22 Ratcliff Rd
Rural Whitchurch-Stouffville, Whitchurch-Stouffville, Ontario L4A 7X5
- Bedrooms
- 3+1
- Bathrooms
- 5
- Size
- 2,500–3,000sq ft
- Per sq ft
- $833at the range’s middle
- Lot
- 290.77 x 1,264 ft
- Tax a year
- $12,7842025 tax year
- Parking
- 102 built-in
- Days on market
- Members
The brief
About 22 Ratcliff Rd
22 Ratcliff Rd is a 3+1-bedroom, 5-bathroom detached house in Rural Whitchurch-Stouffville, Whitchurch-Stouffville, listed for sale at an asking price of $2,290,000 (MLS® N13886806).
Exclusive Bethesda Estate location Approx. 7.62 private scenic acres boasts a 3.5acres of pond. Solid multi level 4 bedrooms home. Spacious rooms with spectacular views of water, bridges and perennial garden are an entertainer's dream. This property offers an incredible opportunity, the home can easily be lived in, while it is also prime for development; renovate, rent out and/or landbank for the future. Large lots with nature pond are becoming a rarity and demand for private enclaves with amazing locations hasn't waned. This location is ideal for cul-de-sac custom built mansion with park-like garden. There are lots of new build on the go in the area.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$7,913/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 13 detached homes with 4 bedrooms for lease in Whitchurch-Stouffville right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $12,784 / 2025
- MLS® number
- N13886806
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 2500-3000 sqft
- Lot Size
- 290.77 x 1,264 ft
- Listed on
- Parking
- 2 Built-In, 10 Parking
Property details
Property
- Property Type
- Detached
- Style
- Sidesplit 4
- Community
- Rural Whitchurch-Stouffville
- Municipality
- Whitchurch-Stouffville
Building
- Size
- 2500-3000 sqft
- Construction
- Brick
Inside
- Bedrooms
- 3+1
- Bathrooms
- 5
- Bathroom Details
- 1 × 4pc Main, 1 × 2pc Main, 2 × 4pc 2nd, 1 × 3pc Lower
- Basement Type
- Finished
- Kitchens
- 2
Parking
- Garage Type
- Built-In
- Garage
- 2
- Additional Parking
- 8
- Total Parking
- 10
Utilities
- Water
- Well
- Cooling
- None
- Heating Type
- Forced Air
Land
- Sewer
- Septic
- Frontage
- 290.77 ft
- Depth
- 1,264 ft
- Lot Size
- 290.77 x 1,264 ft
Additional
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- Inground
- Den
- Yes
- Family room
- Yes
Rooms
Room details unavailable
The listing source did not provide room-level measurements or features.
Listing history
Buy/sell history for 22 Ratcliff Rd, Whitchurch-Stouffville, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $2,290,000 | N/A | For Sale | N13886806 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $458,000
- Total mortgage amount
- $1,832,000
- Total interest payment
- $1,302,400
- Total purchase cost
- $3,592,400
- Mortgage payment
- $10,448/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
81%Monthly carrying cost
$11,513- Rent $3,600
- Shortfall $7,913
Rental income opens at $3,600, the median asking rent of 13 comparable homes for lease in Whitchurch-Stouffville. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $43,725
- Total land transfer tax
- $43,725
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $39,725
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $2,000,000
- $32,000
- 2.5% from $2,000,000 to $2,290,000
- $7,250
- Ontario total
- $43,725
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 367,533 sq ft34,145 m²
- Street frontage
- 290.77 ft88.6 m
- Depth
- 1,264 ft385.3 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Inside Toronto and Region Conservation Authority’s mapped regulated areaHere the area is drawn from flood hazard, river meander belt, wetland mapping. Work on the property, such as an addition or grading, may need a permit from Toronto and Region Conservation Authority. It does not mean the house floods.At the address
- No mapped wetland within 120 m120 m
- 9 water-supply wells recorded within 250 m8 of them were drilled for domestic use; 4 test or monitoring holes also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 21 m.250 m
- Groundwater recorded about 1.5 m below ground nearbyThe middle water level in the well records within 500 m (43 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity2
- Inside the Greenbelt (Oak Ridges Moraine Conservation Plan) and the Oak Ridges Moraine plan area (Natural Linkage Area)These provincial plans set policies on new buildings, new lots and some changes to the land; the municipality can say which apply to this property.At the address
- Nearest airport: 6.5 km6.5 km
Province of Ontario open data
Environmental records4
- 3 licensed pits or quarries within 2 kmThe nearest is 810 m away, as mapped.2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Hydro One Networks Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 120 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (120 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.120 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Vianet. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Dash Networks, Rogers, Routcom, Ruralwave, Vianet, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
The market
Detached homes for sale in Rural Whitchurch-Stouffville right now
- For sale now
- 88
- Median asking price
- $2.29M
- New in 7 days
- 6
- Price cuts
- 25%
Middle half: $1.35M to $3.02M
26 in 28 days
22 listings
This home is asking at the median.
See all homes in Rural Whitchurch-StouffvilleAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Whitchurch Highlands Public SchoolYork Region DSB | Public · grades JK–8 | 3.3 km | 92%Grade 6 average |
| Spring Lakes Public SchoolYork Region DSB | Public · grades JK–8 | 4.2 km | — |
| St Mark Catholic Elementary SchoolYork CDSB | Catholic · grades JK–8 · French Immersion | 5.2 km | 75%Grade 6 average |
| ÉÉC Pape-FrançoisConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 5.6 km | 96%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Stouffville District Secondary SchoolYork Region DSB | Public · grades 9–12 | 5.4 km | 63%Grade 9 math |
| ÉSC Pape-FrançoisConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 5.6 km | 86%Grade 9 math |
| Bur Oak Secondary SchoolYork Region DSB | Public · grades 9–12 | 9.7 km | 89%Grade 9 math |
| Pierre Elliott Trudeau High SchoolYork Region DSB | Public · grades 9–12 · French Immersion | 9.9 km | 91%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Rural Whitchurch-Stouffville are shown to signed-in members.