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Caledon, King, Toronto, New Tecumseth & Orangeville(437) 228-3434
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MLS® X13852582For SaleCondominium

1210-145 Columbia St

Waterloo, Ontario N2L 0K7

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1210-145 Columbia St, Waterloo, photo 1
Asking$499,900
Bedrooms
1
Bathrooms
1
Size
600–699sq ft
Per sq ft
$770at the range’s middle
Tax a year
$3,5662026 tax year
Built
0-5
Parking
0none
Days on market
Members

The brief

About 1210-145 Columbia St

1210-145 Columbia St is a 1-bedroom, 1-bathroom condo in Waterloo, listed for sale at an asking price of $499,900 (MLS® X13852582).

Welcome to Society 145, a brand-new luxury condominium ideally located in the heart of Waterloo, just steps from both the University of Waterloo and Wilfrid Laurier University. This rare, spacious corner unit offers a thoughtfully designed layout with 630 square feet of contemporary living space, filled with natural light through expansive floor-to-ceiling windows. The unit is adorned with high-end finishes, including hardwood floors, quartz countertops, stylish light fixtures, and rich carpentry throughout, ensuring a sophisticated and comfortable living environment. Whether you're a student, professional, or investor, this unit caters to all, offering a versatile space with a modern kitchen featuring stainless steel appliances, ample storage, and an open-concept living area perfect for entertaining. The bedroom and den (with window) are spacious. The den offers flexibility for use as a guest room, home office, or study space. Residents of 145 Society enjoy top-tier amenities, including a state-of-the-art fitness center, yoga studio, indoor basketball court, games room with billiards, ping pong, and arcade games, as well as a movie theater and business lounge. The building also features secure entry, a 24-hour concierge, and a rooftop patio with breathtaking panoramic views of the city. The ideal blend of luxury, convenience, and modern living - a perfect choice for anyone looking to invest in one of Waterloo's best buildings. With easy access to the dining, shopping, and entertainment options, this condo offers the perfect combination of comfort, convenience, and style. Don't miss the opportunity to own in this highly desirable location with tremendous potential for growth and appreciation in value. Lease in place until December 26, 2026. Embrace the best of condo living in Waterloo at 145 Society!

Insights

  • Condition Score

    Fair

    4 condition-related facts documented

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Shortfall

    −$1,195/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 25 condos with 1 bedroom for lease in Waterloo right now. Cost of owning counts the mortgage, property tax and the condo fee.

Condition uses listing-record signals, not an inspection.

The home

Key facts

Tax
$3,566 / 2026
MLS® number
X13852582
Board
TRREB MLS®
Property Type
Condo Apt
Building Age
0-5
Days on market
Size
600-699 sqft
Listed on
Parking
None, 0 Parking
Listing brokerage: ROYAL LEPAGE WOLLE REALTYData source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Property details

Property

Property Type
Condo Apt
Style
Apartment
Municipality
Waterloo

Building

Size
600-699 sqft
Building Age
0-5
Construction
Concrete

Inside

Bedrooms
1
Bathrooms
1
Bathroom Details
1 × 3pc Main
Basement Type
None
Kitchens
1

Parking

Garage Type
None
Additional Parking
0
Total Parking
0

Utilities

Cooling
Central Air
Heating Type
Forced Air

Additional

Fireplace
No
Den
No
Family room
No
Extras
Built-in Microwave, Dishwasher, Dryer, Refrigerator, Stove, Washer
Condo maint.
$317

Rooms

RoomSizeFeaturesLevel
Bathroom1.7 × 1.8 m—Main
Living2.77 × 2.79 m—Main
Kitchen1.7 × 1.8 m—Main
Primary2.77 × 2.79 m—Main
Kitchen2.9 × 5.08 m—Main
Primary2.92 × 2.97 m—Main
Den2.87 × 2.85 m—Main

Listing history

Buy/sell history for 1210-145 Columbia St, Waterloo, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$499,900N/AFor SaleX13852582

Members see the full history. Prices are hidden from signed-out visitors.

The numbers

Mortgage Calculator

Plan with the current asking price

20% · $99,980

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$99,980
Total mortgage amount
$399,920
Total interest payment
$284,380
Total purchase cost
$784,280
Mortgage payment
$2,281/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

62%

Monthly carrying cost

$2,895
−$1,195per month
  • Rent $1,700
  • Shortfall $1,195

Rental income opens at $1,700, the median asking rent of 25 comparable homes for lease in Waterloo. Type over it with the rent you expect. This is a planning tool, not advice.

Land transfer tax on this home

Ontario land transfer tax
$6,473
Total land transfer tax
$6,473
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$2,473
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $499,900
$1,998
Ontario total
$6,473

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

The market

Condos for sale in Waterloo right now

For sale now
140
Median asking price
$393K

Middle half: $324K to $473K

New in 7 days
8

41 in 28 days

Price cuts
22%

31 listings

This home is asking 27% above the median, higher than three quarters of them.

See all homes in Waterloo

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Market area · filters apply to the charts below

The street

Transit nearby

StationLinesDistance
University of WaterlooGRT light rail: ION light rail500 m
Research and TechnologyGRT light rail: ION light rail700 m
Laurier - Waterloo ParkGRT light rail: ION light rail1 km
Waterloo Public SquareGRT light rail: ION light rail1.9 km
Kitchener GOGO Transit train: Kitchener4.4 km

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx; GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx. Contains information provided by the Regional Municipality of Waterloo under licence.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
Winston Churchill Public SchoolWaterloo Region DSBPublic · grades JK–61 km80%Grade 6 average
Cedarbrae Public SchoolWaterloo Region DSBPublic · grades JK–61.5 km51%Grade 6 average
Sir Edgar Bauer Catholic Elementary SchoolWaterloo CDSBCatholic · grades JK–8 · French Immersion2 km75%Grade 6 average
ÉÉC Mère-Élisabeth-BruyèreConseil scolaire catholique MonAvenirFrench-language Catholic · grades JK–62.4 km85%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
Waterloo Collegiate InstituteWaterloo Region DSBPublic · grades 9–12750 m57%Grade 9 math
St David Catholic Secondary SchoolWaterloo CDSBCatholic · grades 9–12 · French Immersion1.1 km67%Grade 9 math
Bluevale Collegiate InstituteWaterloo Region DSBPublic · grades 9–123.1 km75%Grade 9 math
Kitchener Waterloo Collegiate and Vocational SchoolWaterloo Region DSBPublic · grades 9–12 · French Immersion3.4 km73%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

The verdict

Similar Active Listings

Recently sold nearby

Sold prices in Waterloo are shown to signed-in members.

Email Kassaundra Dobson, Broker of Record