3403-65 Harbour Sq
Waterfront Communities C1, Toronto, Ontario M5J 2L4
- Bedrooms
- 1+1
- Bathrooms
- 1
- Size
- 1,000–1,199sq ft
- Per sq ft
- $908at the range’s middle
- Tax a year
- $5,0802026 tax year
- Parking
- 11 underground
- Days on market
- Members
The brief
About 3403-65 Harbour Sq
3403-65 Harbour Sq is a 1+1-bedroom, 1-bathroom condo in Waterfront Communities C1, Toronto, listed for sale at an asking price of $998,800 (MLS® C14130240).
Welcome To Harbourside-An Iconic Waterfront Residence In The Heart Of Downtown Toronto! This Rare High-Floor 1+1 Bedroom Suite Offers Approx. 1,050 Sq. Ft. Of Bright, Spacious Living With Breathtaking Southeast Views Of Lake Ontario And The Toronto Islands. Thoughtfully Upgraded With Newer Flooring, Updated Kitchen Cabinetry And Countertops, And A Renovated Bathroom. The Expansive Open-Concept Living And Dining Area Is Framed By Large Windows, While The Versatile Den Is Ideal For A Home Office, Fitness Area Or Guest Space. The Windowed Kitchen Features White Cabinetry, Stone Countertops, Stainless Steel Appliances, Tiled Flooring And A Convenient Breakfast Bar. A Generous Primary Bedroom, Marble Foyer, Spacious 4-Piece Bathroom And Separate Laundry/Storage Room Complete This Functional Layout. Enjoy Resort-Style Amenities Including 24-Hour Concierge, Indoor Pool, Sauna, Fitness Centre, Squash Courts, Billiards Room, Library, Lounge, Rooftop Terraces With BBQs, Visitor Parking, Car Wash And Exclusive Resident Shuttle Service. Steps To The Waterfront, Ferry Terminal, PATH, Union Station, Scotiabank Arena, Financial District, Restaurants, Shops And Transit. An Exceptional Opportunity To Enjoy Spacious Lakefront Living In One Of Toronto's Most Established Waterfront Communities!
Insights
Condition Score
Good81/1003 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall9/100−$3,064/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 280 condos with 2 bedrooms for lease in Waterfront Communities C1 right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $5,080 / 2026
- MLS® number
- C14130240
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 1000-1199 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Waterfront Communities C1
- Municipality
- Toronto
Building
- Size
- 1000-1199 sqft
- Construction
- Concrete
Inside
- Bedrooms
- 1+1
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Baseboard
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Stainless Steel Fridge, Stainless Steel Stove, B/I Microwave, S/S Dishwasher. Washer + Dryer. Electric Light Fixtures and Existing Window Coverings. ONE PARKING & ONE LOCKER.
- Condo maint.
- $1,084
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.8 × 5.68 m | Overlook Water, hardwood floor, Open Concept | Ground |
| Dining | 3.13 × 3.57 m | Overlook Water, Open Concept, Combined W/Living | Ground |
| Kitchen | 2.85 × 3.35 m | Tile Floor, Granite Counter, Eat-In Kitchen | Ground |
| Primary | 3.43 × 4.66 m | W/I Closet, hardwood floor, 4 Pc Ensuite | Ground |
| Foyer | 1.63 × 2.2 m | Mirrored Walls, Marble Floor, Closet | Ground |
| Laundry | 1.63 × 2.85 m | Separate Rm | Ground |
Listing history
Buy/sell history for 3403-65 Harbour Sq, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $998,800 | N/A | For Sale | C14130240 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $199,760
- Total mortgage amount
- $799,040
- Total interest payment
- $568,060
- Total purchase cost
- $1,566,860
- Mortgage payment
- $4,557/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
74%Monthly carrying cost
$6,064- Rent $3,000
- Shortfall $3,064
Rental income opens at $3,000, the median asking rent of 280 comparable homes for lease in Waterfront Communities C1. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $16,451
- Toronto municipal land transfer tax
- $16,451
- Total land transfer tax
- $32,902
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $24,427
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $998,800
- $11,976
- Ontario total
- $16,451
Toronto’s municipal tax uses the same brackets at this price, so it adds another $16,451.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m21 test or monitoring holes also recorded.250 m
- Bedrock about 7 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity4
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 66 building permits issued within 250 m in the last 2 years250 m
- Nearest airport: 1.2 km1.2 km
- Mapped parcel: about 98,040 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · toronto.parcels
Around the home2
- Nearest rail line: 500 m500 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Redpath Sugar Ltd — Toronto Refinery, 620 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- 2 federal contaminated sites within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 100 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (100 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.100 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
By-law
See Former City of Toronto By-Law No. 438-86What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.
