- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 0–499sq ft
- Per sq ft
- $511at the range’s middle
- Tax a year
- $2,1922025 tax year
- Parking
- 0none
- Days on market
- Members
The brief
About G514-275 Larch St
G514-275 Larch St is a 1-bedroom, 1-bathroom condo in Waterloo, listed for sale at an asking price of $254,900 (MLS® X13567556).
High-Demand Waterloo Location - Ideal for Investors, Students, First-Time Buyers, or Professionals. Welcome to this bright and well-maintained approximately 500 sq. ft. condo in one of Waterloo's most sought-after locations. Whether you're an investor, a parent looking to purchase for a student, or a single professional or couple seeking an affordable home, this unit offers exceptional value. Located within easy walking distance of Wilfrid Laurier University, University of Waterloo, Conestoga College Waterloo Campus, grocery stores, restaurants, cafés, and everyday amenities, this property is perfectly positioned in the heart of Waterloo's vibrant university district. The thoughtfully designed layout features a spacious bedroom with an extra-wide closet, a bright open-concept living area, and a modern kitchen complete with stainless steel appliances, a dishwasher, and granite countertops. Quality flooring runs throughout the unit, and the convenience of in-suite laundry makes everyday living easy. Step out onto the Juliette balcony to enjoy fresh air and natural light. Residents of Building "G" enjoy excellent amenities, including a rooftop terrace and secure bike storage, with a newly added fitness centre and theatre room enhancing the lifestyle even further. For added convenience, the existing furniture can be included, making this an easy turnkey investment or move-in-ready home. this is an outstanding opportunity to own in one of Waterloo's strongest rental and investment markets. Why rent when you can own in this spectacular location?
Insights
Condition Score
Good76/1002 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Covers costs63/100+$53/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 25 condos with 1 bedroom for lease in Waterloo right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $2,192 / 2025
- MLS® number
- X13567556
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 0-499 sqft
- Listed on
- Parking
- None, 0 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Municipality
- Waterloo
Building
- Size
- 0-499 sqft
- Construction
- Brick
Inside
- Bedrooms
- 1
- Bathrooms
- 1
- Bathroom Details
- 1 × 3pc
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- None
- Additional Parking
- 0
- Total Parking
- 0
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- 5 Pcs Appliances Included, Climate Control Interior With Individual Heating & Cooling Control
- Condo maint.
- $301
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.06 × 4.37 m | Combined W/Dining, Laminate | Flat |
| Dining | 3.06 × 4.37 m | Combined W/Living, Laminate | Flat |
| Br | 2.97 × 3.33 m | Double Closet, Laminate | Flat |
Listing history
Buy/sell history for G514-275 Larch St, Waterloo, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $254,900 | N/A | For Sale | X13567556 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $50,980
- Total mortgage amount
- $203,920
- Total interest payment
- $144,980
- Total purchase cost
- $399,880
- Mortgage payment
- $1,163/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
16%Monthly carrying cost
$1,647- Carrying cost $1,647
- Surplus $53
Rental income opens at $1,700, the median asking rent of 25 comparable homes for lease in Waterloo. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $2,299
- Total land transfer tax
- $2,299
- First-time buyer rebates (Ontario up to $4,000)
- −$2,299
- Total for first-time buyers
- $0
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $254,900
- $74
- Ontario total
- $2,299
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m16 test or monitoring holes also recorded.250 m
- Groundwater recorded about 3.2 m below ground nearbyThe middle water level in the well records within 500 m (62 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity1
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
Province of Ontario open data
Around the home2
- Nearest rail line: 850 m850 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is E Craftsmen Corporation — E CRAFTSMEN CORPORATION - WATERLOO, 1.6 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Enova Power Corp.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 30 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.30 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, CIK Telecom, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Waterloo Wireless, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Condos for sale in Waterloo right now
- For sale now
- 140
- Median asking price
- $393K
- New in 7 days
- 8
- Price cuts
- 22%
Middle half: $324K to $473K
41 in 28 days
31 listings
This home is asking 35% below the median, lower than three quarters of them.
See all homes in WaterlooAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| University of Waterloo | GRT light rail: ION light rail | 900 m |
| Laurier - Waterloo Park | GRT light rail: ION light rail | 900 m |
| Research and Technology | GRT light rail: ION light rail | 1.2 km |
| Waterloo Public Square | GRT light rail: ION light rail | 1.6 km |
| Kitchener GO | GO Transit train: Kitchener | 3.9 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx; GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx. Contains information provided by the Regional Municipality of Waterloo under licence.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Winston Churchill Public SchoolWaterloo Region DSB | Public · grades JK–6 | 1 km | 80%Grade 6 average |
| ÉÉC Mère-Élisabeth-BruyèreConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 1.8 km | 85%Grade 6 average |
| Lincoln Heights Public SchoolWaterloo Region DSB | Public · grades JK–8 | 2 km | 66%Grade 6 average |
| Our Lady of Lourdes Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 | 2 km | 70%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Waterloo Collegiate InstituteWaterloo Region DSB | Public · grades 9–12 | 300 m | 57%Grade 9 math |
| St David Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 · French Immersion | 850 m | 67%Grade 9 math |
| Bluevale Collegiate InstituteWaterloo Region DSB | Public · grades 9–12 | 2.5 km | 75%Grade 9 math |
| Kitchener Waterloo Collegiate and Vocational SchoolWaterloo Region DSB | Public · grades 9–12 · French Immersion | 3 km | 73%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Waterloo are shown to signed-in members.