613-5039 Finch Ave
Agincourt North, Toronto, Ontario M1S 5L6
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 600–699sq ft
- Per sq ft
- $567at the range’s middle
- Tax a year
- $1,8952026 tax year
- Built
- 16-30
- Parking
- 11 underground
- Days on market
- Members
The brief
About 613-5039 Finch Ave
613-5039 Finch Ave is a 1-bedroom, 1-bathroom condo in Agincourt North, Toronto, listed for sale at an asking price of $368,000 (MLS® E14144980).
Welcome to The Windsor by Monarch, a condominium residence at Finch and McCowan with a welcoming lobby and a wide range of amenities. Enjoy an indoor pool, fitness room, sauna, tennis court and shared recreation spaces, with shopping, restaurants and public transit conveniently nearby. This bright one-bedroom, one-bathroom suite offers approximately 698 sq. ft. (MPAC) of functional living space. Fresh paint and new flooring give the interior a clean, updated feel. Large windows brighten the combined living and dining area, while the glass-enclosed solarium offers a versatile space for a home office, reading nook or hobby area. Sliding glass doors connect the solarium to the main living space while allowing it to be used separately. The kitchen features white cabinetry, a double sink and a convenient pass-through to the living area. The bedroom includes a large window and mirrored closet doors. A four-piece bathroom, in-suite laundry and one garage parking space complete the package. Some photographs are virtually staged. Room dimensions are approximate, referenced from unit 1113.
Insights
Condition Score
Good71/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even55/100−$118/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 1195 condos with 1 bedroom for lease in Toronto right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $1,895 / 2026
- MLS® number
- E14144980
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- 16-30
- Days on market
- Size
- 600-699 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Agincourt North
- Municipality
- Toronto
Building
- Size
- 600-699 sqft
- Building Age
- 16-30
- Construction
- Concrete
Inside
- Bedrooms
- 1
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc Flat
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Condo maint.
- $581
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 2.99 × 4.3 m | Combined W/Dining, carpet free, Sliding Doors | Flat |
| Dining | 2.99 × 4.3 m | Combined W/Living, carpet free, Open Concept | Flat |
| Kitchen | 2.57 × 2.86 m | Double Sink, Pass Through, B/I Dishwasher | Flat |
| Primary | 4.0 × 3.0 m | Mirrored Closet, carpet free, Large Window | Flat |
| Solarium | 1.8 × 3.58 m | Large Window, carpet free, Sliding Doors | Flat |
Listing history
Buy/sell history for 613-5039 Finch Ave, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $368,000 | N/A | For Sale | E14144980 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $73,600
- Total mortgage amount
- $294,400
- Total interest payment
- $209,300
- Total purchase cost
- $577,300
- Mortgage payment
- $1,679/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
26%Monthly carrying cost
$2,418- Rent $2,300
- Shortfall $118
Rental income opens at $2,300, the median asking rent of 1195 comparable homes for lease in Toronto. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $3,995
- Toronto municipal land transfer tax
- $3,995
- Total land transfer tax
- $7,990
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$7,990
- Total for first-time buyers
- $0
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $368,000
- $1,770
- Ontario total
- $3,995
Toronto’s municipal tax uses the same brackets at this price, so it adds another $3,995.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- 1 water-supply well recorded within 250 m1 test or monitoring hole also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 16.8 m.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity4
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 1 building permit issued within 250 m in the last 2 years250 m
- Nearest airport: 9.5 km9.5 km
- Mapped parcel: about 166,380 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · toronto.parcels
Around the home2
- Nearest rail line: 960 m960 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Polyson Polyethylene Products (1986) ltd., 1.2 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 80 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (80 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.80 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Rogers. Cable: INNSYS, Rogers. DSL: Bell. Fixed wireless: Bell, Dash Networks, Rogers, Routcom. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
RA (x10)By-law
569-2013Municipality
Toronto1 x10
Site-specific exception 10: this site has rules of its own, written in the by-law.
2 Where this is written
Chapter 15, section 15.10 of By-law 569-2013 · Exception 900.7.10(10)
3 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
3 building permits cleared at this address in the City’s file.
Garage Repair/ReconstructionPermit Issued
Proposal for waterproofing and repairs to the underground parking garage of an existing apartment building.
Issued May 3, 2022
Garage Repair/ReconstructionPermit Issued
Replace garage ramp into underground parking
Issued October 17, 2011
Re-Roofing/Re-CladdingClosed
To replace sealants and undertake minor concrete repair
Issued October 14, 2009
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 2 open development applications within 800 m of this home.
1571 SANDHURST CRCLOfficial plan or zoning amendmentUnder Review
This application is for clearing a Hold
380 m away1571 SANDHURST CRCLPlan of subdivisionUnder Review
Draft Plan of Subdivision to create an internal road network of private and public roads, two parks blocks, and several development blocks.
380 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Agincourt North right now
- For sale now
- 19
- Median asking price
- $499K
- New in 7 days
- 1
- Price cuts
- 21%
Middle half: $429K to $517K
4 in 28 days
4 listings
This home is asking 26% below the median, lower than three quarters of them.
See all homes in Agincourt NorthAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Agincourt GO | GO Transit train: Stouffville | 2.9 km |
| Milliken GO | GO Transit train: Stouffville | 3.4 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| ÉÉC Saint-Jean-de-LalandeConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 350 m | 81%Grade 6 average |
| Anson S Taylor Junior Public SchoolToronto DSB | Public · grades JK–6 | 500 m | 76%Grade 6 average |
| St Ignatius of Loyola Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 500 m | 72%Grade 6 average |
| Percy Williams Junior Public SchoolToronto DSB | Public · grades JK–6 | 550 m | 87%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Albert Campbell Collegiate InstituteToronto DSB | Public · grades 9–12 | 600 m | 61%Grade 9 math |
| Francis Libermann Catholic High SchoolToronto CDSB | Catholic · grades 9–12 | 750 m | 60%Grade 9 math |
| Msgr Fraser-MidlandToronto CDSB | Catholic · grades 9–12 | 1.8 km | — |
| ÉSC Père-Philippe-LamarcheConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 7.9 km | 55%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Agincourt North are shown to signed-in members.