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Caledon, King, Toronto, New Tecumseth & Orangeville(437) 228-3434
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MLS® X13697268For SaleCondominium

101-107 Roger St

Waterloo, Ontario N2J 1A4

Map
1 / 45
101-107 Roger St, Waterloo, photo 1
Asking$389,900
Bedrooms
2
Bathrooms
1
Size
800–899sq ft
Per sq ft
$459at the range’s middle
Tax a year
$4,2502026 tax year
Built
New
Parking
1none
Days on market
Members

The brief

About 101-107 Roger St

101-107 Roger St is a 2-bedroom, 1-bathroom condo in Waterloo, listed for sale at an asking price of $389,900 (MLS® X13697268).

The purchase price set out above is net of HST. How HST will be addressed will be determined at the time the Purchaser enters the agreement of purchase and sale, based on the status of the existing and proposed HST Rebates announced by the provincial and federal governments. - Welcome to your ideal urban retreat, perfectly situated in the heart of Uptown Waterloo. This beautifully designed 2-bedroom, 1-bathroom condo offers the perfect blend of style, comfort, and unbeatable location - ideal for professionals, students, or investors looking to be at the center of it all. Step inside and be greeted by luxury vinyl plank flooring that flows seamlessly throughout the space, creating a modern and cohesive feel. Large, bright windows flood the unit with natural light, creating a warm, welcoming ambiance. The kitchen is a true highlight, featuring sleek quartz countertops that add both beauty and durability to your culinary experience. Both bedrooms are equipped with walk in closets, providing ample storage and comfort. Enjoy your morning coffee or unwind after a long day on your private ground-level balcony, offering a cozy outdoor escape. This location simply can't be beat. Just minutes from the University of Waterloo, Wilfrid Laurier University, and steps to the LRT, you'll enjoy quick, car-free access to Downtown Kitchener, local restaurants, boutique shops, the hospital, and Spur Line Trail. Whether you're commuting, grabbing a bite, or enjoying the outdoors, everything you need is right at your doorstep. Don't miss this rare opportunity to own a stylish condo in one of Waterloo Region's most sought-after communities.

Insights

  • Condition Score

    Fair

    4 condition-related facts documented

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Shortfall

    −$481/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 45 condos with 2 bedrooms for lease in Waterloo right now. Cost of owning counts the mortgage, property tax and the condo fee.

Condition uses listing-record signals, not an inspection.

The home

Key facts

Tax
$4,250 / 2026
MLS® number
X13697268
Board
TRREB MLS®
Property Type
Condo Apt
Building Age
New
Days on market
Size
800-899 sqft
Listed on
Parking
None, 1 Parking
Listing brokerage: RE/MAX TWIN CITY REALTY INC.Data source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Property details

Property

Property Type
Condo Apt
Style
1 Storey/Apt
Municipality
Waterloo

Building

Size
800-899 sqft
Building Age
New
Construction
Brick

Inside

Bedrooms
2
Bathrooms
1
Bathroom Details
1 × 4pc Main
Basement Type
None
Kitchens
1

Parking

Garage Type
None
Additional Parking
1
Total Parking
1

Utilities

Cooling
Central Air
Heating Type
Forced Air

Additional

Foundation
Poured Concrete
Roof
Flat
Fireplace
No
Den
No
Family room
No
Extras
Built-in Microwave, Dishwasher, Dryer, Refrigerator, Stove, Washer
Condo maint.
$448

Rooms

RoomSizeFeaturesLevel
Utility1.93 × 1.98 m—Main
Bathroom2.46 × 1.5 m4 Pc BathMain
Primary3.96 × 3.25 mW/I ClosetMain
Kitchen4.55 × 5.74 mCombined W/LivingMain
Br3.61 × 2.92 mW/I ClosetMain

Listing history

Buy/sell history for 101-107 Roger St, Waterloo, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$389,900N/AFor SaleX13697268

Members see the full history. Prices are hidden from signed-out visitors.

The numbers

Mortgage Calculator

Plan with the current asking price

20% · $77,980

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$77,980
Total mortgage amount
$311,920
Total interest payment
$221,780
Total purchase cost
$611,680
Mortgage payment
$1,779/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

42%

Monthly carrying cost

$2,581
−$481per month
  • Rent $2,100
  • Shortfall $481

Rental income opens at $2,100, the median asking rent of 45 comparable homes for lease in Waterloo. Type over it with the rent you expect. This is a planning tool, not advice.

Land transfer tax on this home

Ontario land transfer tax
$4,324
Total land transfer tax
$4,324
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$324
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $389,900
$2,099
Ontario total
$4,324

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

The market

Condos for sale in Waterloo right now

For sale now
140
Median asking price
$393K

Middle half: $324K to $473K

New in 7 days
8

41 in 28 days

Price cuts
22%

31 listings

This home is asking 1% below the median.

See all homes in Waterloo

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Market area · filters apply to the charts below

The street

Map and tour

Transit nearby

StationLinesDistance
Grand River HospitalGRT light rail: ION light rail400 m
AllenGRT light rail: ION light rail750 m
Central Station - Innovation DistrictGRT light rail: ION light rail1.1 km
Willis WayGRT light rail: ION light rail1.2 km
Kitchener GOGO Transit train: Kitchener1.4 km

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx; GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx. Contains information provided by the Regional Municipality of Waterloo under licence.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
Elizabeth Ziegler Public SchoolWaterloo Region DSBPublic · grades JK–6 · French Immersion550 m75%Grade 6 average
King Edward Public SchoolWaterloo Region DSBPublic · grades JK–6700 m61%Grade 6 average
St John Catholic Elementary SchoolWaterloo CDSBCatholic · grades JK–81.3 km56%Grade 6 average
École élémentaire L'HarmonieConseil scolaire ViamondeFrench-language public · grades JK–81.3 km84%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
Kitchener Waterloo Collegiate and Vocational SchoolWaterloo Region DSBPublic · grades 9–12 · French Immersion500 m73%Grade 9 math
Bluevale Collegiate InstituteWaterloo Region DSBPublic · grades 9–121.8 km75%Grade 9 math
St David Catholic Secondary SchoolWaterloo CDSBCatholic · grades 9–12 · French Immersion3.1 km67%Grade 9 math
École secondaire David Saint-JacquesConseil scolaire ViamondeFrench-language public · grades 9–128.3 km70%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

The verdict

Similar Active Listings

Recently sold nearby

Sold prices in Waterloo are shown to signed-in members.

Email Kassaundra Dobson, Broker of Record