- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 1,000–1,199sq ft
- Per sq ft
- $1,181at the range’s middle
- Tax a year
- $4,9032026 tax year
- Parking
- 11 underground
- Days on market
- Members
The brief
About 319-955 Queen St
319-955 Queen St is a 2-bedroom, 2-bathroom condo in Niagara, Toronto, listed for sale at an asking price of $1,299,000 (MLS® C14154898).
Experience loft living at its finest at Chocolate Lofts! This stunning, sun-filled corner suite seamlessly blends authentic hard loft architecture with modern design. Featuring soaring ceilings, exposed beams and ductwork, beautiful exposed brick walls, wood-slat ceilings, oversized windows, multiple Juliette balconies, and wide plank hardwood floors throughout, this space is full of character and charm. The thoughtfully designed 2-bedroom, 2-bathroom split-plan layout offers both comfort and privacy. The spacious primary bedroom features a walk-in closet and private ensuite bathroom. The open concept kitchen features full-sized stainless steel appliances, granite countertops, and a centre island, perfect for entertaining. Additional features include a locker and a dedicated bike parking spot conveniently attached to your parking space. Enjoy vibrant Queen West living, just steps from trendy shops, restaurants, cafés, and directly across from the famed Trinity Bellwoods Park! A fantastic opportunity to experience the warmth, character, and timeless appeal of authentic loft living at the iconic Chocolate Lofts!
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$4,490/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 90 condos with 2 bedrooms for lease in Niagara right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $4,903 / 2026
- MLS® number
- C14154898
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 1000-1199 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Loft
- Community
- Niagara
- Municipality
- Toronto
Building
- Size
- 1000-1199 sqft
- Construction
- Brick
Inside
- Bedrooms
- 2
- Bathrooms
- 2
- Bathroom Details
- 2 × 3pc Flat
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Fan Coil
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Existing Appliances: Fridge, Stove, Exhaust, Dishwasher, Stacked Washer/Dryer, All Light Fixtures, All Window Coverings.
- Condo maint.
- $1,104
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 1.1 × 2.7 m | hardwood floor, Closet | Flat |
| Living | 2.6 × 4.7 m | hardwood floor, Combined W/Dining, Window | Flat |
| Dining | 2.6 × 4.7 m | hardwood floor, Combined W/Living, Juliette Balcony | Flat |
| Kitchen | 2.6 × 2.8 m | Centre Island, Modern Kitchen | Flat |
| Primary | 3.2 × 3.8 m | hardwood floor, W/I Closet, 3 Pc Ensuite | Flat |
| 2nd Br | 2.9 × 3.2 m | hardwood floor, Closet, Window | Flat |
Listing history
Buy/sell history for 319-955 Queen St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,299,000 | N/A | For Sale | C14154898 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $259,800
- Total mortgage amount
- $1,039,200
- Total interest payment
- $738,900
- Total purchase cost
- $2,037,900
- Mortgage payment
- $5,927/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
81%Monthly carrying cost
$7,440- Rent $2,950
- Shortfall $4,490
Rental income opens at $2,950, the median asking rent of 90 comparable homes for lease in Niagara. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $22,455
- Toronto municipal land transfer tax
- $22,455
- Total land transfer tax
- $44,910
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $36,435
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,299,000
- $17,980
- Ontario total
- $22,455
Toronto’s municipal tax uses the same brackets at this price, so it adds another $22,455.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Heritage and ravine protection
- On the Heritage Register — Listed
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: Changes outside the house, and tree removal, may need the City’s review on top of the usual permits. Ask the City before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
CR 3.0 (c1.5; r2.5) SS2 (x1770)By-law
569-2013Municipality
Toronto1 3.0
Density: total floor area is capped at 3.0 times the lot area.
2 c1.5
Commercial floor area is capped at 1.5 times the lot area.
3 r2.5
Residential floor area is capped at 2.5 times the lot area.
4 x1770
Site-specific exception 1770: this site has rules of its own, written in the by-law.
5 SS2
Standards set 2: the setback, height and coverage rules the by-law applies to this zone.
6 Where this is written
Chapter 40, section 40.10 of By-law 569-2013 · Exception 900.11.10(1770)
7 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
9 building permits cleared at this address in the City’s file.
Multiple ProjectsClosed
Localized parking garage concrete repairs, drain replacement and waterproofing repairs.
