14428 Mccowan Rd
Rural Whitchurch-Stouffville, Whitchurch-Stouffville, Ontario L4A 7X5
- Bedrooms
- 4
- Bathrooms
- 5
- Size
- 2,500–3,000sq ft
- Per sq ft
- $1,400at the range’s middle
- Lot
- 25 – 49.99 acres
- Tax a year
- $3,8012025 tax year
- Parking
- 202 attached
- Days on market
- Members
The brief
About 14428 Mccowan Rd
14428 Mccowan Rd is a 4-bedroom, 5-bathroom detached house in Rural Whitchurch-Stouffville, Whitchurch-Stouffville, listed for sale at an asking price of $3,850,000 (MLS® N13750344).
Over 25 Acre of Expansive Scenic View with a Charming Renovated Home Situated at South West Corner of Vandorf & McCowan, beautifully landscaped, Spent over 850k in renovation and landscaping, Rare Opportunity To Build A New Home while keeping the existing property.
Insights
Condition Score
Good73/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$14,282/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 13 detached homes with 4 bedrooms for lease in Whitchurch-Stouffville right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,801 / 2025
- MLS® number
- N13750344
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 2500-3000 sqft
- Lot Size
- 1,329.19 x 828.17 ft
- Listed on
- Parking
- 2 Attached, 20 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Rural Whitchurch-Stouffville
- Municipality
- Whitchurch-Stouffville
Building
- Size
- 2500-3000 sqft
- Construction
- Brick
Inside
- Bedrooms
- 4
- Bathrooms
- 5
- Bathroom Details
- 2 × 4pc 2nd, 1 × 3pc 2nd, 1 × 4pc Main, 1 × 2pc Bsmt
- Basement Type
- Walk-Out
- Kitchens
- 2
Parking
- Driveway
- Private
- Garage Type
- Attached
- Garage
- 2
- Additional Parking
- 18
- Total Parking
- 20
Utilities
- Water
- Well
- Cooling
- Central Air
- Heating Type
- Heat Pump
Land
- Sewer
- Septic
- Frontage
- 1,329.19 ft
- Depth
- 828.17 ft
- Lot Size
- 1,329.19 x 828.17 ft
Additional
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- All Appliances 2 Fridge, Dish washer, Stove, 2 Washer and 2 Dryer, Window coverings and electrical fixtures.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 3.1 × 5.92 m | Granite Counter, Bay Window, Renovated | Ground |
| Living | 3.28 × 5.54 m | Vinyl Floor, Fireplace Insert | Ground |
| Dining | 3.28 × 4.2 m | Vinyl Floor, Crown Moulding | Ground |
| Family | 3.53 × 5.46 m | Vinyl Floor | Ground |
| Kitchen | 3.05 × 3.66 m | Vinyl Floor | Ground |
| Living | 3.61 × 4.04 m | Crown Moulding, Vinyl Floor | Ground |
| Br | 3.48 × 3.51 m | Double Closet, Vinyl Floor | Ground |
| Primary | 4.5 × 5.19 m | 3 Pc Ensuite, W/I Closet, Vinyl Floor | 2nd |
| 2nd Br | 3.66 × 4.75 m | 4 Pc Ensuite, Vinyl Floor | 2nd |
| Tandem | 3.0 × 5.95 m | Vinyl Floor | 2nd |
| 3rd Br | 2.72 × 4.35 m | Closet, Vinyl Floor | 2nd |
| Other | 2.14 × 2.39 m | Wainscoting, Vinyl Floor | 2nd |
| Rec | 8.5 × 15.3 m | W/O To Yard | Bsmt |
Listing history
Buy/sell history for 14428 Mccowan Rd, Whitchurch-Stouffville, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $3,850,000 | N/A | For Sale | N13750344 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $770,000
- Total mortgage amount
- $3,080,000
- Total interest payment
- $2,189,500
- Total purchase cost
- $6,039,500
- Mortgage payment
- $17,565/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
85%Monthly carrying cost
$17,882- Rent $3,600
- Shortfall $14,282
Rental income opens at $3,600, the median asking rent of 13 comparable homes for lease in Whitchurch-Stouffville. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $82,725
- Total land transfer tax
- $82,725
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $78,725
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $2,000,000
- $32,000
- 2.5% from $2,000,000 to $3,850,000
- $46,250
- Ontario total
- $82,725
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Street frontage
- 1,329.19 ft405.1 m
- Depth
- 828.17 ft252.4 m
- Lot size
- 25 – 49.99 acresAs the board bands it
The record marks this lot irregular, so its area is not the frontage multiplied by the depth. It is not given here. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- 3 water-supply wells recorded within 250 m2 of them were drilled for domestic use. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 39.9 m.250 m
- Groundwater recorded about 26.4 m below ground nearbyThe middle water level in the well records within 500 m (14 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity2
- Inside the Greenbelt (Oak Ridges Moraine Conservation Plan) and the Oak Ridges Moraine plan area (Countryside Area)These provincial plans set policies on new buildings, new lots and some changes to the land; the municipality can say which apply to this property.At the address
- Nearest airport: 9.3 km9.3 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Hydro One Networks Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 100 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (100 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.100 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers, Vianet. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Dash Networks, FiberSpeed, Rogers, Routcom, Ruralwave, Vianet, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Lake Simcoe Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in Rural Whitchurch-Stouffville right now
- For sale now
- 88
- Median asking price
- $2.29M
- New in 7 days
- 6
- Price cuts
- 25%
Middle half: $1.35M to $3.02M
26 in 28 days
22 listings
This home is asking 68% above the median, higher than three quarters of them.
See all homes in Rural Whitchurch-StouffvilleAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Ballantrae Public SchoolYork Region DSB | Public · grades JK–8 | 4.1 km | 67%Grade 6 average |
| Whitchurch Highlands Public SchoolYork Region DSB | Public · grades JK–8 | 4.7 km | 92%Grade 6 average |
| Blessed Chiara Badano Catholic Elementary SchoolYork CDSB | Catholic · grades 1–6 · French Immersion | 5.8 km | 86%Grade 6 average |
| ÉÉC Pape-FrançoisConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 7 km | 96%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| ÉSC Pape-FrançoisConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 7 km | 86%Grade 9 math |
| Stouffville District Secondary SchoolYork Region DSB | Public · grades 9–12 | 7.2 km | 63%Grade 9 math |
| Dr G W Williams Secondary SchoolYork Region DSB | Public · grades 9–12 | 10 km | 82%Grade 9 math |
| Newmarket High SchoolYork Region DSB | Public · grades 9–12 · French Immersion | 10 km | 75%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
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Sold prices in Rural Whitchurch-Stouffville are shown to signed-in members.