2708-70 Temperance St
Bay Street Corridor, Toronto, Ontario M5H 0B1
- Bedrooms
- 1+1
- Bathrooms
- 1
- Size
- 500–599sq ft
- Per sq ft
- $901at the range’s middle
- Tax a year
- $3,3482025 tax year
- Built
- 6-10
- Parking
- 0underground
- Days on market
- Members
The brief
About 2708-70 Temperance St
2708-70 Temperance St is a 1+1-bedroom, 1-bathroom condo in Bay Street Corridor, Toronto, listed for sale at an asking price of $495,000 (MLS® C13855036).
Spacious Well Maintained Owner Occupied One Bedroom plus Den Condo Unit at Luxurious INDX Condo located in the Heart of the Financial District. Modern Kitchen with high end integrated appliances. Den with sliding door can be used as Study/Office area. Oversized Laundry Room with Walk in Closet providing extra storage space. 9'Ceiling, Floor to Ceiling Windows, Engineered Wood Floor, Contemporary kitchen cabinetry, Stone Counter top. Extra large south facing balcony. Steps To Subway, TTC, PATH System, Financial District, Major Banks, Restaurants, Eaton Centre, Shops and Entertainment area. Excellent Facilities for residents' enjoyment.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even59/100−$35/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 106 condos with 2 bedrooms for lease in Bay Street Corridor right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,348 / 2025
- MLS® number
- C13855036
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- 6-10
- Days on market
- Size
- 500-599 sqft
- Listed on
- Parking
- Underground, 0 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Bay Street Corridor
- Municipality
- Toronto
Building
- Size
- 500-599 sqft
- Building Age
- 6-10
- Construction
- Concrete
Inside
- Bedrooms
- 1+1
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc Flat
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Additional Parking
- 0
- Total Parking
- 0
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Existing integrated Fridge, Electric Cook Top, Built-in Oven, Dishwasher, Integrated Hood Fan, Wine Fridge, Washer & Dryer, All ELFs and Window Coverings. One Locker included.
- Condo maint.
- $497
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.04 × 3.88 m | hardwood floor, Open Concept, W/O To Balcony | Flat |
| Dining | 2.51 × 3.42 m | hardwood floor, Combined W/Kitchen, Open Concept | Flat |
| Kitchen | 2.51 × 3.42 m | hardwood floor, Combined W/Dining, Modern Kitchen | Flat |
| Primary | 2.81 × 3.12 m | hardwood floor, Closet, Window | Flat |
| Den | 2.28 × 2.43 m | hardwood floor, Separate Rm, Sliding Doors | Flat |
Listing history
Buy/sell history for 2708-70 Temperance St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $495,000 | N/A | For Sale | C13855036 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $99,000
- Total mortgage amount
- $396,000
- Total interest payment
- $281,700
- Total purchase cost
- $776,700
- Mortgage payment
- $2,259/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
21%Monthly carrying cost
$3,035- Rent $3,000
- Shortfall $35
Rental income opens at $3,000, the median asking rent of 106 comparable homes for lease in Bay Street Corridor. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $6,375
- Toronto municipal land transfer tax
- $6,375
- Total land transfer tax
- $12,750
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $4,275
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $495,000
- $1,900
- Ontario total
- $6,375
Toronto’s municipal tax uses the same brackets at this price, so it adds another $6,375.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m18 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity4
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 725 building permits issued within 250 m in the last 2 years250 m
- Nearest airport: 1.9 km1.9 km
- Mapped parcel: about 12,200 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · toronto.parcels
Around the home2
- Nearest rail line: 640 m640 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 2 facilities within 1 km report pollutant releases to Environment CanadaThe nearest is Enwave Energy Corporation — Pearl Street Steam Plant, 390 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- 2 federal contaminated sites within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
By-law
See Former City of Toronto By-Law No. 438-86What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.
City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
20 building permits cleared at this address in the City’s file.
Electromagnetic LocksClosed
Proposal to add one maglock on 10th floor stairwell, see also 22 125072
Issued May 1, 2024
Electromagnetic LocksClosed
Proposal to install three (3) maglocks on 18th floor, (1 Double & 2 Single doors).
Issued March 8, 2023
Electromagnetic LocksClosed
MAGLOCK PERMIT - SCOTIABANK NORTH - 6, 7 & 8TH FLOORS. Proposal to install total of 23 electromagnetic locks on 6 7 & 8th Floors. 8 ML on 6th, 8 ML on 7th, 7 ML on 8th floor.Dwg. # E06.02, E07.02 & E08.02, Page #4, 8, 11 of the attached drawings.
