- Bedrooms
- 4+1
- Bathrooms
- 4
- Size
- 3,000–3,500sq ft
- Per sq ft
- $461at the range’s middle
- Lot
- 54 x 120.15 ft
- Tax a year
- $9,0112025 tax year
- Parking
- 62 attached
- Days on market
- Members
The brief
About 522 Cummer Ave
522 Cummer Ave is a 4+1-bedroom, 4-bathroom detached house in Bayview Woods-Steeles, Toronto, listed for sale at an asking price of $1,499,000 (MLS® C13694364).
Prestigious Bayview & Cummer | A.Y. Jackson School District ---- Get Ready for a Summer By your own Pool. ---- Set on a premium 54 ft lot in one of North York's most sought-after enclaves, this well-cared-for executive residence offers over 3,200 sq ft of above-grade living space plus a finished basement. Owned by the same family for over 50 years, the home presents a rare opportunity to reimagine and renovate in a neighbourhood defined by luxury redevelopment. A classic and functional layout features expansive principal rooms, crown mouldings, and a welcoming family room with fireplace. The eat-in kitchen opens to a private backyard retreat complete with an in-ground swimming pool-ideal for entertaining or relaxing. A main floor laundry room with side entrance adds everyday convenience. The upper level offers four generously sized bedrooms, including a Master suite with ensuite bath. The finished basement provides additional living space with a large recreation room, wet bar, and ample storage. -- Located within the highly ranked A.Y. Jackson SS and Zion Heights MS catchment, and just minutes to parks, ravines, transit, and upscale amenities.A rare offering with exceptional potential in a premier location.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall26/100−$2,590/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 126 detached homes with 5 bedrooms for lease in Toronto right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $9,011 / 2025
- MLS® number
- C13694364
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 3000-3500 sqft
- Lot Size
- 54 x 120.15 ft
- Listed on
- Parking
- 2 Attached, 6 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Bayview Woods-Steeles
- Municipality
- Toronto
Building
- Size
- 3000-3500 sqft
- Construction
- Brick
Inside
- Bedrooms
- 4+1
- Bathrooms
- 4
- Bathroom Details
- 2 × 4pc 2nd, 1 × 2pc Main, 1 × 2pc Bsmt
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- Attached
- Garage
- 2
- Additional Parking
- 4
- Total Parking
- 6
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 54 ft
- Depth
- 120.15 ft
- Lot Size
- 54 x 120.15 ft
Additional
- Foundation
- Other
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- Inground
- Den
- Yes
- Family room
- Yes
- Extras
- Fridge, built-in dishwasher, built-in cooktop, washer/dryer, existing central vacuum and equipment, existing inground concrete swimming pool and equipment, pool heater, pool water filter, and existing garden shed.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Dining | 3.66 × 4.27 m | Broadloom, O/Looks Pool, Moulded Ceiling | Main |
| 4th Br | 3.05 × 3.65 m | Broadloom, Closet, Window | 2nd |
| Living | 3.66 × 7.0 m | Picture Window, Broadloom, Combined W/Dining | Main |
| Foyer | 0.0 × 0.0 m | Tile Floor, 2 Pc Ensuite | Main |
| Breakfast | 2.13 × 3.96 m | Ceramic Floor, W/O To Patio, Combined W/Kitchen | Main |
| Kitchen | 2.44 × 3.96 m | Ceramic Floor, Eat-In Kitchen, O/Looks Pool | Main |
| Primary | 3.66 × 5.18 m | 4 Pc Ensuite, Broadloom, Closet | 2nd |
| Rec | 3.96 × 10.96 m | Fireplace, Wet Bar, Broadloom | Bsmt |
| Laundry | 0.0 × 0.0 m | Linoleum, Side Door | Main |
| Br | 3.65 × 6.39 m | Broadloom | Bsmt |
| Family | 3.66 × 5.79 m | Fireplace, W/O To Yard, Panelled | Main |
| 2nd Br | 3.23 × 3.35 m | Broadloom, Closet, Window | 2nd |
| 3rd Br | 3.35 × 3.96 m | Broadloom, Window, Closet | 2nd |
Listing history
Buy/sell history for 522 Cummer Ave, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,499,000 | N/A | Pc | C13694364 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $299,800
- Total mortgage amount
- $1,199,200
- Total interest payment
- $852,500
- Total purchase cost
- $2,351,500
- Mortgage payment
- $6,839/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
50%Monthly carrying cost
$7,590- Rent $5,000
- Shortfall $2,590
Rental income opens at $5,000, the median asking rent of 126 comparable homes for lease in Toronto. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $26,455
- Toronto municipal land transfer tax
- $26,455
- Total land transfer tax
- $52,910
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $44,435
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,499,000
- $21,980
- Ontario total
- $26,455
Toronto’s municipal tax uses the same brackets at this price, so it adds another $26,455.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 6,488 sq ft603 m²
- Street frontage
- 54 ft16.5 m
- Depth
- 120.15 ft36.6 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m11 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity4
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 2 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 7.2 km7.2 km
- Mapped parcel: about 6,440 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal development applications · toronto.parcels
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 30 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.30 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, FibreStream, Rally. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, Routcom. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
RD (f15.0; a550) (x5)By-law
569-2013Municipality
Toronto1 f15.0
Frontage: at least 15.0 m.
