- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 600–699sq ft
- Per sq ft
- $691at the range’s middle
- Tax a year
- $3,2882026 tax year
- Built
- 0-5
- Parking
- 0none
- Days on market
- Members
The brief
About 133-145 Columbia St
133-145 Columbia St is a 2-bedroom, 1-bathroom condo in Waterloo, listed for sale at an asking price of $449,000 (MLS® X13761408).
Excellent opportunity to own a modern, fully furnished ground-floor condominium with direct exterior access and a walk-out to the terrace, offering the added convenience of entering and exiting the suite without having to use the building lobby or elevator. This thoughtfully designed 2-bedroom, 1-bathroom suite offers a functional layout with two spacious bedrooms, each featuring a large window, built-in desk and chair, bed with mattress, and generous closet space-ideal for students, professionals or investors.The open-concept kitchen is beautifully appointed with granite countertops, stylish backsplash, stainless steel appliances, built-in microwave, dishwasher, ample cabinetry and a centre island with seating for two. The bright living area comes fully furnished with a sofa, coffee table, TV and more.Residents enjoy an impressive selection of amenities, including a fully equipped fitness centre, yoga studio, business lounge, media room, multimedia theatre, games room with billiards, ping pong and arcade games, plus a rooftop terrace with panoramic city views.Conveniently located within walking distance of Wilfrid Laurier University, with the University of Waterloo nearby, and close to shopping, restaurants, public transit and major routes.Whether you're an investor looking for a turnkey, fully furnished rental property or a buyer seeking a stylish, low-maintenance home, this ground-floor suite offers a compelling combination of direct terrace access, excellent amenities, included furnishings and a prime Waterloo location. Pictures taken prior to current tenant possession.
Insights
Condition Score
Good71/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall39/100−$561/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 45 condos with 2 bedrooms for lease in Waterloo right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,288 / 2026
- MLS® number
- X13761408
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- 0-5
- Days on market
- Size
- 600-699 sqft
- Listed on
- Parking
- None, 0 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Multi-Level
- Municipality
- Waterloo
Building
- Size
- 600-699 sqft
- Building Age
- 0-5
- Construction
- Brick
Inside
- Bedrooms
- 2
- Bathrooms
- 1
- Bathroom Details
- 1 × 3pc
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- None
- Additional Parking
- 0
- Total Parking
- 0
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Fridge, stove, built-in microwave, dishwasher, washer, dryer, all existing ELFs, all existing window coverings, sofa, coffee table, TV & TV stand, kitchen island with 2 bar stools, 2 beds with mattresses, 2 built-in desks, 2 desk chairs, and all existing furnishings current in the unit.
- Condo maint.
- $338
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Bathroom | 0.0 × 0.0 m | 3 Pc Bath | Main |
| Living | 9.42 × 14.07 m | Laminate, Walk-Out, Large Window | Main |
| 2nd Br | 10.05 × 9.32 m | Laminate, B/I Desk, Large Window | Main |
| Primary | 10.96 × 9.55 m | Laminate, B/I Desk, Large Window | Main |
| Kitchen | 9.42 × 8.5 m | B/I Microwave, Stainless Steel Appl, Granite Counter | Main |
Listing history
Buy/sell history for 133-145 Columbia St, Waterloo, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $449,000 | N/A | For Sale | X13761408 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $89,800
- Total mortgage amount
- $359,200
- Total interest payment
- $255,500
- Total purchase cost
- $704,500
- Mortgage payment
- $2,049/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
42%Monthly carrying cost
$2,661- Rent $2,100
- Shortfall $561
Rental income opens at $2,100, the median asking rent of 45 comparable homes for lease in Waterloo. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $5,455
- Total land transfer tax
- $5,455
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $1,455
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $449,000
- $980
- Ontario total
- $5,455
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- 1 water-supply well recorded within 250 m69 test or monitoring holes also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 5 m.250 m
- Groundwater recorded about 3 m below ground nearbyThe middle water level in the well records within 500 m (163 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity1
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
Province of Ontario open data
Around the home2
- Nearest rail line: 380 m380 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is E Craftsmen Corporation — E CRAFTSMEN CORPORATION - WATERLOO, 1.6 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Enova Power Corp.At the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, CIK Telecom, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Waterloo Wireless, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Condos for sale in Waterloo right now
- For sale now
- 140
- Median asking price
- $393K
- New in 7 days
- 8
- Price cuts
- 22%
Middle half: $324K to $473K
41 in 28 days
31 listings
This home is asking 14% above the median.
See all homes in WaterlooAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| University of Waterloo | GRT light rail: ION light rail | 500 m |
| Research and Technology | GRT light rail: ION light rail | 700 m |
| Laurier - Waterloo Park | GRT light rail: ION light rail | 1 km |
| Waterloo Public Square | GRT light rail: ION light rail | 1.9 km |
| Kitchener GO | GO Transit train: Kitchener | 4.4 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx; GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx. Contains information provided by the Regional Municipality of Waterloo under licence.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Winston Churchill Public SchoolWaterloo Region DSB | Public · grades JK–6 | 1 km | 80%Grade 6 average |
| Cedarbrae Public SchoolWaterloo Region DSB | Public · grades JK–6 | 1.5 km | 51%Grade 6 average |
| Sir Edgar Bauer Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 · French Immersion | 2 km | 75%Grade 6 average |
| ÉÉC Mère-Élisabeth-BruyèreConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 2.4 km | 85%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Waterloo Collegiate InstituteWaterloo Region DSB | Public · grades 9–12 | 750 m | 57%Grade 9 math |
| St David Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 · French Immersion | 1.1 km | 67%Grade 9 math |
| Bluevale Collegiate InstituteWaterloo Region DSB | Public · grades 9–12 | 3.1 km | 75%Grade 9 math |
| Kitchener Waterloo Collegiate and Vocational SchoolWaterloo Region DSB | Public · grades 9–12 · French Immersion | 3.4 km | 73%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Waterloo are shown to signed-in members.