1405-95 Lombard St
Church-Yonge Corridor, Toronto, Ontario M5C 2V3
- Bedrooms
- 1+1
- Bathrooms
- 2
- Size
- 1,000–1,199sq ft
- Per sq ft
- $545at the range’s middle
- Tax a year
- $2,7312026 tax year
- Built
- 31-50
- Parking
- 11 underground
- Days on market
- Members
The brief
About 1405-95 Lombard St
1405-95 Lombard St is a 1+1-bedroom, 2-bathroom condo in Church-Yonge Corridor, Toronto, listed for sale at an asking price of $599,000 (MLS® C13793980).
A Penthouse That Feels Like a Home in the Heart of St. Lawrence Market - 95 Lombard Street, St. James Square, Toronto - PH-Level Suite | 1,050 Sq Ft | Spectacular Park & Downtown Views | All-Inclusive Condo Fees. Open the door and the city falls into place.This penthouse-level suite at 95 Lombard Street does not announce itself as a condo. It feels like a home that simply chose the best possible address. Light moves through the rooms. St. James Park unfolds in one direction, the downtown skyline in the other. Southwest and north exposures give the suite a living rhythm: morning over the park, evening over the city.At 1,050 square feet, the layout is large, multifunctional, and unusually complete. A proper living room, sitting room, and dining area all look out over the park and skyline. There is a true place for an office or study. The primary bedroom is generously scaled for a king, with a beautiful ensuite. A separate two-piece bathroom keeps guests and entertaining easy. The kitchen, finished with high-end Sub-Zero appliances, has a large area to pull up a stool and talk while you prep - conversation unfolding into an evening of relaxation or entertainment.A locker sits directly across from the unit door. If needs change, the suite can be easily converted into a two-bedroom. Condo fees are all-inclusive, with no extra utility costs, so the ease of this address extends beyond the views and the neighbourhood.St. James Square is a boutique building of only 65 suites, five per floor, and mostly owners who take real pride in the property. Step outside and the park is at your feet, with St. Lawrence Market, the Distillery District, and the Financial District a short walk away.This is downtown Toronto living with space, light, and a sense of home. Ideal for downsizers who will not settle, or a downtown couple looking for ease and convenience without giving up the feeling of arriving somewhere that matters.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall24/100−$1,547/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 181 condos with 2 bedrooms for lease in Church-Yonge Corridor right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $2,731 / 2026
- MLS® number
- C13793980
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- 31-50
- Days on market
- Size
- 1000-1199 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- 1 Storey/Apt
- Community
- Church-Yonge Corridor
- Municipality
- Toronto
Building
- Size
- 1000-1199 sqft
- Building Age
- 31-50
- Construction
- Brick
Inside
- Bedrooms
- 1+1
- Bathrooms
- 2
- Bathroom Details
- 1 × 5pc Flat, 1 × 2pc Flat
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- All existing appliances: Fridge, stove, dishwasher, microwave, oven, Washer and Dryer, all electrical fixtures and blinds
- Condo maint.
- $1,386
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 3.41 × 3.62 m | — | Flat |
| Dining | 2.58 × 3.37 m | — | Flat |
| Family | 2.25 × 3.82 m | — | Flat |
| Office | 2.45 × 3.03 m | — | Flat |
| Living | 3.5 × 3.87 m | — | Flat |
| Primary | 3.05 × 4.92 m | — | Flat |
| Bathroom | 3.41 × 3.61 m | — | Flat |
| Bathroom | 1.47 × 1.52 m | — | Flat |
Listing history
Buy/sell history for 1405-95 Lombard St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $599,000 | N/A | For Sale | C13793980 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $119,800
- Total mortgage amount
- $479,200
- Total interest payment
- $340,700
- Total purchase cost
- $939,700
- Mortgage payment
- $2,733/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
65%Monthly carrying cost
$4,347- Rent $2,800
- Shortfall $1,547
Rental income opens at $2,800, the median asking rent of 181 comparable homes for lease in Church-Yonge Corridor. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $8,455
- Toronto municipal land transfer tax
- $8,455
- Total land transfer tax
- $16,910
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $8,435
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $599,000
- $3,980
- Ontario total
- $8,455
Toronto’s municipal tax uses the same brackets at this price, so it adds another $8,455.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m121 test or monitoring holes also recorded.250 m
- Groundwater recorded about 2.4 m below ground nearbyThe middle water level in the well records within 500 m (390 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 119 building permits issued within 250 m in the last 2 years250 m
- 18 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 2.5 km2.5 km
- Mapped parcel: about 6,630 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home2
- Nearest rail line: 650 m650 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Redpath Sugar Ltd — Toronto Refinery, 1.1 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- 1 federal contaminated site within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
CR 4.0 (c0.5; r4.0) SS1 (x2352)By-law
569-2013Municipality
Toronto1 4.0
Density: total floor area is capped at 4.0 times the lot area.