2 a550
Lot area: at least 550 m² per dwelling unit.
3 x5
Site-specific exception 5: this site has rules of its own, written in the by-law.
4 Where this is written
Chapter 10, section 10.20 of By-law 569-2013 · Exception 900.3.10(5)
5 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
No building permits on file at this address.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
3351 BAYVIEW AVESite planUnder Review
Site Plan Control Application proposes the redevelopment of the existing Petro Canada gasstation. The proposed development includes the construction of a new gas station with an integrated convenience store, a quick service restaurant, outdoor patio seating, pedestrian sidewalk connections linking the site to the street, and comprehensive landscaping throughout the property.
50 m away3358 BAYVIEW AVESite planUnder Review
INACTIVE Two blocks of 3 storey townhouses containing a total of 18 dwelling units.
220 m away3386 BAYVIEW AVEOfficial plan or zoning amendmentAppeal Received
Rezoning Application proposes to demolish the existing single detached buildings on site and replace with fifty (50) 4-storey townhomes on a private lane/driveway. The east row of townhouses will be designed to face the internal lane as well as to provide a main entrance appearance facing Bayview Ave. The proposal includes 11,415 m² of residential gross floor area with a density of 1.61 Floor Space Index (FSI) and a building coverage of approximately 41%. Vehicular parking for the units is provided at 2 parking spaces per unit accessed from the private driveway.
400 m away3386 BAYVIEW AVESite planUnder Review
Site Plan Control Application for six blocks of four-storey townhouses. The blocks will consist a total of 50 three-bedroom townhouses. A paved access from Bayview Avenue and Brenham Crescent will also be provided, leading to one level of at-grade garage parking (providing a total of 100 parking spaces). The proposed development provides a total GFA of 11,415 square metres and a FSI of 1.61.
400 m away32 BRENHAM CRESSite planUnder Review
Site Plan Control Application for six blocks of four-storey townhouses. The blocks will consist a total of 50 three-bedroom townhouses. A paved access from Bayview Avenue and Brenham Crescent will also be provided, leading to one level of at-grade garage parking (providing a total of 100 parking spaces). The proposed development provides a total GFA of 11,415 square metres and a FSI of 1.61.
410 m away32 BRENHAM CRESOfficial plan or zoning amendmentAppeal Received
Rezoning Application proposes to demolish the existing single detached buildings on site and replace with fifty (50) 4-storey townhomes on a private lane/driveway. The east row of townhouses will be designed to face the internal lane as well as to provide a main entrance appearance facing Bayview Ave. The proposal includes 11,415 m² of residential gross floor area with a density of 1.61 Floor Space Index (FSI) and a building coverage of approximately 41%. Vehicular parking for the units is provided at 2 parking spaces per unit accessed from the private driveway.
410 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Detached homes for sale in Bayview Woods-Steeles right now
- For sale now
- 16
- Median asking price
- $1.64M
- New in 7 days
- 1
- Price cuts
- 19%
Middle half: $1.5M to $2.06M
9 in 28 days
3 listings
This home is asking 9% below the median.
See all homes in Bayview Woods-SteelesAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Old Cummer GO | GO Transit train: Richmond Hill | 1.7 km |
| Finch Station | TTC subway: Line 1 Yonge-UniversityYRT bus rapid transit: Viva Blue | 2.3 km |
| Yonge / Steeles | YRT bus rapid transit: Viva Blue | 2.3 km |
| Yonge / Clark | YRT bus rapid transit: Viva Blue | 2.9 km |
| Bayview Station | TTC subway: Line 4 Sheppard | 2.9 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx; YRT schedule data (GTFS) from York Region Transit under the YRT Open Data Licence 2.0, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx. Contains public transit Information made available under YRT's Open Data Licence.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Lester B Pearson Elementary SchoolToronto DSB | Public · grades JK–8 | 400 m | 94%Grade 6 average |
| Blessed Trinity Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 650 m | 53%Grade 6 average |
| St Agnes Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 1 km | 87%Grade 6 average |
| École élémentaire Paul-DemersConseil scolaire Viamonde | French-language public · grades JK–6 | 1.8 km | 95%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Joseph Morrow Park Catholic Secondary SchoolToronto CDSB | Catholic · grades 9–12 | 100 m | 63%Grade 9 math |
| Brebeuf College SchoolToronto CDSB | Catholic · grades 9–12 | 1.3 km | 80%Grade 9 math |
| Drewry Secondary SchoolToronto DSB | Public · grades 9–12 | 2.4 km | — |
| ÉSC Monseigneur-de-CharbonnelConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 2.6 km | 63%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Recently sold nearby
Sold prices in Bayview Woods-Steeles are shown to signed-in members.