PH10-55 Harbour Sq
Waterfront Communities C1, Toronto, Ontario M5J 2L1
- Bedrooms
- 3
- Bathrooms
- 3
- Size
- 2,000–2,249sq ft
- Per sq ft
- $1,167at the range’s middle
- Tax a year
- $9,9092025 tax year
- Parking
- 22 underground
- Days on market
- Members
The brief
About PH10-55 Harbour Sq
PH10-55 Harbour Sq is a 3-bedroom, 3-bathroom condo in Waterfront Communities C1, Toronto, listed for sale at an asking price of $2,480,000 (MLS® C13838006).
Welcome to Harbourside - one of Toronto's most iconic and prestigious Waterfront residences. Rarely offered, this spectacular PENTHOUSE suite offers unobstructed, panoramic vistas of Lake Ontario and Islands. With 2,033 square feet of opulent living, floor-to-ceiling windows flood the space with natural light, creating an extraordinary sense of serenity above the waterfront. The stunning, brand new kitchen offers the perfect blend of style and functionality, featuring full slab quartz backsplash and counters/island, a wall oven & microwave, integrated waste/recycling bins & shelving, and motorized blinds. Designed for both grand entertaining and comfortable everyday living, the sprawling layout features all new durable vinyl flooring with the look and feel of luxury wood flooring. The custom millwork, including illuminated built-in storage in the large foyer, showcases an exceptional level of craftsmanship and quality rarely found in Toronto condo living. Three spacious bedrooms with vibrant Southeast views, and three washrooms-including two ensuites. Ensuite laundry room and ensuite storage room. Resort-style living with five star amenities: 24-hour concierge, fitness centre, squash court, 60-ft saltwater pool, rooftop garden with BBQs, patios and lounge deck, elegant party room with licensed lounge, billiards room, library, and wellness/exercise studios. Residents also enjoy private shuttle bus service to key downtown destinations, along with an active social community featuring movie nights, fitness classes, and exclusive resident events. Perfectly positioned; just steps to the boardwalk, lake and ferry terminal, PATH, Union Station, GO Transit, Harbourfront Centre, dining, cafes, shopping, theatre, the Financial District and so much more. Maintenance fees include all utilities: heat, hydro, water, cable & high speed internet. Two (2) side by side parking spots, and locker. Refer to floor plan for 3rd washroom configuration.
Insights
Condition Score
Good71/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$9,920/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 66 condos with 3 bedrooms for lease in Waterfront Communities C1 right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $9,909 / 2025
- MLS® number
- C13838006
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 2000-2249 sqft
- Listed on
- Parking
- 2 Underground, 2 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Waterfront Communities C1
- Municipality
- Toronto
Building
- Size
- 2000-2249 sqft
- Construction
- Concrete
Inside
- Bedrooms
- 3
- Bathrooms
- 3
- Bathroom Details
- 1 × 5pc Flat, 1 × 5pc Flat, 1 × 3pc Flat, Flat
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 2
- Additional Parking
- 0
- Total Parking
- 2
Utilities
- Cooling
- Central Air
- Heating Type
- Baseboard
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Brand New Stainless Steel Appliances: Double Door Fridge, B/I Oven, B/I Microwave, Ceramic Cooktop with B/I Hood Fan, and B/I Dishwasher, New Washer and Dryer. All Lighting Fixtures and Window Coverings. Brand new AC unit.
- Condo maint.
- $2,104
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Utility | 1.54 × 1.55 m | — | Flat |
| Laundry | 1.79 × 1.55 m | B/I Shelves, Vinyl Floor | Flat |
| Other | 1.63 × 3.03 m | — | Flat |
| Living | 7.28 × 6.62 m | Combined W/Dining, Vinyl Floor, Overlook Water | Flat |
| Foyer | 5.1 × 4.25 m | B/I Closet, Vinyl Floor | Flat |
| 2nd Br | 3.43 × 4.46 m | Window Flr to Ceil, Large Closet, 3 Pc Ensuite | Flat |
| Primary | 3.65 × 5.33 m | Window Flr to Ceil, Large Closet, 5 Pc Ensuite | Flat |
| Dining | 7.28 × 6.62 m | Combined W/Living, Vinyl Floor, Juliette Balcony | Flat |
| Kitchen | 3.31 × 6.19 m | Stainless Steel Appl, Quartz Counter, Centre Island | Flat |
| 3rd Br | 3.42 × 4.46 m | Window Flr to Ceil, Large Closet, Vinyl Floor | Flat |
Listing history
Buy/sell history for PH10-55 Harbour Sq, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $2,480,000 | N/A | For Sale | C13838006 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $496,000
- Total mortgage amount
- $1,984,000
- Total interest payment
- $1,410,500
- Total purchase cost
- $3,890,500
- Mortgage payment
- $11,315/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
90%Monthly carrying cost
$14,245- Rent $4,325
- Shortfall $9,920
Rental income opens at $4,325, the median asking rent of 66 comparable homes for lease in Waterfront Communities C1. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $48,475
- Toronto municipal land transfer tax
- $48,475
- Total land transfer tax
- $96,950
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $88,475
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $2,000,000
- $32,000
- 2.5% from $2,000,000 to $2,480,000
- $12,000
- Ontario total
- $48,475
Toronto’s municipal tax uses the same brackets at this price, so it adds another $48,475.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m36 test or monitoring holes also recorded.250 m
- Bedrock about 7 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 117 building permits issued within 250 m in the last 2 years250 m
- 3 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 1.2 km1.2 km
- Mapped parcel: about 98,040 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home2
- Nearest rail line: 430 m430 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Redpath Sugar Ltd — Toronto Refinery, 690 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- 2 federal contaminated sites within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 60 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (60 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.60 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
By-law
See Former City of Toronto By-Law No. 438-86What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.
