3901-70 Temperance St
Bay Street Corridor, Toronto, Ontario M5H 0B1
- Bedrooms
- 2+1
- Bathrooms
- 2
- Size
- 700–799sq ft
- Per sq ft
- $732at the range’s middle
- Tax a year
- $4,1022025 tax year
- Parking
- 0none
- Days on market
- Members
The brief
About 3901-70 Temperance St
3901-70 Temperance St is a 2+1-bedroom, 2-bathroom condo in Bay Street Corridor, Toronto, listed for sale at an asking price of $549,000 (MLS® C13808692).
Welcome To This Contemporary 2 Bed + Den, 2 Bath Condo with Clear View at Toronto City Hall In The Heart Of Torontos Financial District! Bright & Functional 708 Sq.Ft. Layout Featuring 9' Ceilings, Floor-To-Ceiling Windows, Integrated Kitchen Appliances, Stone Countertops & Modern Laminate Flooring. Freshly Painted & Move-In Ready. Spacious Living & Dining Area Perfect For Entertaining Or Working From Home. Primary Bedroom With Ensuite & Double Closet.Walk Out To A Private Balcony With Stunning, Unobstructed Views Of Nathan Phillips Square & City Hall.Exceptional Building Amenities: Fitness Centre, Spin & Yoga Studios, Virtual Golf With Putting Green & Boardroom.Steps To Eaton Centre, PATH, Subway, Restaurants & Major Bank Headquarters. Ideal For End Users Or Investors!
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Strong86/100+$897/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 38 condos with 3 bedrooms for lease in Bay Street Corridor right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $4,102 / 2025
- MLS® number
- C13808692
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 700-799 sqft
- Listed on
- Parking
- None, 0 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Bay Street Corridor
- Municipality
- Toronto
Building
- Size
- 700-799 sqft
- Construction
- Concrete
Inside
- Bedrooms
- 2+1
- Bathrooms
- 2
- Bathroom Details
- 2 × 3pc Flat
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- None
- Additional Parking
- 0
- Total Parking
- 0
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- All Existing Appliances: Fridge, Cooktop, Oven, Dishwasher, Wine Cooler, Washer, Dryer. All Existing Light Fixtures and Window Coverings.
- Condo maint.
- $556
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.048 × 3.048 m | Laminate, Window Flr to Ceil, W/O To Balcony | Flat |
| Dining | 2.7432 × 3.9624 m | Laminate, Open Concept, Combined W/Kitchen | Flat |
| Kitchen | 2.7432 × 3.96424 m | Laminate, Open Concept, Combined W/Dining | Flat |
| Primary | 2.8194 × 2.9972 m | Laminate, 3 Pc Ensuite, Window Flr to Ceil | Flat |
| 2nd Br | 2.2098 × 2.8956 m | Laminate, Glass Doors, Closet | Flat |
| Study | 1.1684 × 2.5908 m | Laminate | Flat |
Listing history
Buy/sell history for 3901-70 Temperance St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $549,000 | N/A | Pc | C13808692 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $109,800
- Total mortgage amount
- $439,200
- Total interest payment
- $312,300
- Total purchase cost
- $861,300
- Mortgage payment
- $2,505/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
—Monthly carrying cost
$3,403- Carrying cost $3,403
- Surplus $897
Rental income opens at $4,300, the median asking rent of 38 comparable homes for lease in Bay Street Corridor. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $7,455
- Toronto municipal land transfer tax
- $7,455
- Total land transfer tax
- $14,910
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $6,435
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $549,000
- $2,980
- Ontario total
- $7,455
Toronto’s municipal tax uses the same brackets at this price, so it adds another $7,455.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
CR 12.0 (c8.0; r11.7) SS1 (x2333)By-law
569-2013Municipality
Toronto1 12.0
Density: total floor area is capped at 12.0 times the lot area.
2 c8.0
Commercial floor area is capped at 8.0 times the lot area.
3 r11.7
Residential floor area is capped at 11.7 times the lot area.
4 x2333
Site-specific exception 2333: this site has rules of its own, written in the by-law.
5 SS1
Standards set 1: the setback, height and coverage rules the by-law applies to this zone.
6 Where this is written
Chapter 40, section 40.10 of By-law 569-2013 · Exception 900.11.10(2333)
7 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
20 building permits cleared at this address in the City’s file.
Electromagnetic LocksClosed
Proposal to add one maglock on 10th floor stairwell, see also 22 125072
Issued May 1, 2024
Electromagnetic LocksClosed
Proposal to install three (3) maglocks on 18th floor, (1 Double & 2 Single doors).