City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
10 building permits cleared at this address in the City’s file.
Interior AlterationsClosed
Proposal for interior alterations to install a Stiltz Trio lift in the existing two storey penthouse condominium unit.
Issued November 9, 2020
Building Permit Related(PS)Closed
Plumbing - Proposal for interior alterations to the existing condo unit 704
Issued December 16, 2019
Interior AlterationsInspection
BLD, PLB, HVA - Proposal for interior alterations to the existing condo unit 704
Issued December 16, 2019
Building Permit Related(MS)Inspection
HVAC - Proposal for interior alterations to the existing condo unit 704
Issued December 16, 2019
Building Permit Related(MS)Permit Issued
HVAC - Proposal for interior alterations to an existing residential unit on the 20th floor - UNIT 2006
Issued November 29, 2019
Interior AlterationsPermit Issued
Proposal for interior alterations to an existing residential unit on the 20th floor - UNIT 2006
Issued November 8, 2019
Building Permit Related(PS)Permit Issued
Plumbing - Proposal for interior alteration to unit 301 in existing apartment building.
Issued December 20, 2018
Interior AlterationsCancelled
Revision #01 - Changing to interior layout and plumbing. Proposal for interior alteration to unit 301 in existing apartment building.
Completed November 22, 2018
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
60 HARBOUR STSite planUnder Review
Site plan application for a proposed 57-storey non-residential building.
260 m away30 BAY STSite planUnder Review
Site plan application for a proposed 57-storey non-residential building.
270 m away200 QUEENS QUAY WCondominiumUnder Review
*** Draft Plan of Condominium for 1482 units.
340 m away1 YONGE STPlan of subdivisionAmend Drft Plan App
Draft Plan of Subdivision to create two lots separated by a public road (extension of Harbour Street).
430 m away25 QUEENS QUAY EOfficial plan or zoning amendmentOMB Appeal
Proposal to modify previously approved Buildings A and F. Building A is proposed with a revised height of 11 storeys containing 136 residential dwelling units (previously approved for 13 storeys containing 132 units). Building F is proposed with a revised height of 45 storeys containing 449 residential dwelling units (previously approved for 13 storeys containing 139 units). In total, an additional 314 residential units are proposed. Please note that OPA/Rezoning File No. 21 143747 STE 10 OZ is being reviewed at the same time as Site Plan Control File No. 21 143750 STE 10 SA. OPA/Rezoning must be approved prior to site plan approval.
440 m away25 QUEENS QUAY ESite planUnder Review
Proposal to modify previously approved Buildings A and F. Building A is proposed with a revised height of 11 storeys containing 136 residential dwelling units (previously approved for 13 storeys containing 132 units). Building F is proposed with a revised height of 45 storeys containing 449 residential dwelling units (previously approved for 13 storeys containing 139 units). In total, an additional 314 residential units are proposed. Please note that OPA/Rezoning File No. 21 143747 STE 10 OZ is being reviewed at the same time as Site Plan Control File No. 21 143750 STE 10 SA. OPA/Rezoning must be approved prior to site plan approval.
440 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Waterfront Communities C1 right now
- For sale now
- 630
- Median asking price
- $629K
- New in 7 days
- 64
- Price cuts
- 21%
Middle half: $539K to $837K
247 in 28 days
133 listings
This home is asking 59% above the median, higher than three quarters of them.
See all homes in Waterfront Communities C1Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 650 m |
| King Station | TTC subway: Line 1 Yonge-University | 1 km |
| St Andrew Station | TTC subway: Line 1 Yonge-University | 1 km |
| Queen Station | TTC subway: Line 1 Yonge-University | 1.4 km |
| Osgoode Station | TTC subway: Line 1 Yonge-University | 1.5 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Michael Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 1.1 km | 65%Grade 6 average |
| Bishop Macdonell Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 1.4 km | 84%Grade 6 average |
| Jean Lumb Public SchoolToronto DSB | Public · grades JK–8 | 1.4 km | 83%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 1.9 km | 96%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| City SchoolToronto DSB | Public · grades 9–12 | 1.6 km | — |
| St Michael's Choir (Sr) SchoolToronto CDSB | Catholic · grades 9–12 | 1.7 km | 96%Grade 9 math |
| Inglenook Community SchoolToronto DSB | Public · grades 9–12 | 2.2 km | — |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 2.5 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Waterfront Communities C1 are shown to signed-in members.