- Bedrooms
- 1+1
- Bathrooms
- 1
- Size
- 600–699sq ft
- Per sq ft
- $876at the range’s middle
- Tax a year
- $2,6172026 tax year
- Built
- 0-5
- Parking
- 11 underground
- Days on market
- Members
The brief
About 1102-650 Queens Quay
1102-650 Queens Quay is a 1+1-bedroom, 1-bathroom condo in Niagara, Toronto, listed for sale at an asking price of $569,000 (MLS® C14086840).
Bright 1-bedroom + den suite featuring amazing lake AND city views, an open-concept layout, and a rare large private balcony. The den offers flexible space for a home office or additional living area. Parking (with a double bike rack included), locker, and all utilities included (excluding phone, cable, and internet). Excellent building amenities add to the convenience. Located steps from Loblaws, waterfront and trails, public transit, restaurants, shopping, and entertainment. Easy access to major highways, with the downtown core just minutes away. Enjoy convenient waterfront living in one of Toronto's most desirable locations!
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall42/100−$623/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 90 condos with 2 bedrooms for lease in Niagara right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $2,617 / 2026
- MLS® number
- C14086840
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- 0-5
- Days on market
- Size
- 600-699 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Niagara
- Municipality
- Toronto
Building
- Size
- 600-699 sqft
- Building Age
- 0-5
- Construction
- Concrete
Inside
- Bedrooms
- 1+1
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Stainless Steel Appliances: Fridge, Stove, Dishwasher. Washer & Dryer, Window Coverings and ELFs
- Condo maint.
- $709
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 2.7 × 5.5 m | Combined W/Dining, carpet free | Ground |
| Dining | 2.7 × 5.5 m | Combined W/Living, carpet free | Ground |
| Kitchen | 2.3 × 3.5 m | Open Concept, Combined W/Dining | Ground |
| Primary | 2.75 × 4.1 m | carpet free, Overlook Water | Ground |
| Solarium | 2.5 × 2.8 m | W/O To Balcony, Overlook Water, Sliding Doors | Ground |
Listing history
Buy/sell history for 1102-650 Queens Quay, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $569,000 | N/A | For Sale | C14086840 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $113,800
- Total mortgage amount
- $455,200
- Total interest payment
- $323,600
- Total purchase cost
- $892,600
- Mortgage payment
- $2,596/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
39%Monthly carrying cost
$3,523- Rent $2,900
- Shortfall $623
Rental income opens at $2,900, the median asking rent of 90 comparable homes for lease in Niagara. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $7,855
- Toronto municipal land transfer tax
- $7,855
- Total land transfer tax
- $15,710
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $7,235
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $569,000
- $3,380
- Ontario total
- $7,855
Toronto’s municipal tax uses the same brackets at this price, so it adds another $7,855.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m38 test or monitoring holes also recorded.250 m
- Groundwater recorded about 3 m below ground nearbyThe middle water level in the well records within 500 m (133 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 33 building permits issued within 250 m in the last 2 years250 m
- 2 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 390 m390 m
- Mapped parcel: about 34,080 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home2
- Nearest rail line: 520 m520 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is AeroMag 2000- YTZ.inc, 840 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- 7 federal contaminated sites within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
By-law
See Former City of Toronto By-Law No. 438-86What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.
City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
11 building permits cleared at this address in the City’s file.
Fire AlarmInspection
Proposal for replacement of fire alarm control panel and devices.
Issued April 7, 2026
Interior AlterationsInspection
Proposal for addition of one door in unit 102
Issued August 8, 2025
Other(BA)Permit Issued
Replacement of perimeter railing system at amenity roof
Issued March 26, 2025
Building Permit Related(PS)Permit Issued
Plumbing - Proposed complete accessibility upgrades.
Issued October 28, 2024
Multiple ProjectsPermit Issued
Proposed complete accessibility upgrades.
Issued October 9, 2024
Building Permit Related(MS)Refusal Notice
HVAC - Proposed complete accessibility upgrades.
Applied August 21, 2024
Other(BA)Closed
Install new gates with electric strikes and panic hardware in stairwells to prevent unauthorized access to the upper floor areas. Install new keyed lock on 2nd floor stair door to prevent access to floor area from stairwell.
Issued August 14, 2024
Garage Repair/ReconstructionPermit Issued
Proposal for waterproofing and minor garage repair.
Issued May 15, 2018
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
545 LAKE SHORE BLVD WCondominiumUnder Review
*** Draft Plan of Condominium for 419 units.
90 m away470 R LAKE SHORE BLVD WOfficial plan or zoning amendmentUnder Review
Zoning by-law amendment application to facilitate the development of 5,509 square metres of non-residential retail space located below the Gardiner Expressway.
240 m away701 FLEET STSite planUnder Review
Site Plan Approval for a three-storey athletic training facility proposed by the Tempo Basketball Club Inc. (the "Toronto Tempo"). This proposal is located on land that is owned by the City and will be subject to a long-term lease between the City and the Toronto Tempo to develop the training facility as well as new public parkland. The proposed lease provides for public access to the Tempo training facility during the team's off-season and periodically during the WNBA season.
670 m away150 QUEENS WHARF RDSite planApplication Received
The 2025 Proposal is a 37-storey tower with a total of 268 units and ~350m2 of ground floor non-residential GFA. Of the 268 units, over 50% of the units are larger two- and three-bedroom units and 30% of the total units are planned to be affordable.
690 m away18 PORTLAND STSite planUnder Review
Proposal to permit the redevelopment of the site with a 22-storey mixed-use building, having a non-residential gross floor area of 2,770.5 square metres and a residential gross floor area of 13,765.5 square metres. A total of 182 residential dwelling units are proposed. Related applications: 21 232793 STE 10 OZ; 21 232800 STE 10 SB; and 22 151499 STE 10 OZ.
710 m away10 LOWER SPADINA AVESite planUnder Review
Site Plan Application for a 49-storey mixed use building (not including mechanical penthouse), containing approximately 128 square metres of non-residential floor area at grade, and 511 apartment dwelling units.The proposed development has a gross floor area of approximately 32,363.6 square metres and a floor space index of approximately 20.46 times the lot area.
720 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Niagara right now
- For sale now
- 167
- Median asking price
- $580K
- New in 7 days
- 23
- Price cuts
- 19%
Middle half: $499K to $752K
82 in 28 days
31 listings
This home is asking 2% below the median.
See all homes in NiagaraAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Exhibition GO | GO Transit train: Lakeshore West | 1.6 km |
| St Andrew Station | TTC subway: Line 1 Yonge-University | 1.7 km |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 1.9 km |
| Osgoode Station | TTC subway: Line 1 Yonge-University | 2 km |
| King Station | TTC subway: Line 1 Yonge-University | 2.2 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| The Waterfront SchoolToronto DSB | Public · grades JK–8 | 150 m | 83%Grade 6 average |
| Jean Lumb Public SchoolToronto DSB | Public · grades JK–8 | 500 m | 83%Grade 6 average |
| Bishop Macdonell Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 550 m | 84%Grade 6 average |
| École élémentaire Pierre-Elliott-TrudeauConseil scolaire Viamonde | French-language public · grades JK–6 | 2.2 km | 94%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| City SchoolToronto DSB | Public · grades 9–12 | 150 m | — |
| Msgr Fraser College (Southwest)Toronto CDSB | Catholic · grades 9–12 | 2.1 km | — |
| Heydon Park Secondary SchoolToronto DSB | Public · grades 9–12 | 2.2 km | 8%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 3.5 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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