Issued March 8, 2023
Electromagnetic LocksClosed
MAGLOCK PERMIT - SCOTIABANK NORTH - 6, 7 & 8TH FLOORS. Proposal to install total of 23 electromagnetic locks on 6 7 & 8th Floors. 8 ML on 6th, 8 ML on 7th, 7 ML on 8th floor.Dwg. # E06.02, E07.02 & E08.02, Page #4, 8, 11 of the attached drawings.
Issued March 29, 2022
Electromagnetic LocksClosed
MAGLOCK PERMIT - SCOTIABANK NORTH - 9 & 14th FLOORS. Proposal to install total of nine (9) electromagnetic locks. 6 ML on 9th & 3 ML on 14th floor.Dwg. # E09.02 & E14.02, Page #4 & 7 of the attached drawings.
Issued March 28, 2022
Electromagnetic LocksClosed
MAGLOCK PERMIT - SCOTIABANK NORTH - 10, 11 &12th FLOORS. Proposal to install total of twenty (20) electromagnetic locks. 5ML on 10th, 7ML on 11th & 8 ML on 12th floor. Dwg. # E10.02, E11.02 & E12.02, Page #5, 5 & 6 of the attached drawings.
Issued March 28, 2022
Electromagnetic LocksClosed
MAGLOCK PERMIT - SCOTIABANK NORTH - 2nd & 3rd FLOORS. Proposal to install total of seven (7) electromagnetic locks on 2nd & 3rd floor. 3ML on 2nd 4ML on 3rd floor.Dwg. # E02.02 & E03.02, Page #4 & 6 of the attached drawings.
Issued March 28, 2022
Electromagnetic LocksClosed
MAGLOCK PERMIT - SCOTIABANK NORTH - 4TH-5TH FLOORS. Proposal to installtotal of fourteen (14) electromagnetic locks on 4 & 5th Floors. 6 ML on 4th, 8 ML on 5th Floor.Dwg. # E-04.02 & E05.02, Page #4 & 8 of the attached drawings.
Issued March 28, 2022
Electromagnetic LocksClosed
MAGLOCK PERMIT - SCOTIABANK NORTH - 15, 16 &17th OFFICE FLOORS. Proposal to install total of eighteen (18) electromagnetic locks. 6 ML on each floors. Dwg. # E15.02, E16.02 & E17.02, Page #4, 7 & 10 of the attached drawings.
Issued March 28, 2022
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
20 ALBERT STPlan of subdivisionUnder Review
Draft Plan of Subdivision for 4 development Blocks.
290 m away25 KING ST WSite planUnder Review
Site Plan Approval for a 64-storey non-residential building having a gross floor area of 163,201.0 square metres.
310 m away199 BAY STSite planUnder Review
Site Plan Approval for a 64-storey non-residential building having a gross floor area of 163,201.0 square metres.
330 m away483 BAY STPlan of subdivisionUnder Review
Draft Plan of Subdivision for 4 development Blocks.
340 m away21 MELINDA STSite planUnder Review
Site Plan Approval for a 64-storey non-residential building having a gross floor area of 163,201.0 square metres.
380 m away3 KING ST ESite planUnder Review
Site Plan Control application to permit converting the existing office uses in the 15-storey designated heritage building to residential uses on levels 2 to 15, infilling the southeast corner of the building and adding 6 storeys on top of the existing building. This would result in approximately 11,567 square metres of residential uses consisting of 127 dwelling units, and 1,362 square metres of retail and restaurant uses on the ground floor and basement level.
380 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Bay Street Corridor right now
- For sale now
- 177
- Median asking price
- $658K
- New in 7 days
- 22
- Price cuts
- 20%
Middle half: $520K to $899K
71 in 28 days
36 listings
This home is asking 17% below the median.
See all homes in Bay Street CorridorAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Queen Station | TTC subway: Line 1 Yonge-University | 300 m |
| King Station | TTC subway: Line 1 Yonge-University | 350 m |
| Osgoode Station | TTC subway: Line 1 Yonge-University | 450 m |
| St Andrew Station | TTC subway: Line 1 Yonge-University | 450 m |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 600 m |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Michael's Choir (Jr) SchoolToronto CDSB | Catholic · grades 1–8 · French Immersion | 600 m | 99%Grade 6 average |
| St Michael Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 1 km | 65%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 1 km | 96%Grade 6 average |
| Ogden Junior Public SchoolToronto DSB | Public · grades JK–6 | 1.1 km | 72%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Michael's Choir (Sr) SchoolToronto CDSB | Catholic · grades 9–12 | 600 m | 96%Grade 9 math |
| Heydon Park Secondary SchoolToronto DSB | Public · grades 9–12 | 1.1 km | 8%Grade 9 math |
| Subway Academy IIToronto DSB | Public · grades 9–12 | 1.3 km | — |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 1.4 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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