- Bedrooms
- 3+1
- Bathrooms
- 3
- Size
- 1,200–1,399sq ft
- Per sq ft
- $396at the range’s middle
- Tax a year
- $3,5382026 tax year
- Parking
- 11 attached
- Days on market
- Members
The brief
About 4-423 Keats Way
4-423 Keats Way is a 3+1-bedroom, 3-bathroom condo townhouse in Waterloo, listed for sale at an asking price of $515,000 (MLS® X14120184).
Welcome to this charming 3-bedroom condo townhouse in Waterloo's desirable Beechwood/University neighborhood! This home features a functional layout, laminate floor throughout, and a finished basement providing additional versatile living space. The spacious living room offers a walk-out to the backyard, creating a seamless connection between indoor and outdoor living, perfect for enjoying fresh air, entertaining guests, or relaxing outdoors. An attached garage adds everyday convenience. Licensed as rental property, thousands spent for upgrade in compliance with city rental by-laws. Ideally located near the University of Waterloo and Wilfrid Laurier University, with easy access to public transit, shopping, and major amenities. A great opportunity for first-time homebuyers, families, and investors alike. Don't miss the opportunity to make this property your own!
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even57/100−$102/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 18 homes with 4 bedrooms for lease in Waterloo right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,538 / 2026
- MLS® number
- X14120184
- Board
- TRREB MLS®
- Property Type
- Condo Townhouse
- Days on market
- Size
- 1200-1399 sqft
- Listed on
- Parking
- 1 Attached, 1 Parking
Property details
Property
- Property Type
- Condo Townhouse
- Style
- 2-Storey
- Municipality
- Waterloo
Building
- Size
- 1200-1399 sqft
- Construction
- Brick
Inside
- Bedrooms
- 3+1
- Bathrooms
- 3
- Bathroom Details
- 1 × 3pc 2nd, 1 × 2pc Ground, 1 × 3pc Bsmt
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Garage Type
- Attached
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Stainless Steel Stove, Dishwasher, 2 Fridges, Microwave, Front Load Washer&Dryer, Water Softener, All Electical light fixtures, Window Coverings, Furnace, A/C Unit
- Condo maint.
- $607
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.63 × 5.86 m | Laminate, Walk-Out | Main |
| Dining | 2.72 × 395.0 m | Ceramic Floor, Large Window | Main |
| Kitchen | 2.38 × 3.27 m | Ceramic Floor, Ceramic Back Splash | Main |
| Primary | 3.84 × 4.56 m | W/I Closet, Laminate | 2nd |
| 2nd Br | 2.95 × 3.54 m | Closet, Laminate | 2nd |
| 3rd Br | 2.29 × 3.25 m | Closet, Laminate | 2nd |
| Rec | 3.13 × 4.0 m | W/I Closet, Laminate | Bsmt |
Listing history
Buy/sell history for 4-423 Keats Way, Waterloo, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $515,000 | N/A | For Sale | X14120184 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $103,000
- Total mortgage amount
- $412,000
- Total interest payment
- $293,000
- Total purchase cost
- $808,000
- Mortgage payment
- $2,350/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
23%Monthly carrying cost
$3,252- Rent $3,150
- Shortfall $102
Rental income opens at $3,150, the median asking rent of 18 comparable homes for lease in Waterloo. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $6,775
- Total land transfer tax
- $6,775
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $2,775
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $515,000
- $2,300
- Ontario total
- $6,775
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m250 m
Province of Ontario open data
Planning and building activity1
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Region of Waterloo, Waste Management Division — Waterloo Landfill Site, 2.4 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Enova Power Corp.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 50 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (50 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.50 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Waterloo Wireless, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Condos for sale in Waterloo right now
- For sale now
- 55
- Median asking price
- $499K
- New in 7 days
- 5
- Price cuts
- 22%
Middle half: $427K to $579K
21 in 28 days
12 listings
This home is asking 3% above the median.
See all homes in WaterlooAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| University of Waterloo | GRT light rail: ION light rail | 2.1 km |
| Laurier - Waterloo Park | GRT light rail: ION light rail | 2.1 km |
| Willis Way | GRT light rail: ION light rail | 2.7 km |
| Waterloo Public Square | GRT light rail: ION light rail | 2.7 km |
| Research and Technology | GRT light rail: ION light rail | 2.8 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Contains information provided by the Regional Municipality of Waterloo under licence.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Mary Johnston Public SchoolWaterloo Region DSB | Public · grades JK–6 · French Immersion | 700 m | 89%Grade 6 average |
| Keatsway Public SchoolWaterloo Region DSB | Public · grades JK–6 · French Immersion | 800 m | 71%Grade 6 average |
| Holy Rosary Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 · French Immersion | 1.4 km | 78%Grade 6 average |
| École élémentaire L'HarmonieConseil scolaire Viamonde | French-language public · grades JK–8 | 4.2 km | 84%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Resurrection Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 | 2 km | 57%Grade 9 math |
| Waterloo Collegiate InstituteWaterloo Region DSB | Public · grades 9–12 | 3.2 km | 57%Grade 9 math |
| Laurel Heights Secondary SchoolWaterloo Region DSB | Public · grades 9–12 | 3.5 km | 83%Grade 9 math |
| St David Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 · French Immersion | 3.6 km | 67%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Waterloo are shown to signed-in members.