204-832 Bay St
Bay Street Corridor, Toronto, Ontario M5S 1Z6
- Bedrooms
- 2+1
- Bathrooms
- 2
- Size
- 900–999sq ft
- Per sq ft
- $789at the range’s middle
- Tax a year
- $4,3742026 tax year
- Parking
- 0none
- Days on market
- Members
The brief
About 204-832 Bay St
204-832 Bay St is a 2+1-bedroom, 2-bathroom condo in Bay Street Corridor, Toronto, listed for sale at an asking price of $749,000 (MLS® C14030016).
Welcome to Burano on Bay! Spacious 2+1 bedroom, 2 bathroom suite offering approx. 948 sq. ft. of well-planned living space in the heart of the Bay Street Corridor. The flexible den provides the perfect third space - ideal as a home office, nursery, or guest room. Freshly painted with brand-new flooring and new fridge. Enjoy an open-concept living and dining area with bright east exposure for beautiful morning light, a functional kitchen, and two full bathrooms including a primary ensuite.Located at Bay & College, steps to College Station, Queen's Park, the University of Toronto, Hospital Row, and the Financial District, with the Eaton Centre, endless dining, shopping, and entertainment just minutes away. Building amenities include 24-hour concierge, outdoor pool, fitness centre, and party room.A rare combination of space, layout, and location - perfect for professionals, families, and investors alike. Easy to show, quick close available!
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even56/100−$187/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 38 condos with 3 bedrooms for lease in Bay Street Corridor right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $4,374 / 2026
- MLS® number
- C14030016
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 900-999 sqft
- Listed on
- Parking
- None, 0 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Bay Street Corridor
- Municipality
- Toronto
Building
- Size
- 900-999 sqft
- Construction
- Concrete
Inside
- Bedrooms
- 2+1
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc, 1 × 3pc
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- None
- Additional Parking
- 0
- Total Parking
- 0
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Condo maint.
- $705
Rooms
Room details unavailable
The listing source did not provide room-level measurements or features.
Listing history
Buy/sell history for 204-832 Bay St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $749,000 | N/A | For Sale | C14030016 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $149,800
- Total mortgage amount
- $599,200
- Total interest payment
- $426,200
- Total purchase cost
- $1,175,200
- Mortgage payment
- $3,418/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
24%Monthly carrying cost
$4,487- Rent $4,300
- Shortfall $187
Rental income opens at $4,300, the median asking rent of 38 comparable homes for lease in Bay Street Corridor. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $11,455
- Toronto municipal land transfer tax
- $11,455
- Total land transfer tax
- $22,910
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $14,435
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $749,000
- $6,980
- Ontario total
- $11,455
Toronto’s municipal tax uses the same brackets at this price, so it adds another $11,455.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
CR 7.8 (c2.0; r7.8) SS1 (x2358)By-law
569-2013Municipality
Toronto1 7.8
Density: total floor area is capped at 7.8 times the lot area.
2 c2.0
Commercial floor area is capped at 2.0 times the lot area.
3 r7.8
Residential floor area is capped at 7.8 times the lot area.
4 x2358
Site-specific exception 2358: this site has rules of its own, written in the by-law.
5 SS1
Standards set 1: the setback, height and coverage rules the by-law applies to this zone.
6 Where this is written
Chapter 40, section 40.10 of By-law 569-2013 · Exception 900.11.10(2358)
7 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
13 building permits cleared at this address in the City’s file.
Building Permit Related(MS)Revision Issued
Revision - changes to wash area, kitchen hood, front counter and addition of washroomhvac - unit alterations for daal roti
Issued September 3, 2026
Building Permit Related(PS)Revision Issued
REVISION - CHANGES TO WASH AREA, KITCHEN HOOD, FRONT COUNTER AND ADDITION OF WASHROOMPlumbing - UNIT ALTERATIONS FOR DAAL ROTI
Issued September 3, 2026
Interior AlterationsPermit Issued
Unit alterations for daal roti
Issued June 23, 2026
Building Permit Related(PS)Closed
Plumbing - Interior alterations to existing restaurant - unit 3, rearrange seating area and new bar area. No change to occupant load.
Issued July 27, 2023
Interior AlterationsClosed
Interior alterations to existing restaurant - unit 3, rearrange seating area and new bar area. No change to occupant load.
Issued June 20, 2023
Other(MS)Inspection
Proposed replacement of existing HVAC equipment - ecology unit, make up air, ductwork and hoods
Issued August 18, 2022
Building Permit Related(MS)Closed
HVAC - Proposed interior alterations of an existing restaurant for a new tenant - 'Vivo Pizza + Pasta'
Issued April 14, 2021
Building Permit Related(PS)Closed
Plumbing - PROPOSED ALTERATION OF EXISTING RESTAURANT, FOR NEW TENANT "VIVO PIZZA + PASTA"
Issued November 18, 2020
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
7 BREADALBANE STSite planUnder Review
A Site Plan Control application for a 59-storey mixed-use building containing 587 dwelling units.
230 m away518 A YONGE STSite planUnder Review
A Site Plan Control application for a 59-storey mixed-use building containing 587 dwelling units.
240 m away510 YONGE STSite planUnder Review
A Site Plan Control application for a 59-storey mixed-use building containing 587 dwelling units.
240 m away512 YONGE STSite planUnder Review
A Site Plan Control application for a 59-storey mixed-use building containing 587 dwelling units.
240 m away514 YONGE STSite planUnder Review
A Site Plan Control application for a 59-storey mixed-use building containing 587 dwelling units.
240 m away516 YONGE STSite planUnder Review
A Site Plan Control application for a 59-storey mixed-use building containing 587 dwelling units.
240 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Bay Street Corridor right now
- For sale now
- 178
- Median asking price
- $654K
- New in 7 days
- 22
- Price cuts
- 20%
Middle half: $521K to $897K
71 in 28 days
36 listings
This home is asking 15% above the median.
See all homes in Bay Street CorridorAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| College Station | TTC subway: Line 1 Yonge-University | 350 m |
| Queen's Park Station | TTC subway: Line 1 Yonge-University | 400 m |
| Wellesley Station | TTC subway: Line 1 Yonge-University | 450 m |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 1.9 km |
| Eglinton Station | TTC subway: Line 1 Yonge-UniversityTTC light rail: Line 5 Eglinton | 4.9 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Orde Street Public SchoolToronto DSB | Public · grades JK–8 | 600 m | 82%Grade 6 average |
| Church Street Junior Public SchoolToronto DSB | Public · grades JK–6 | 600 m | 72%Grade 6 average |
| St Michael's Choir (Jr) SchoolToronto CDSB | Catholic · grades 1–8 · French Immersion | 1.1 km | 99%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 1.3 km | 96%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Joseph's College SchoolToronto CDSB | Catholic · grades 9–12 | 250 m | 66%Grade 9 math |
| Native Learning CentreToronto DSB | Public · grades 9–12 | 600 m | — |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 750 m | 86%Grade 9 math |
| Jarvis Collegiate InstituteToronto DSB | Public · grades 9–12 | 850 m | 34%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Bay Street Corridor are shown to signed-in members.