13123 Mccowan Rd
Rural Whitchurch-Stouffville, Whitchurch-Stouffville, Ontario L4A 3Y5
- Bedrooms
- 3+2
- Bathrooms
- 4
- Size
- 3,000–3,500sq ft
- Per sq ft
- $3,074at the range’s middle
- Lot
- 25 – 49.99 acres
- Tax a year
- $18,3922025 tax year
- Parking
- 522 attached
- Days on market
- Members
The brief
About 13123 Mccowan Rd
13123 Mccowan Rd is a 3+2-bedroom, 4-bathroom detached house in Rural Whitchurch-Stouffville, Whitchurch-Stouffville, listed for sale at an asking price of $9,990,000 (MLS® N12951180).
A once-in-a-generation opportunity to own an extraordinary private estate in Rural Whitchurch-Stouffville, set on approximately 42.35 acres at McCowan Rd & Bethesda Side Rd, where the character of the area is defined by country living, natural beauty, golf, equestrian uses, and easy access to urban amenities. Behind a gated, tree-lined, solar-lit drive awaits a truly spectacular retreat featuring 3 bass-filled ponds, including 2 ponds of approximately 2 acres each, a sandy beach, 2 waterfalls, artesian springs, mature forest, winding trails, extensive wildlife, perennial gardens, and a rare private golf experience with 9 tee locations and artificial greens. Two legal dwellings and multiple outbuildings elevate the property's versatility, including an impressive 60' x 40' party room with deck overlooking the south pond, plus a heated workshop for hobby, business, or storage use. The main residence offers an unforgettable Muskoka-inspired lifestyle with panoramic water views, a large tiered backyard deck, a serene lily pond setting, and a stunning primary loft retreat with 5-piece ensuite, soaker tub, walk-in closet, and walk-out to a rooftop deck. Exceptionally private yet just minutes to Stouffville and Highway 404, this is a landmark estate that seamlessly blends luxury, recreation, nature, and resort-style living into one irreplaceable property.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $18,392 / 2025
- MLS® number
- N12951180
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 3000-3500 sqft
- Lot Size
- 42.35 x 42.35 ft
- Listed on
- Parking
- 2 Attached, 52 Parking
Property details
Property
- Property Type
- Detached
- Style
- Bungaloft
- Community
- Rural Whitchurch-Stouffville
- Municipality
- Whitchurch-Stouffville
Building
- Size
- 3000-3500 sqft
- Construction
- Alum Siding
Inside
- Bedrooms
- 3+2
- Bathrooms
- 4
- Bathroom Details
- 1 × 2pc Main, 1 × 4pc Main, 1 × 5pc Upper, 1 × 3pc Lower
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Driveway
- Circular
- Garage Type
- Attached
- Garage
- 2
- Additional Parking
- 50
- Total Parking
- 52
Utilities
- Water
- Well
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Septic
- Frontage
- 42.35 ft
- Depth
- 42.35 ft
- Lot Size
- 42.35 x 42.35 ft
Additional
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Existing appliances, Elfs and Window coverings; propane tank rental
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Great Rm | 5.0 × 8.26 m | Stone Fireplace, hardwood floor, Beamed | Main |
| Dining | 4.55 × 4.65 m | W/O To Patio, Picture Window, O/Looks Backyard | Main |
| Kitchen | 4.53 × 6.45 m | Centre Island, B/I Appliances, Pot Lights | Main |
| Primary | 4.64 × 6.82 m | Overlook Water, 5 Pc Ensuite, W/O To Balcony | Main |
| 2nd Br | 3.24 × 5.06 m | 4 Pc Ensuite, hardwood floor, Double Closet | Main |
| 3rd Br | 3.85 × 3.35 m | hardwood floor, Double Closet, B/I Shelves | Main |
| Living | 4.59 × 5.3 m | Fireplace, W/O To Yard | Lower |
| 3rd Br | 3.02 × 5.98 m | Picture Window, Double Closet, B/I Shelves | Lower |
| 4th Br | 4.86 × 5.35 m | Double Closet, B/I Shelves | Lower |
| Exercise | 4.43 × 7.24 m | W/O To Water, 3 Pc Bath | Lower |
| Study | 3.34 × 4.5 m | B/I Shelves | Lower |
| Games | 6.09 × 6.05 m | Picture Window | Lower |
Listing history
Buy/sell history for 13123 Mccowan Rd, Whitchurch-Stouffville, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $9,990,000 | N/A | For Sale | N12951180 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $1,998,000
- Total mortgage amount
- $7,992,000
- Total interest payment
- $5,681,100
- Total purchase cost
- $15,671,100
- Mortgage payment
- $45,577/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
—Monthly carrying cost
$47,110- Rent $0
- Shortfall $47,110
Rental income starts at $0: enter the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $236,225
- Total land transfer tax
- $236,225
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $232,225
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $2,000,000
- $32,000
- 2.5% from $2,000,000 to $9,990,000
- $199,750
- Ontario total
- $236,225
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 1,794 sq ft167 m²
- Street frontage
- 42.35 ft12.9 m
- Depth
- 42.35 ft12.9 m
The area is the frontage multiplied by the depth, so boundaries are approximate. The record does not state the unit of its frontage and depth; feet is the board’s default. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- 9 water-supply wells recorded within 250 m8 of them were drilled for domestic use. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 18.9 m.250 m
- Groundwater recorded about 1.8 m below ground nearbyThe middle water level in the well records within 500 m (38 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity2
- Inside the Greenbelt (Oak Ridges Moraine Conservation Plan) and the Oak Ridges Moraine plan area (Natural Linkage Area)These provincial plans set policies on new buildings, new lots and some changes to the land; the municipality can say which apply to this property.At the address
- Nearest airport: 5.8 km5.8 km
Province of Ontario open data
Environmental records4
- 2 licensed pits or quarries within 2 kmThe nearest is 1.0 km away, as mapped.2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Hydro One Networks Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 80 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (80 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.80 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers, telMAX, Vianet. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Dash Networks, Rogers, Routcom, Ruralwave, Vianet. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
The market
Detached homes for sale in Rural Whitchurch-Stouffville right now
- For sale now
- 88
- Median asking price
- $2.29M
- New in 7 days
- 6
- Price cuts
- 25%
Middle half: $1.35M to $3.02M
26 in 28 days
22 listings
This home is asking 337% above the median, higher than three quarters of them.
See all homes in Rural Whitchurch-StouffvilleAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Stouffville GO | GO Transit train: Stouffville | 4.7 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Spring Lakes Public SchoolYork Region DSB | Public · grades JK–8 | 2.9 km | — |
| St Mark Catholic Elementary SchoolYork CDSB | Catholic · grades JK–8 · French Immersion | 3.9 km | 75%Grade 6 average |
| Glad Park Public SchoolYork Region DSB | Public · grades JK–8 · French Immersion | 3.9 km | 78%Grade 6 average |
| ÉÉC Pape-FrançoisConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 4.4 km | 96%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Stouffville District Secondary SchoolYork Region DSB | Public · grades 9–12 | 4.3 km | 63%Grade 9 math |
| ÉSC Pape-FrançoisConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 4.4 km | 86%Grade 9 math |
| Bur Oak Secondary SchoolYork Region DSB | Public · grades 9–12 | 9.4 km | 89%Grade 9 math |
| Pierre Elliott Trudeau High SchoolYork Region DSB | Public · grades 9–12 · French Immersion | 10 km | 91%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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