1210-145 Columbia St
Waterloo, Ontario N2L 0K7
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 600–699sq ft
- Per sq ft
- $770at the range’s middle
- Tax a year
- $3,5662026 tax year
- Built
- 0-5
- Parking
- 0none
- Days on market
- Members
The brief
About 1210-145 Columbia St
1210-145 Columbia St is a 1-bedroom, 1-bathroom condo in Waterloo, listed for sale at an asking price of $499,900 (MLS® X13852582).
Welcome to Society 145, a brand-new luxury condominium ideally located in the heart of Waterloo, just steps from both the University of Waterloo and Wilfrid Laurier University. This rare, spacious corner unit offers a thoughtfully designed layout with 630 square feet of contemporary living space, filled with natural light through expansive floor-to-ceiling windows. The unit is adorned with high-end finishes, including hardwood floors, quartz countertops, stylish light fixtures, and rich carpentry throughout, ensuring a sophisticated and comfortable living environment. Whether you're a student, professional, or investor, this unit caters to all, offering a versatile space with a modern kitchen featuring stainless steel appliances, ample storage, and an open-concept living area perfect for entertaining. The bedroom and den (with window) are spacious. The den offers flexibility for use as a guest room, home office, or study space. Residents of 145 Society enjoy top-tier amenities, including a state-of-the-art fitness center, yoga studio, indoor basketball court, games room with billiards, ping pong, and arcade games, as well as a movie theater and business lounge. The building also features secure entry, a 24-hour concierge, and a rooftop patio with breathtaking panoramic views of the city. The ideal blend of luxury, convenience, and modern living - a perfect choice for anyone looking to invest in one of Waterloo's best buildings. With easy access to the dining, shopping, and entertainment options, this condo offers the perfect combination of comfort, convenience, and style. Don't miss the opportunity to own in this highly desirable location with tremendous potential for growth and appreciation in value. Lease in place until December 26, 2026. Embrace the best of condo living in Waterloo at 145 Society!
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall19/100−$1,195/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 25 condos with 1 bedroom for lease in Waterloo right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,566 / 2026
- MLS® number
- X13852582
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- 0-5
- Days on market
- Size
- 600-699 sqft
- Listed on
- Parking
- None, 0 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Municipality
- Waterloo
Building
- Size
- 600-699 sqft
- Building Age
- 0-5
- Construction
- Concrete
Inside
- Bedrooms
- 1
- Bathrooms
- 1
- Bathroom Details
- 1 × 3pc Main
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- None
- Additional Parking
- 0
- Total Parking
- 0
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Built-in Microwave, Dishwasher, Dryer, Refrigerator, Stove, Washer
- Condo maint.
- $317
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Bathroom | 1.7 × 1.8 m | — | Main |
| Living | 2.77 × 2.79 m | — | Main |
| Kitchen | 1.7 × 1.8 m | — | Main |
| Primary | 2.77 × 2.79 m | — | Main |
| Kitchen | 2.9 × 5.08 m | — | Main |
| Primary | 2.92 × 2.97 m | — | Main |
| Den | 2.87 × 2.85 m | — | Main |
Listing history
Buy/sell history for 1210-145 Columbia St, Waterloo, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $499,900 | N/A | For Sale | X13852582 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $99,980
- Total mortgage amount
- $399,920
- Total interest payment
- $284,380
- Total purchase cost
- $784,280
- Mortgage payment
- $2,281/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
62%Monthly carrying cost
$2,895- Rent $1,700
- Shortfall $1,195
Rental income opens at $1,700, the median asking rent of 25 comparable homes for lease in Waterloo. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $6,473
- Total land transfer tax
- $6,473
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $2,473
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $499,900
- $1,998
- Ontario total
- $6,473
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The market
Condos for sale in Waterloo right now
- For sale now
- 140
- Median asking price
- $393K
- New in 7 days
- 8
- Price cuts
- 22%
Middle half: $324K to $473K
41 in 28 days
31 listings
This home is asking 27% above the median, higher than three quarters of them.
See all homes in WaterlooAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| University of Waterloo | GRT light rail: ION light rail | 500 m |
| Research and Technology | GRT light rail: ION light rail | 700 m |
| Laurier - Waterloo Park | GRT light rail: ION light rail | 1 km |
| Waterloo Public Square | GRT light rail: ION light rail | 1.9 km |
| Kitchener GO | GO Transit train: Kitchener | 4.4 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx; GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx. Contains information provided by the Regional Municipality of Waterloo under licence.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Winston Churchill Public SchoolWaterloo Region DSB | Public · grades JK–6 | 1 km | 80%Grade 6 average |
| Cedarbrae Public SchoolWaterloo Region DSB | Public · grades JK–6 | 1.5 km | 51%Grade 6 average |
| Sir Edgar Bauer Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 · French Immersion | 2 km | 75%Grade 6 average |
| ÉÉC Mère-Élisabeth-BruyèreConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 2.4 km | 85%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Waterloo Collegiate InstituteWaterloo Region DSB | Public · grades 9–12 | 750 m | 57%Grade 9 math |
| St David Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 · French Immersion | 1.1 km | 67%Grade 9 math |
| Bluevale Collegiate InstituteWaterloo Region DSB | Public · grades 9–12 | 3.1 km | 75%Grade 9 math |
| Kitchener Waterloo Collegiate and Vocational SchoolWaterloo Region DSB | Public · grades 9–12 · French Immersion | 3.4 km | 73%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Waterloo are shown to signed-in members.
