- Bedrooms
- 3+1
- Bathrooms
- 2
- Size
- 1,100–1,500sq ft
- Per sq ft
- $600at the range’s middle
- Lot
- Under 0.50 acres
- Tax a year
- $4,9842026 tax year
- Built
- 31-50
- Parking
- 62 attached
- Days on market
- Members
The brief
About 598 Black Oak Cres
598 Black Oak Cres is a 3+1-bedroom, 2-bathroom detached house in Waterloo, listed for sale at an asking price of $779,900 (MLS® X13872704).
Welcome To This Beautifully Maintained Bungalow Offering A Fantastic Combination Of Space, Comfort And Functionality! Pride Of Ownership Is Evident Throughout This Well-Cared-For Home, Featuring Numerous Upgrades, Hardwood Flooring And Large Windows That Fill The Interior With Natural Light. The Main Floor Offers A Bright And Functional Layout With A Spacious Living Room, Separate Dining Area, Well-Appointed Kitchen And Three Generously Sized Bedrooms, Creating A Comfortable And Practical Space For Everyday Living. The Finished Basement Adds Exceptional Additional Living Space With Two Bedrooms, A 3-Piece Bathroom And A Large Living/Recreation Area, Offering Plenty Of Flexibility For Family, Guests, A Home Office Or Multi-Generational Living. Recent Upgrades: Furnace 2023, Owned Water Heater 2026, Owned Water Softener 2022. Ideally Located In An Established Waterloo Neighbourhood Close To Schools, Parks, Shopping, Everyday Amenities And Convenient Transit Options, Making It Easy To Get Around The City. Complete With A Double Car Garage And Ample Parking, This Move-In Ready Home Is A Wonderful Opportunity In A Desirable Community!
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall43/100−$674/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 12 detached homes with 4 bedrooms for lease in Waterloo right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $4,984 / 2026
- MLS® number
- X13872704
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 31-50
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 52.49 x 114.83 ft
- Listed on
- Parking
- 2 Attached, 6 Parking
Property details
Property
- Property Type
- Detached
- Style
- Bungalow
- Municipality
- Waterloo
Building
- Size
- 1100-1500 sqft
- Building Age
- 31-50
- Construction
- Brick
Inside
- Bedrooms
- 3+1
- Bathrooms
- 2
- Bathroom Details
- 1 × 3pc Main, 1 × 3pc Bsmt
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- Attached
- Garage
- 2
- Additional Parking
- 4
- Total Parking
- 6
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 52.49 ft
- Depth
- 114.83 ft
- Lot Size
- 52.49 x 114.83 ft
Additional
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Existing Appliances: Fridge, Stove, Range Hood, Dishwasher, Washer & Dryer. All Electronic Light Fixtures. All Window Covers (excl stagers if any). Watersoftener & Hot Water Tank OWNED.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Dining | 2.74 × 2.82 m | — | Main |
| Kitchen | 2.82 × 3.3 m | — | Main |
| Primary | 3.61 × 3.78 m | — | Main |
| 2nd Br | 2.72 × 2.72 m | — | Main |
| 3rd Br | 1.98 × 3.3 m | — | Bsmt |
| Rec | 3.53 × 8.23 m | — | Bsmt |
| 4th Br | 3.07 × 3.48 m | — | Bsmt |
| Den | 3.07 × 3.48 m | — | Bsmt |
Listing history
Buy/sell history for 598 Black Oak Cres, Waterloo, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $779,900 | N/A | For Sale | X13872704 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $155,980
- Total mortgage amount
- $623,920
- Total interest payment
- $443,780
- Total purchase cost
- $1,223,680
- Mortgage payment
- $3,559/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
35%Monthly carrying cost
$3,974- Rent $3,300
- Shortfall $674
Rental income opens at $3,300, the median asking rent of 12 comparable homes for lease in Waterloo. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $12,073
- Total land transfer tax
- $12,073
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $8,073
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $779,900
- $7,598
- Ontario total
- $12,073
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 6,027 sq ft560 m²
- Street frontage
- 52.49 ft16 m
- Depth
- 114.83 ft35 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- 2 water-supply wells recorded within 250 mAll were drilled for domestic use; 2 test or monitoring holes also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 8.5 m.250 m
Province of Ontario open data
Planning and building activity1
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
Province of Ontario open data
Around the home2
- Nearest rail line: 920 m920 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- 1 licensed pit or quarry within 2 kmThe nearest is 2.0 km away, as mapped.2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Ultra Manufacturing Ltd. — Ultra Manufacturing - 640 Conrad Place, 980 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Enova Power Corp.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, CIK Telecom, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Waterloo Wireless, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in Waterloo right now
- For sale now
- 109
- Median asking price
- $935K
- New in 7 days
- 11
- Price cuts
- 27%
Middle half: $769K to $1.2M
47 in 28 days
29 listings
This home is asking 17% below the median.
See all homes in WaterlooAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Northfield | GRT light rail: ION light rail | 950 m |
| Research and Technology | GRT light rail: ION light rail | 1.7 km |
| Conestoga | GRT light rail: ION light rail | 2.1 km |
| University of Waterloo | GRT light rail: ION light rail | 2.7 km |
| Laurier - Waterloo Park | GRT light rail: ION light rail | 3.4 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Contains information provided by the Regional Municipality of Waterloo under licence.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Sir Edgar Bauer Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 · French Immersion | 450 m | 75%Grade 6 average |
| N A MacEachern Public SchoolWaterloo Region DSB | Public · grades JK–6 · French Immersion | 850 m | 81%Grade 6 average |
| Northlake Woods Public SchoolWaterloo Region DSB | Public · grades JK–8 | 850 m | 91%Grade 6 average |
| ÉÉC Mère-Élisabeth-BruyèreConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 3.8 km | 85%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St David Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 · French Immersion | 2.5 km | 67%Grade 9 math |
| Waterloo Collegiate InstituteWaterloo Region DSB | Public · grades 9–12 | 2.7 km | 57%Grade 9 math |
| Laurel Heights Secondary SchoolWaterloo Region DSB | Public · grades 9–12 | 4.2 km | 83%Grade 9 math |
| Bluevale Collegiate InstituteWaterloo Region DSB | Public · grades 9–12 | 5 km | 75%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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