- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 500–599sq ft
- Per sq ft
- $600at the range’s middle
- Tax a year
- $2,2742025 tax year
- Parking
- 0none
- Days on market
- Members
The brief
About F504-275 Larch St
F504-275 Larch St is a 2-bedroom, 1-bathroom condo in Waterloo, listed for sale at an asking price of $329,900 (MLS® X13534976).
Welcome To "The Block"! This Modern Mid-Rise, Corner Unit, Fully Furnished Two bed one washroom In One Of Waterloo's Most Sought-After Locations-Perfect For Students, Young Professionals, Investors, And First-Time Buyers. Bright And Functional Layout With Excellent Bedroom Separation, Spacious Living Area, A Large Private Balcony And The Living/Dining Area-Ideal For Studying Or Relaxing Outdoors. Move-In Or Rent-Ready And Sold Fully Furnished, Including: 2 Beds, 2 Mattresses, 2 Desks, Wardrobe, Couch, Coffee Table, 2 Bedside Tables, Kitchen Table With 4 Chairs, TV And TV Stand. Low Maintenance Fees Include Internet And Water, Making Ownership Both Convenient And Cost-Effective! Ideally Located Within Walking Distance To Groceries, Health Clinics, Shopping, Fitness Centres, Restaurants, And Everyday Amenities. Just Steps From University Of Waterloo, Wilfrid Laurier University, And Conestoga College, With Easy Access To Transit And Major Tech Employers Such As Google, OpenText, BlackBerry And More. Restaurants And Grocery Stores Nearby Stay Open Late-Perfect For Late-Night Study Sessions, Evening Classes, Or Professionals Working Extended Hours.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Covers costs66/100+$110/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 45 condos with 2 bedrooms for lease in Waterloo right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $2,274 / 2025
- MLS® number
- X13534976
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 500-599 sqft
- Listed on
- Parking
- None, 0 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Municipality
- Waterloo
Building
- Size
- 500-599 sqft
- Construction
- Brick
Inside
- Bedrooms
- 2
- Bathrooms
- 1
- Bathroom Details
- 1 × 3pc Main
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- None
- Additional Parking
- 0
- Total Parking
- 0
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- Yes
- Den
- No
- Family room
- No
- Condo maint.
- $294
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Br | 9.0 × 8.6 m | Window, Closet, carpet free | Main |
| Primary | 9.6 × 9.0 m | W/O To Balcony, Closet, carpet free | Main |
| Living | 13.0 × 10.0 m | Large Window, West View, carpet free | Main |
| Kitchen | 3.6 × 10.0 m | Stainless Steel Appl | Main |
Listing history
Buy/sell history for F504-275 Larch St, Waterloo, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $329,900 | N/A | For Sale | X13534976 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $65,980
- Total mortgage amount
- $263,920
- Total interest payment
- $187,880
- Total purchase cost
- $517,780
- Mortgage payment
- $1,506/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
14%Monthly carrying cost
$1,990- Carrying cost $1,990
- Surplus $110
Rental income opens at $2,100, the median asking rent of 45 comparable homes for lease in Waterloo. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $3,424
- Total land transfer tax
- $3,424
- First-time buyer rebates (Ontario up to $4,000)
- −$3,424
- Total for first-time buyers
- $0
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $329,900
- $1,199
- Ontario total
- $3,424
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The market
Condos for sale in Waterloo right now
- For sale now
- 140
- Median asking price
- $393K
- New in 7 days
- 8
- Price cuts
- 22%
Middle half: $324K to $473K
41 in 28 days
31 listings
This home is asking 16% below the median.
See all homes in WaterlooAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| University of Waterloo | GRT light rail: ION light rail | 900 m |
| Laurier - Waterloo Park | GRT light rail: ION light rail | 900 m |
| Research and Technology | GRT light rail: ION light rail | 1.2 km |
| Waterloo Public Square | GRT light rail: ION light rail | 1.6 km |
| Kitchener GO | GO Transit train: Kitchener | 3.9 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx; GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx. Contains information provided by the Regional Municipality of Waterloo under licence.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Winston Churchill Public SchoolWaterloo Region DSB | Public · grades JK–6 | 1 km | 80%Grade 6 average |
| ÉÉC Mère-Élisabeth-BruyèreConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 1.8 km | 85%Grade 6 average |
| Lincoln Heights Public SchoolWaterloo Region DSB | Public · grades JK–8 | 2 km | 66%Grade 6 average |
| Our Lady of Lourdes Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 | 2 km | 70%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Waterloo Collegiate InstituteWaterloo Region DSB | Public · grades 9–12 | 300 m | 57%Grade 9 math |
| St David Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 · French Immersion | 850 m | 67%Grade 9 math |
| Bluevale Collegiate InstituteWaterloo Region DSB | Public · grades 9–12 | 2.5 km | 75%Grade 9 math |
| Kitchener Waterloo Collegiate and Vocational SchoolWaterloo Region DSB | Public · grades 9–12 · French Immersion | 3 km | 73%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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