condominium for 170 units.There is a OLT approved Zoning By-law Amendment application. There is a concurrent Site Plan Control application which is currently under review.
80 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Humewood-Cedarvale right now
- For sale now
- 22
- Median asking price
- $674K
- New in 7 days
- 3
- Price cuts
- 23%
Middle half: $393K to $1.92M
11 in 28 days
5 listings
This home is asking 33% above the median.
See all homes in Humewood-CedarvaleAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| St Clair West Station | TTC subway: Line 1 Yonge-University | 250 m |
| Dupont Station | TTC subway: Line 1 Yonge-University | 1.4 km |
| Bathurst Station | TTC subway: Line 2 Bloor-Danforth | 2 km |
| Forest Hill Station | TTC light rail: Line 5 Eglinton | 2 km |
| Bloor GO | GO Transit train: KitchenerUP Express train | 3.9 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Holy Rosary Catholic SchoolToronto CDSB | Catholic · grades JK–8 · French Immersion | 450 m | 82%Grade 6 average |
| Hillcrest Community SchoolToronto DSB | Public · grades JK–6 | 550 m | 83%Grade 6 average |
| Humewood Community SchoolToronto DSB | Public · grades JK–8 · French Immersion | 850 m | 79%Grade 6 average |
| ÉÉC du Sacré-Coeur-TorontoConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 1.8 km | 60%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Oakwood Collegiate InstituteToronto DSB | Public · grades 9–12 · French Immersion | 1.5 km | 44%Grade 9 math |
| Loretto College SchoolToronto CDSB | Catholic · grades 9–12 | 2.2 km | 40%Grade 9 math |
| Forest Hill Collegiate InstituteToronto DSB | Public · grades 9–12 | 2.2 km | 60%Grade 9 math |
| École secondaire Toronto OuestConseil scolaire Viamonde | French-language public · grades 9–12 | 3.8 km | 82%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Humewood-Cedarvale are shown to signed-in members.