Issued January 13, 2025
Fixtures/Roof Drains: OtherClosed
Relocation and new fixtures in an existing unit. - UNIT 419
Issued January 11, 2017
Building Permit Related(MS)Permit Issued
HVAC - interior alterations to condo suite #514
Issued May 14, 2015
Building Permit Related(PS)Inspection
Plumbing - interior alterations to condo suite #514
Issued May 14, 2015
Interior AlterationsInspection
Interior alterations to condo suite #514
Issued May 14, 2015
Interior AlterationsInspection
To complete interior alterations (47 m2) to the ground floor lobby of the existing multi unit building.
Issued September 13, 2013
Interior AlterationsInspection
Proposal for interior alterations to existing PH18 in existing condo building.
Issued April 18, 2013
Interior AlterationsInspection
Proposal for interior alterations to existing ground floor residential units 4 and 17. Scope of work includes removing partition wall between units to create one residential space. Exisitng and proposed use of building is apartment building with ground floor retail.
Issued December 9, 2011
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
127 STRACHAN AVESite planUnder Review
Site plan approval application to facilitate the redevelopment of the site for a 13 storey mixed-use building having a non-residential gross floor area of 138 square metres, and a residential gross floor area of 21,122 square metres. The Zoning By-law Amendment and Official Plan Amendment application has been OLT approved, pending final order until the applicant has fulfilled the required conditions.
260 m away115 STRACHAN AVESite planUnder Review
Site plan approval application to facilitate the redevelopment of the site for a 13 storey mixed-use building having a non-residential gross floor area of 138 square metres, and a residential gross floor area of 21,122 square metres. The Zoning By-law Amendment and Official Plan Amendment application has been OLT approved, pending final order until the applicant has fulfilled the required conditions.
290 m away111 STRACHAN AVESite planUnder Review
Site plan approval application to facilitate the redevelopment of the site for a 13 storey mixed-use building having a non-residential gross floor area of 138 square metres, and a residential gross floor area of 21,122 square metres. The Zoning By-law Amendment and Official Plan Amendment application has been OLT approved, pending final order until the applicant has fulfilled the required conditions.
320 m away109 STRACHAN AVESite planUnder Review
Site plan approval application to facilitate the redevelopment of the site for a 13 storey mixed-use building having a non-residential gross floor area of 138 square metres, and a residential gross floor area of 21,122 square metres. The Zoning By-law Amendment and Official Plan Amendment application has been OLT approved, pending final order until the applicant has fulfilled the required conditions.
320 m away952 KING ST WSite planUnder Review
The proposed development consists of a 16-storey mixed-use building, which will have a total height of 50.6 metres to the top of the roof and 56.6 metres to the top of the mechanical penthouse. The building will be comprised of approximately 578 square metres of ground floor retail space, and will contain 213 residential units, including grade-related townhouse units along the Strachan Avenue frontage. The proposed gross floor area will be approximately 14,441 square metres, resulting in a density of 9.33 FSI. A Zoning By-law Amendment application (22 201229 STE 10 OZ) is being concurrently reviewed with this site plan application.
330 m away26 OSSINGTON AVESite planUnder Review
Site Plan Application to permit a 3-storey mixed use building containing 4 residential units and retail at grade.
390 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Niagara right now
- For sale now
- 173
- Median asking price
- $590K
- New in 7 days
- 27
- Price cuts
- 18%
Middle half: $499K to $760K
86 in 28 days
32 listings
This home is asking 120% above the median, higher than three quarters of them.
See all homes in NiagaraAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Exhibition GO | GO Transit train: Lakeshore West | 1.1 km |
| Christie Station | TTC subway: Line 2 Bloor-Danforth | 2.2 km |
| Ossington Station | TTC subway: Line 2 Bloor-Danforth | 2.2 km |
| Osgoode Station | TTC subway: Line 1 Yonge-University | 2.3 km |
| St Patrick Station | TTC subway: Line 1 Yonge-University | 2.4 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Givins/Shaw Junior Public SchoolToronto DSB | Public · grades JK–6 | 300 m | 86%Grade 6 average |
| Niagara Street Junior Public SchoolToronto DSB | Public · grades JK–6 | 550 m | 95%Grade 6 average |
| St Mary Catholic SchoolToronto CDSB | Catholic · grades JK–8 · French Immersion | 800 m | 75%Grade 6 average |
| École élémentaire Pierre-Elliott-TrudeauConseil scolaire Viamonde | French-language public · grades JK–6 | 800 m | 94%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Msgr Fraser College (Southwest)Toronto CDSB | Catholic · grades 9–12 | 550 m | — |
| Central Toronto AcademyToronto DSB | Public · grades 9–12 | 1.6 km | 47%Grade 9 math |
| City SchoolToronto DSB | Public · grades 9–12 | 1.7 km | — |
| ÉSC Saint-Frère-AndréConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 2.3 km | 69%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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