- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 800–899sq ft
- Per sq ft
- $459at the range’s middle
- Tax a year
- $4,2502026 tax year
- Built
- New
- Parking
- 1none
- Days on market
- Members
The brief
About 101-107 Roger St
101-107 Roger St is a 2-bedroom, 1-bathroom condo in Waterloo, listed for sale at an asking price of $389,900 (MLS® X13697268).
The purchase price set out above is net of HST. How HST will be addressed will be determined at the time the Purchaser enters the agreement of purchase and sale, based on the status of the existing and proposed HST Rebates announced by the provincial and federal governments. - Welcome to your ideal urban retreat, perfectly situated in the heart of Uptown Waterloo. This beautifully designed 2-bedroom, 1-bathroom condo offers the perfect blend of style, comfort, and unbeatable location - ideal for professionals, students, or investors looking to be at the center of it all. Step inside and be greeted by luxury vinyl plank flooring that flows seamlessly throughout the space, creating a modern and cohesive feel. Large, bright windows flood the unit with natural light, creating a warm, welcoming ambiance. The kitchen is a true highlight, featuring sleek quartz countertops that add both beauty and durability to your culinary experience. Both bedrooms are equipped with walk in closets, providing ample storage and comfort. Enjoy your morning coffee or unwind after a long day on your private ground-level balcony, offering a cozy outdoor escape. This location simply can't be beat. Just minutes from the University of Waterloo, Wilfrid Laurier University, and steps to the LRT, you'll enjoy quick, car-free access to Downtown Kitchener, local restaurants, boutique shops, the hospital, and Spur Line Trail. Whether you're commuting, grabbing a bite, or enjoying the outdoors, everything you need is right at your doorstep. Don't miss this rare opportunity to own a stylish condo in one of Waterloo Region's most sought-after communities.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall41/100−$481/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 45 condos with 2 bedrooms for lease in Waterloo right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $4,250 / 2026
- MLS® number
- X13697268
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- New
- Days on market
- Size
- 800-899 sqft
- Listed on
- Parking
- None, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- 1 Storey/Apt
- Municipality
- Waterloo
Building
- Size
- 800-899 sqft
- Building Age
- New
- Construction
- Brick
Inside
- Bedrooms
- 2
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc Main
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- None
- Additional Parking
- 1
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Foundation
- Poured Concrete
- Roof
- Flat
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Built-in Microwave, Dishwasher, Dryer, Refrigerator, Stove, Washer
- Condo maint.
- $448
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Utility | 1.93 × 1.98 m | — | Main |
| Bathroom | 2.46 × 1.5 m | 4 Pc Bath | Main |
| Primary | 3.96 × 3.25 m | W/I Closet | Main |
| Kitchen | 4.55 × 5.74 m | Combined W/Living | Main |
| Br | 3.61 × 2.92 m | W/I Closet | Main |
Listing history
Buy/sell history for 101-107 Roger St, Waterloo, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $389,900 | N/A | For Sale | X13697268 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $77,980
- Total mortgage amount
- $311,920
- Total interest payment
- $221,780
- Total purchase cost
- $611,680
- Mortgage payment
- $1,779/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
42%Monthly carrying cost
$2,581- Rent $2,100
- Shortfall $481
Rental income opens at $2,100, the median asking rent of 45 comparable homes for lease in Waterloo. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $4,324
- Total land transfer tax
- $4,324
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $324
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $389,900
- $2,099
- Ontario total
- $4,324
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The market
Condos for sale in Waterloo right now
- For sale now
- 140
- Median asking price
- $393K
- New in 7 days
- 8
- Price cuts
- 22%
Middle half: $324K to $473K
41 in 28 days
31 listings
This home is asking 1% below the median.
See all homes in WaterlooAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Grand River Hospital | GRT light rail: ION light rail | 400 m |
| Allen | GRT light rail: ION light rail | 750 m |
| Central Station - Innovation District | GRT light rail: ION light rail | 1.1 km |
| Willis Way | GRT light rail: ION light rail | 1.2 km |
| Kitchener GO | GO Transit train: Kitchener | 1.4 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx; GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx. Contains information provided by the Regional Municipality of Waterloo under licence.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Elizabeth Ziegler Public SchoolWaterloo Region DSB | Public · grades JK–6 · French Immersion | 550 m | 75%Grade 6 average |
| King Edward Public SchoolWaterloo Region DSB | Public · grades JK–6 | 700 m | 61%Grade 6 average |
| St John Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 | 1.3 km | 56%Grade 6 average |
| École élémentaire L'HarmonieConseil scolaire Viamonde | French-language public · grades JK–8 | 1.3 km | 84%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Kitchener Waterloo Collegiate and Vocational SchoolWaterloo Region DSB | Public · grades 9–12 · French Immersion | 500 m | 73%Grade 9 math |
| Bluevale Collegiate InstituteWaterloo Region DSB | Public · grades 9–12 | 1.8 km | 75%Grade 9 math |
| St David Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 · French Immersion | 3.1 km | 67%Grade 9 math |
| École secondaire David Saint-JacquesConseil scolaire Viamonde | French-language public · grades 9–12 | 8.3 km | 70%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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