2 c0.5
Commercial floor area is capped at 0.5 times the lot area.
3 r4.0
Residential floor area is capped at 4.0 times the lot area.
4 x2352
Site-specific exception 2352: this site has rules of its own, written in the by-law.
5 SS1
Standards set 1: the setback, height and coverage rules the by-law applies to this zone.
6 Where this is written
Chapter 40, section 40.10 of By-law 569-2013 · Exception 900.11.10(2352)
7 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
2 building permits cleared at this address in the City’s file.
Other(BA)Inspection
Proposal for concrete repairs.
Issued April 16, 2026
Fire AlarmPermit Issued
Proposal to add new field devices and control relays to the existing fire alarm system for CSA-B44 elevator modernization
Issued March 2, 2026
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
85 LOMBARD STOfficial plan or zoning amendmentOMB Appeal
The application proposes to amend Zoning By-law 569-2013 to permit a 65-storey mixed use building containing 600 residential dwelling units, 330 square metres of office space, and 400 square metres of retail space.
20 m away112 ADELAIDE ST EOfficial plan or zoning amendmentOMB Appeal
The application proposes to amend Zoning By-law 569-2013 to permit a 65-storey mixed use building containing 600 residential dwelling units, 330 square metres of office space, and 400 square metres of retail space.
40 m away110 ADELAIDE ST EOfficial plan or zoning amendmentOMB Appeal
The application proposes to amend Zoning By-law 569-2013 to permit a 65-storey mixed use building containing 600 residential dwelling units, 330 square metres of office space, and 400 square metres of retail space.
40 m away110 ADELAIDE ST ESite planAppeal Received
The Site Plan application to permit a 65-storey mixed use building containing 600 residential dwelling units, 330 square metres of office space, and 400 square metres of retail space.
40 m away100 LOMBARD STSite planUnder Review
Site Plan Control application to permit a 59-storey mixed-use building containing 480 dwelling units, 4,321 square metres of office space, and 616 square metres of retail space.
50 m away100 LOMBARD STOfficial plan or zoning amendmentOMB Appeal
Zoning By-law Amendment application to permit a 59-storey mixed-use building containing 480 dwelling units, 4,321 square metres of office space, and 616 square metres of retail space.. A Site Plan Application (22 192721 STE 13 SA) has been submitted concurrently with the application.
50 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Church-Yonge Corridor right now
- For sale now
- 365
- Median asking price
- $580K
- New in 7 days
- 43
- Price cuts
- 19%
Middle half: $488K to $750K
138 in 28 days
71 listings
This home is asking 3% above the median.
See all homes in Church-Yonge CorridorAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| King Station | TTC subway: Line 1 Yonge-University | 500 m |
| Queen Station | TTC subway: Line 1 Yonge-University | 500 m |
| TMU Station | TTC subway: Line 1 Yonge-University | 800 m |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 900 m |
| St Andrew Station | TTC subway: Line 1 Yonge-University | 1.1 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Michael's Choir (Jr) SchoolToronto CDSB | Catholic · grades 1–8 · French Immersion | 500 m | 99%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 500 m | 96%Grade 6 average |
| St Michael Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 550 m | 65%Grade 6 average |
| Market Lane Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 | 750 m | 78%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Michael's Choir (Sr) SchoolToronto CDSB | Catholic · grades 9–12 | 500 m | 96%Grade 9 math |
| Inglenook Community SchoolToronto DSB | Public · grades 9–12 | 1.1 km | — |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 1.2 km | 86%Grade 9 math |
| Native Learning CentreToronto DSB | Public · grades 9–12 | 1.4 km | — |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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