City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
23 building permits cleared at this address in the City’s file.
Garage Repair/ReconstructionPermit Issued
Localized suspended structural slab (garage) concrete repairs and full waterproofing renewal for the existing above grade parking garage structure.
Issued October 22, 2026
Multiple ProjectsRevision Issued
Revision 01 - Rebision to replace sliding doors & glazed vestibule enclosure with new swing doors, retain existing glass panels and floor grille, remove new plywood sheathing at vestibule cladding and replace canopy roofing membrane.-------------------------------------------------------------------Proposal for interior alterations to vestibule , north and south canopy re-cladding
Issued July 16, 2026
Interior AlterationsInspection
Proposal for interior alterations to apartment building.
Issued October 20, 2025
Building Permit Related(PS)Cancelled
Plumbing - (Plumbing Fixture Replacement only) - Proposal for interior alterations to apartment building -.
Completed October 7, 2025
Garage Repair/ReconstructionClosed
Localized suspended structural slab (garage) concrete repairs and full waterproofing renewal for P1A, P1B, P2, P3, AND P4 Levels.
Issued August 22, 2024
SprinklersClosed
Sprinkler System being extended from the current sprinkler system to cover the front entrance lobby
Issued February 14, 2023
SprinklersClosed
Sprinkler System being extended from the current sprinkler system to cover the front entrance lobby.
Issued February 14, 2023
Garage Repair/ReconstructionClosed
Proposal for waterproofing and localized concrete repairs to the above-ground parking garage of an existing apartment building - Parking Levels P2, P3, and P4Address includes 55 and 65 Harbour Square.
Issued June 24, 2022
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
60 HARBOUR STSite planUnder Review
Site plan application for a proposed 57-storey non-residential building.
200 m away30 BAY STSite planUnder Review
Site plan application for a proposed 57-storey non-residential building.
230 m away200 QUEENS QUAY WCondominiumUnder Review
*** Draft Plan of Condominium for 1482 units.
240 m away1 YONGE STPlan of subdivisionAmend Drft Plan App
Draft Plan of Subdivision to create two lots separated by a public road (extension of Harbour Street).
470 m away1 YONGE STSite planUnder Review
Site Plan Approval for Phase 4 & 5 of the One Yonge Development, consisting of two non-residential towers having heights of 22 and 40-storeys, respectively. There is an associated Official Plan and and Zoning By-law amendment application to revise the approved OPA and ZBA as it relates to the southerly parcel (phase 4 and 5) to allow for the inclusion of a hotel use within Phase 4 of the redevelopment, as well as changes to the proposal including the addition of a pedestrian bridge between Towers 4 and 5. application 20 152435 STE 10 OZ
480 m away1 YONGE STSite planUnder Review
PHASE 3 - This Site Plan Approval application for Phase 3 proposes a 95-storey tower with a gross floor area of 93148sqm.
480 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Waterfront Communities C1 right now
- For sale now
- 630
- Median asking price
- $629K
- New in 7 days
- 64
- Price cuts
- 21%
Middle half: $539K to $837K
247 in 28 days
133 listings
This home is asking 294% above the median, higher than three quarters of them.
See all homes in Waterfront Communities C1Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 600 m |
| St Andrew Station | TTC subway: Line 1 Yonge-University | 1 km |
| King Station | TTC subway: Line 1 Yonge-University | 1 km |
| Osgoode Station | TTC subway: Line 1 Yonge-University | 1.4 km |
| Queen Station | TTC subway: Line 1 Yonge-University | 1.4 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Michael Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 1.1 km | 65%Grade 6 average |
| Bishop Macdonell Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 1.3 km | 84%Grade 6 average |
| Jean Lumb Public SchoolToronto DSB | Public · grades JK–8 | 1.3 km | 83%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 1.9 km | 96%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| City SchoolToronto DSB | Public · grades 9–12 | 1.6 km | — |
| St Michael's Choir (Sr) SchoolToronto CDSB | Catholic · grades 9–12 | 1.7 km | 96%Grade 9 math |
| Heydon Park Secondary SchoolToronto DSB | Public · grades 9–12 | 2.1 km | 8%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 2.5 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Waterfront Communities C1 are shown to signed-in members.