- Bedrooms
- 3
- Bathrooms
- 3
- Size
- 1,100–1,500sq ft
- Per sq ft
- $461at the range’s middle
- Lot
- Under 0.50 acres
- Tax a year
- $4,0832025 tax year
- Built
- 16-30
- Parking
- 31 built-in
- Days on market
- Members
The brief
About 427 Beaver Creek Rd
427 Beaver Creek Rd is a 3-bedroom, 3-bathroom freehold townhouse in Waterloo, listed for sale at an asking price of $599,000 (MLS® X14107780).
Welcome to 427 Beaver Creek Road, set in one of Waterloo's most sought-after family neighbourhoods, overlooking Laurel Creek Conservation Area and within the desirable Laurelwood school district. This executive townhouse is attached to the neighbouring home on one side and connected only at the garage on the other, offering the privacy and natural light of a semi-detached home.Natural hard sugar maple flooring extends throughout the main level, leading to a fully renovated kitchen with quartz countertops, a full-height backsplash, and high-end stainless steel appliances. Pot lights, upgraded fixtures, California shutters throughout, and fresh paint create a welcoming, move-in-ready home.Vinyl flooring continues up the staircase and throughout the second level. The spacious primary bedroom features pot lights, dual closets, and a three-piece ensuite. Two additional generous bedrooms and a four-piece bathroom complete the upper floor.Outside, a mature shade tree, mulched garden beds, and an exposed aggregate walkway create an inviting approach to the covered front porch. The fully fenced backyard offers a covered patio with exposed aggregate concrete and an overhead skylight, providing a bright, sheltered space for relaxing or entertaining.Notable updates include a furnace installed in 2022 with warranty coverage to 2042, an owned hot water tank and water softener installed in 2022, a roof replaced in 2017, vinyl windows and doors, and an EV-capable electrical panel. An attached garage and private driveway add everyday convenience.Enjoy easy access to Laurel Creek trails, the University of Waterloo, Wilfrid Laurier University, The Boardwalk, and Highway 85.
Insights
Condition Score
Good78/1002 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall41/100−$573/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 22 homes with 3 bedrooms for lease in Waterloo right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $4,083 / 2025
- MLS® number
- X14107780
- Board
- TRREB MLS®
- Property Type
- Att/Row/Twnhouse
- Building Age
- 16-30
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 22.03 x 108.1 ft
- Listed on
- Parking
- 1 Built-In, 3 Parking
Property details
Property
- Property Type
- Att/Row/Twnhouse
- Style
- 2-Storey
- Municipality
- Waterloo
Building
- Size
- 1100-1500 sqft
- Building Age
- 16-30
- Construction
- Brick
Inside
- Bedrooms
- 3
- Bathrooms
- 3
- Bathroom Details
- 1 × 2pc Main, 1 × 3pc 2nd, 1 × 4pc 2nd
- Basement Type
- Unfinished
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- Built-In
- Garage
- 1
- Additional Parking
- 2
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 22.03 ft
- Depth
- 108.1 ft
- Lot Size
- 22.03 x 108.1 ft
Additional
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Stainless steel LG French-door refrigerator, stainless steel Frigidaire Professional gas stove, stainless steel Bosch dishwasher, stainless steel range hood, washer, dryer, curtain rods, all existing window coverings including California shutters, water softener, garage door opener system, all existing electric light fixtures, ecobee smart thermostat, smart doorbell camera, and all bathroom mirrors.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 4.02 × 2.85 m | Closet, hardwood floor | Main |
| Kitchen | 3.3 × 3.01 m | Stainless Steel Appl, hardwood floor | Main |
| Living | 5.26 × 3.23 m | W/O To Patio | Main |
| Dining | 3.3 × 2.36 m | hardwood floor, Large Window | Main |
| Powder Rm | 1.49 × 1.56 m | — | Main |
| Primary | 3.4 × 5.37 m | Vinyl Floor, 3 Pc Bath, Large Closet | 2nd |
| 2nd Br | 3.66 × 2.56 m | Vinyl Floor, Closet, Window | 2nd |
| 3rd Br | 3.16 × 2.86 m | Vinyl Floor, Closet, Window | 2nd |
| Bathroom | 2.39 × 1.69 m | 4 Pc Bath, Quartz Counter | 2nd |
Listing history
Buy/sell history for 427 Beaver Creek Rd, Waterloo, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $599,000 | N/A | For Sale | X14107780 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $119,800
- Total mortgage amount
- $479,200
- Total interest payment
- $340,700
- Total purchase cost
- $939,700
- Mortgage payment
- $2,733/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
37%Monthly carrying cost
$3,073- Rent $2,500
- Shortfall $573
Rental income opens at $2,500, the median asking rent of 22 comparable homes for lease in Waterloo. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $8,455
- Total land transfer tax
- $8,455
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $4,455
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $599,000
- $3,980
- Ontario total
- $8,455
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Street frontage
- 22.03 ft6.7 m
- Depth
- 108.1 ft32.9 m
- Lot size
- Under 0.50 acresAs the board bands it
The record marks this lot irregular, so its area is not the frontage multiplied by the depth. It is not given here. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- A mapped wetland is within 120 mDevelopment close to a wetland can need extra review.120 m
- 1 water-supply well recorded within 250 mIt was drilled for domestic use; 1 test or monitoring hole also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 15.2 m.250 m
- Groundwater recorded about 4.3 m below ground nearbyThe middle water level in the well records within 500 m (22 records). It changes with the season and from spot to spot.500 m
- Bedrock about 49.4 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity1
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Enova Power Corp.At the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, CIK Telecom, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Waterloo Wireless, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Townhouses for sale in Waterloo right now
- For sale now
- 11
- Median asking price
- $599K
- New in 7 days
- 0
- Price cuts
- 36%
Middle half: $589K to $719K
6 in 28 days
4 listings
This home is asking at the median.
See all homes in WaterlooAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Research and Technology | GRT light rail: ION light rail | 3 km |
| University of Waterloo | GRT light rail: ION light rail | 3.2 km |
| Laurier - Waterloo Park | GRT light rail: ION light rail | 3.8 km |
| Northfield | GRT light rail: ION light rail | 4 km |
| Waterloo Public Square | GRT light rail: ION light rail | 4.8 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Contains information provided by the Regional Municipality of Waterloo under licence.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Nicholas Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 | 550 m | 70%Grade 6 average |
| Laurelwood Public SchoolWaterloo Region DSB | Public · grades JK–8 · French Immersion | 650 m | 94%Grade 6 average |
| Abraham Erb Public SchoolWaterloo Region DSB | Public · grades JK–6 · French Immersion | 1.4 km | 93%Grade 6 average |
| ÉÉC Mère-Élisabeth-BruyèreConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 5.8 km | 85%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Laurel Heights Secondary SchoolWaterloo Region DSB | Public · grades 9–12 | 1.1 km | 83%Grade 9 math |
| Waterloo Collegiate InstituteWaterloo Region DSB | Public · grades 9–12 | 4.2 km | 57%Grade 9 math |
| St David Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 · French Immersion | 4.4 km | 67%Grade 9 math |
| Resurrection Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 | 4.5 km | 57%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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