MLS® X13867082
Waterloo, Ontario N2K 0C9
- Bedrooms
- 4
- Bathrooms
- 4
- Size
- 2,500–3,000sq ft
- Per sq ft
- $427at the range’s middle
- Lot
- 44.41 x 120 ft
- Tax a year
- $9,5532026 tax year
- Built
- 6-15
- Parking
- 42 attached
- Days on market
- Members
The brief
About MLS® X13867082
Welcome to 519 Gristmill Street, an impressive custom-built home in Waterloo's prestigious Carriage Crossing community. Showcasing an elegant stone, stucco, and brick exterior, this spacious residence offers exceptional comfort, quality, and versatility for modern family living. The inviting foyer opens to a bright and elegant formal dining room. At the heart of the home, the open-concept family room is filled with natural light and flows seamlessly into the chef-inspired kitchen, featuring granite countertops, a centre island, abundant cabinetry, and generous workspace. The adjoining breakfast area provides direct access to the large, fully fenced backyard-perfect for entertaining, children, and pets. A powder room and convenient main-floor laundry complete this level. Upstairs, you will find four spacious bedrooms. The luxurious primary suite features a walk-in closet and private 5-piece ensuite. Two bedrooms share a convenient Jack-and-Jill 5-piece bathroom, while the fourth bedroom offers additional space for family members, guests, or a home office. A second-floor family room with a vaulted ceiling provides another inviting space to relax or gather. The fully finished basement extends the living space with a large recreation room, a 3-piece bathroom, and plenty of storage. Ideally located just steps from RIM Park, the public library, scenic trails, parks, restaurants, and Grey Silo Golf Club, with convenient access to Highway 85. Discover refined living in one of Waterloo's most sought-after neighbourhoods. **INTERBOARD LISTING: CORNERSTONE ASSOCIATION OF REALTORS**
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall14/100−$2,857/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 12 detached homes with 4 bedrooms for lease in Waterloo right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $9,553 / 2026
- MLS® number
- X13867082
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 6-15
- Days on market
- Size
- 2500-3000 sqft
- Lot Size
- 44.41 x 120 ft
- Listed on
- Parking
- 2 Attached, 4 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Municipality
- Waterloo
Building
- Size
- 2500-3000 sqft
- Building Age
- 6-15
- Construction
- Brick
Inside
- Bedrooms
- 4
- Bathrooms
- 4
- Bathroom Details
- 1 × 2pc Main, 2 × 5pc 2nd, 1 × 3pc Bsmt
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Driveway
- Pvt Double
- Garage Type
- Attached
- Garage
- 2
- Additional Parking
- 2
- Total Parking
- 4
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 44.41 ft
- Depth
- 120 ft
- Lot Size
- 44.41 x 120 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Dishwasher, Dryer, Garage Door Opener, Microwave, Refrigerator, Stove, Washer
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Bathroom | 1.6 × 1.55 m | 2 Pc Bath | Main |
| Breakfast | 3.2 × 3.78 m | — | Main |
| Dining | 5.51 × 4.06 m | — | Main |
| Foyer | 3.66 × 2.46 m | — | Main |
| Room 5 | 3.89 × 3.78 m | — | Main |
| Laundry | 2.79 × 2.57 m | — | Main |
| Living | 4.55 × 4.06 m | — | Main |
| Primary | 4.06 × 4.55 m | — | 2nd |
| Br | 3.71 × 3.38 m | — | 2nd |
| 2nd Br | 3.3 × 3.38 m | — | 2nd |
| 3rd Br | 2.67 × 3.38 m | — | 2nd |
| Family | 5.36 × 4.85 m | — | 2nd |
| Other | 2.21 × 1.04 m | — | 2nd |
| Bathroom | 3.25 × 3.38 m | 5 Pc Bath | 2nd |
| Bathroom | 5.03 × 3.35 m | 5 Pc Bath | 2nd |
| Rec | 7.24 × 7.85 m | — | Bsmt |
| Bathroom | 3.58 × 2.44 m | 3 Pc Bath | Bsmt |
Listing history
Buy/sell history for Waterloo, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,174,900 | N/A | For Sale | X13867082 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $234,980
- Total mortgage amount
- $939,920
- Total interest payment
- $668,380
- Total purchase cost
- $1,843,280
- Mortgage payment
- $5,361/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
63%Monthly carrying cost
$6,157- Rent $3,300
- Shortfall $2,857
Rental income opens at $3,300, the median asking rent of 12 comparable homes for lease in Waterloo. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $19,973
- Total land transfer tax
- $19,973
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $15,973
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,174,900
- $15,498
- Ontario total
- $19,973
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 5,329 sq ft495 m²
- Street frontage
- 44.41 ft13.5 m
- Depth
- 120 ft36.6 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m8 test or monitoring holes also recorded.250 m
- Groundwater recorded about 1.6 m below ground nearbyThe middle water level in the well records within 500 m (33 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 7.6 km7.6 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- 3 licensed pits or quarries within 2 kmThe nearest is 750 m away, as mapped.2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Enova Power Corp.At the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Waterloo Wireless, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in Waterloo right now
- For sale now
- 108
- Median asking price
- $937K
- New in 7 days
- 11
- Price cuts
- 27%
Middle half: $777K to $1.2M
46 in 28 days
29 listings
This home is asking 25% above the median.
See all homes in WaterlooAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The verdict
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Sold prices in Waterloo are shown to signed-in members.