22 Ripley Cres
Waterloo, Ontario N2N 1V4
- Bedrooms
- 3+2
- Bathrooms
- 3
- Size
- 1,500–2,000sq ft
- Per sq ft
- $537at the range’s middle
- Lot
- 34.87 x 135.27 ft
- Tax a year
- $5,0762026 tax year
- Built
- 31-50
- Parking
- 62 attached
- Days on market
- Members
The brief
About 22 Ripley Cres
22 Ripley Cres is a 3+2-bedroom, 3-bathroom detached house in Waterloo, listed for sale at an asking price of $940,000 (MLS® X13826772).
Get ready to be captivated the moment you step foot into this one-of-a-kind home. An incredible vaulted ceiling soars overhead, drawing your eye up a dramatic wrought-iron staircase to the open balcony landing above. It's the kind of entrance that makes a first impression, and it's just the beginning.A sun-filled dining room set beneath a statement chandelier flows easily into a warm living space where sliding doors open onto a private deck overlooking a breathtaking treescape, overlooking a large, landscaped, pie-shaped lot, mature trees, quiet mornings, and room to entertain all summer long.Upstairs, the primary suite is a true retreat. A private, generously sized escape complete with its own ensuite and a spacious walk-in closet.This lovingly maintained, one-owner home has been cared for like no other, and it shows: five bedrooms, three full bathrooms, a renovated kitchen, updated bathrooms, new vinyl flooring, fresh paint, and new light fixtures throughout. Every major system has been replaced! Furnace, A/C, water heater, water softener, roof with new eavestroughs and leaf guard, smart thermostat, new fire alarms, and a brand new asphalt driveway. All that's left to do is move in!Downstairs, the finished basement offers even more room to live and grow. A cozy gas fireplace sets the tone for relaxed evenings, while more space is ready to become a home office for remote work, a rec room for game nights, or a private retreat for extended family. With two bedrooms and a full bathroom down here too, there's truly room for everyone.A spacious attached 2-car garage, a quiet family-friendly crescent, and a location close to parks, schools, and everyday amenities round out the picture. Homes with this much heart, this much care, and this little left to do are one of a kind.
Insights
Condition Score
Good78/1002 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall36/100−$1,137/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 7 detached homes with 5 bedrooms for lease in Waterloo right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $5,076 / 2026
- MLS® number
- X13826772
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 31-50
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 34.87 x 135.27 ft
- Listed on
- Parking
- 2 Attached, 6 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Municipality
- Waterloo
Building
- Size
- 1500-2000 sqft
- Building Age
- 31-50
- Construction
- Brick
Inside
- Bedrooms
- 3+2
- Bathrooms
- 3
- Bathroom Details
- 1 × 3pc Main, 1 × 3pc 2nd, 1 × 3pc Bsmt
- Basement Type
- Finished with Walk-Out
- Kitchens
- 1
Parking
- Driveway
- Pvt Double
- Garage Type
- Attached
- Garage
- 2
- Additional Parking
- 4
- Total Parking
- 6
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 34.87 ft
- Depth
- 135.27 ft
- Lot Size
- 34.87 x 135.27 ft
Additional
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Central Vac, Dishwasher, Dryer, Garage Door Opener, Hot Water Tank Owned, Range Hood, Refrigerator, Smoke Detector, Stove, Washer, Basement Fridge
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Bathroom | 1.4 × 2.69 m | — | Main |
| Br | 3.84 × 3.35 m | — | Main |
| Dining | 3.15 × 3.76 m | — | Main |
| Kitchen | 4.04 × 3.76 m | — | Main |
| Living | 3.96 × 5.54 m | — | Main |
| Primary | 4.9 × 3.35 m | — | Main |
| Primary | 4.11 × 5.61 m | — | 2nd |
| Bathroom | 1.52 × 2.44 m | 3 Pc Ensuite | 2nd |
| Bathroom | 1.5 × 2.69 m | 3 Pc Bath | Bsmt |
| Br | 3.38 × 3.81 m | — | Bsmt |
| Br | 3.38 × 3.91 m | — | Bsmt |
| Laundry | 3.99 × 3.71 m | — | Bsmt |
| Office | 2.6 × 2.61 m | — | Bsmt |
| Rec | 6.91 × 5.36 m | — | Bsmt |
| Other | 1.47 × 1.09 m | — | Bsmt |
Listing history
Buy/sell history for 22 Ripley Cres, Waterloo, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $940,000 | N/A | Sce | X13826772 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $188,000
- Total mortgage amount
- $752,000
- Total interest payment
- $534,700
- Total purchase cost
- $1,474,700
- Mortgage payment
- $4,289/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
41%Monthly carrying cost
$4,712- Rent $3,575
- Shortfall $1,137
Rental income opens at $3,575, the median asking rent of 7 comparable homes for lease in Waterloo. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $15,275
- Total land transfer tax
- $15,275
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $11,275
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $940,000
- $10,800
- Ontario total
- $15,275
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Street frontage
- 34.87 ft10.6 m
- Depth
- 135.27 ft41.2 m
The record marks this lot irregular, so its area is not the frontage multiplied by the depth. It is not given here. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m3 test or monitoring holes also recorded.250 m
- Groundwater recorded about 2.5 m below ground nearbyThe middle water level in the well records within 500 m (18 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity1
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Heroux Devtek Inc. — Heroux Devtek Kitchener, 2.5 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Enova Power Corp.At the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Waterloo Wireless, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in Waterloo right now
- For sale now
- 109
- Median asking price
- $935K
- New in 7 days
- 11
- Price cuts
- 27%
Middle half: $769K to $1.2M
47 in 28 days
29 listings
This home is asking 1% above the median.
See all homes in WaterlooAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Grand River Hospital | GRT light rail: ION light rail | 3.7 km |
| Allen | GRT light rail: ION light rail | 3.8 km |
| Central Station - Innovation District | GRT light rail: ION light rail | 3.9 km |
| Victoria Park | GRT light rail: ION light rail | 4 km |
| Kitchener GO | GO Transit train: Kitchener | 4.4 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx; GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx. Contains information provided by the Regional Municipality of Waterloo under licence.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Mark Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 | 700 m | 65%Grade 6 average |
| Meadowlane Public SchoolWaterloo Region DSB | Public · grades JK–6 | 950 m | 72%Grade 6 average |
| Southridge Public SchoolWaterloo Region DSB | Public · grades JK–6 · French Immersion | 1 km | 59%Grade 6 average |
| ÉÉC Cardinal-LégerConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 4.5 km | 61%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Forest Heights Collegiate InstituteWaterloo Region DSB | Public · grades 9–12 | 700 m | 48%Grade 9 math |
| Resurrection Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 | 2 km | 57%Grade 9 math |
| Kitchener Waterloo Collegiate and Vocational SchoolWaterloo Region DSB | Public · grades 9–12 · French Immersion | 3.7 km | 73%Grade 9 math |
| École secondaire David Saint-JacquesConseil scolaire Viamonde | French-language public · grades 9–12 | 9.4 km | 70%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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