Issued March 29, 2022
Electromagnetic LocksClosed
MAGLOCK PERMIT - SCOTIABANK NORTH - 9 & 14th FLOORS. Proposal to install total of nine (9) electromagnetic locks. 6 ML on 9th & 3 ML on 14th floor.Dwg. # E09.02 & E14.02, Page #4 & 7 of the attached drawings.
Issued March 28, 2022
Electromagnetic LocksClosed
MAGLOCK PERMIT - SCOTIABANK NORTH - 10, 11 &12th FLOORS. Proposal to install total of twenty (20) electromagnetic locks. 5ML on 10th, 7ML on 11th & 8 ML on 12th floor. Dwg. # E10.02, E11.02 & E12.02, Page #5, 5 & 6 of the attached drawings.
Issued March 28, 2022
Electromagnetic LocksClosed
MAGLOCK PERMIT - SCOTIABANK NORTH - 2nd & 3rd FLOORS. Proposal to install total of seven (7) electromagnetic locks on 2nd & 3rd floor. 3ML on 2nd 4ML on 3rd floor.Dwg. # E02.02 & E03.02, Page #4 & 6 of the attached drawings.
Issued March 28, 2022
Electromagnetic LocksClosed
MAGLOCK PERMIT - SCOTIABANK NORTH - 4TH-5TH FLOORS. Proposal to installtotal of fourteen (14) electromagnetic locks on 4 & 5th Floors. 6 ML on 4th, 8 ML on 5th Floor.Dwg. # E-04.02 & E05.02, Page #4 & 8 of the attached drawings.
Issued March 28, 2022
Electromagnetic LocksClosed
MAGLOCK PERMIT - SCOTIABANK NORTH - 15, 16 &17th OFFICE FLOORS. Proposal to install total of eighteen (18) electromagnetic locks. 6 ML on each floors. Dwg. # E15.02, E16.02 & E17.02, Page #4, 7 & 10 of the attached drawings.
Issued March 28, 2022
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
20 ALBERT STPlan of subdivisionUnder Review
Draft Plan of Subdivision for 4 development Blocks.
310 m away25 KING ST WSite planUnder Review
Site Plan Approval for a 64-storey non-residential building having a gross floor area of 163,201.0 square metres.
320 m away199 BAY STSite planUnder Review
Site Plan Approval for a 64-storey non-residential building having a gross floor area of 163,201.0 square metres.
330 m away483 BAY STPlan of subdivisionUnder Review
Draft Plan of Subdivision for 4 development Blocks.
360 m away200 UNIVERSITY AVESite planOMB Appeal
Site Plan application to facilitate redevelopment at 200 University Avenue for a 37-storey addition above the existing 16-storey heritage building for an overall height of 53-storeys. The proposal consists of 52,661 square metres of gross floor area and 622 residential units, of which 24 are proposed as affordable rental dweling units. 46 vehicle parking spaces and 363 bicycle parking spaces are proposed.
380 m away200 UNIVERSITY AVEOfficial plan or zoning amendmentOMB Appeal
Official Plan and Zoning By-law Amendment application to facilitate redevelopment at 200 University Avenue for a 37-storey addition above the existing 16-storey heritage building for an overall height of 53-storeys. The proposal consists of 52,661 square metres of gross floor area and 622 residential units, of which 24 are proposed as affordable rental dweling units. 46 vehicle parking spaces and 363 bicycle parking spaces are proposed.
380 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Bay Street Corridor right now
- For sale now
- 178
- Median asking price
- $654K
- New in 7 days
- 22
- Price cuts
- 20%
Middle half: $521K to $897K
71 in 28 days
36 listings
This home is asking 24% below the median, lower than three quarters of them.
See all homes in Bay Street CorridorAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Queen Station | TTC subway: Line 1 Yonge-University | 300 m |
| King Station | TTC subway: Line 1 Yonge-University | 350 m |
| Osgoode Station | TTC subway: Line 1 Yonge-University | 400 m |
| St Andrew Station | TTC subway: Line 1 Yonge-University | 400 m |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 600 m |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Michael's Choir (Jr) SchoolToronto CDSB | Catholic · grades 1–8 · French Immersion | 650 m | 99%Grade 6 average |
| St Michael Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 1 km | 65%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 1.1 km | 96%Grade 6 average |
| Ogden Junior Public SchoolToronto DSB | Public · grades JK–6 | 1.1 km | 72%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Michael's Choir (Sr) SchoolToronto CDSB | Catholic · grades 9–12 | 600 m | 96%Grade 9 math |
| Heydon Park Secondary SchoolToronto DSB | Public · grades 9–12 | 1.1 km | 8%Grade 9 math |
| Subway Academy IIToronto DSB | Public · grades 9–12 | 1.2 km | — |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 1.4 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Recently sold nearby
Sold prices in Bay Street Corridor are shown to signed-in members.