- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1,100–1,500sq ft
- Per sq ft
- $565at the range’s middle
- Lot
- 27.89 x 101.71 ft
- Tax a year
- $4,6982026 tax year
- Built
- 16-30
- Parking
- 31 attached
- Days on market
- Members
The brief
About 606 Royal Fern St
606 Royal Fern St is a 3-bedroom, 2-bathroom detached house in Waterloo, listed for sale at an asking price of $734,900 (MLS® X14132116).
Welcome to this beautifully maintained single-detached home offering over 2,000 sq. ft. of finished living space, showcasing quality finishes, thoughtful upgrades and exceptional pride of ownership. This inviting home features an open-concept main floor with a spacious kitchen highlighted by a custom oversized island, seamlessly flowing into the living room, complete with a cozy gas fireplace and walkout to a large deck overlooking a fully fenced backyard. A garden shed provides additional outdoor storage.The upper level offers three generously sized bedrooms, including a spacious primary bedroom with a walk-in closet, along with a well-appointed bathroom. The fully finished basement further expands the living space with an L-shaped recreation room designed to maximize functionality, an additional laundry room, and a separate office that can also serve as a guest bedroom. A rough-in for a third bathroom adds further potential. Numerous updates and improvements include all main and upper-level windows (2025), interlocking driveway (2025), shed (2025), large kitchen island (2026), fresh paint in the primary bedroom, bathroom and basement (2026), refrigerator (2025), stove (2024), dishwasher (2023), powder room cabinet (2024), upper bathroom LVT flooring, new toilet (2026), and basement recreation room flooring (2026). Additional improvements include the roof (2016), furnace (2015), water softener (2023), reverse osmosis system (2024), and sump pump. The upper-level carpeting and staircase were replaced in 2021, along with the sliding patio door, garage door and automatic garage door opener. EXCEPTIONAL LOCATION with highly regarded public and secondary schools , close to parks, trails, shopping, transit and everyday amenities, short drive to both universities. A wonderful opportunity for buyers looking for space, comfort, functionality and a home that has been lovingly maintained and continually improved.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall24/100−$1,344/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 12 detached homes with 3 bedrooms for lease in Waterloo right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $4,698 / 2026
- MLS® number
- X14132116
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 16-30
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 27.89 x 101.71 ft
- Listed on
- Parking
- 1 Attached, 3 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Municipality
- Waterloo
Building
- Size
- 1100-1500 sqft
- Building Age
- 16-30
- Construction
- Brick
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 2pc, 1 × 4pc
- Basement Type
- Full
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- Attached
- Garage
- 1
- Additional Parking
- 2
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 27.89 ft
- Depth
- 101.71 ft
- Lot Size
- 27.89 x 101.71 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Built-in Microwave, Dishwasher, Dryer, Garage Door Opener, Refrigerator, Stove, Washer, Window Coverings, Other
Rooms
Room details unavailable
The listing source did not provide room-level measurements or features.
Listing history
Buy/sell history for 606 Royal Fern St, Waterloo, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $734,900 | N/A | For Sale | X14132116 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $146,980
- Total mortgage amount
- $587,920
- Total interest payment
- $417,980
- Total purchase cost
- $1,152,880
- Mortgage payment
- $3,353/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
52%Monthly carrying cost
$3,744- Rent $2,400
- Shortfall $1,344
Rental income opens at $2,400, the median asking rent of 12 comparable homes for lease in Waterloo. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $11,173
- Total land transfer tax
- $11,173
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $7,173
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $734,900
- $6,698
- Ontario total
- $11,173
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 2,837 sq ft264 m²
- Street frontage
- 27.89 ft8.5 m
- Depth
- 101.71 ft31 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m250 m
- Groundwater recorded about 2.1 m below ground nearbyThe middle water level in the well records within 500 m (14 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity1
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Region of Waterloo, Waste Management Division — Waterloo Landfill Site, 2.4 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Enova Power Corp.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 50 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (50 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.50 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, NFTC, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Waterloo Wireless, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in Waterloo right now
- For sale now
- 108
- Median asking price
- $937K
- New in 7 days
- 11
- Price cuts
- 28%
Middle half: $777K to $1.2M
46 in 28 days
30 listings
This home is asking 22% below the median, lower than three quarters of them.
See all homes in WaterlooAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| University of Waterloo | GRT light rail: ION light rail | 4 km |
| Research and Technology | GRT light rail: ION light rail | 4 km |
| Laurier - Waterloo Park | GRT light rail: ION light rail | 4.4 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Contains information provided by the Regional Municipality of Waterloo under licence.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Nicholas Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 | 950 m | 70%Grade 6 average |
| Abraham Erb Public SchoolWaterloo Region DSB | Public · grades JK–6 · French Immersion | 950 m | 93%Grade 6 average |
| Laurelwood Public SchoolWaterloo Region DSB | Public · grades JK–8 · French Immersion | 1.1 km | 94%Grade 6 average |
| École élémentaire L'HarmonieConseil scolaire Viamonde | French-language public · grades JK–8 | 6.6 km | 84%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Laurel Heights Secondary SchoolWaterloo Region DSB | Public · grades 9–12 | 950 m | 83%Grade 9 math |
| Resurrection Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 | 4.3 km | 57%Grade 9 math |
| Waterloo Collegiate InstituteWaterloo Region DSB | Public · grades 9–12 | 5.1 km | 57%Grade 9 math |
| St David Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 · French Immersion | 5.3 km | 67%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Waterloo are shown to signed-in members.