- Bedrooms
- 3+2
- Bathrooms
- 2
- Size
- 1,100–1,500sq ft
- Per sq ft
- $477at the range’s middle
- Lot
- 55.8 x 114.71 ft
- Tax a year
- $5,2832026 tax year
- Parking
- 51 attached
- Days on market
- Members
The brief
About 38 Lay St
38 Lay St is a 3+2-bedroom, 2-bathroom detached house in Wellington, Barrie, listed for sale at an asking price of $619,900 (MLS® S13756688).
All-Brick Sidesplit detached home with exceptional Privacy in East Barrie and the perfect blend of location, privacy, and investment potential. Perfect for growing families, multi-generational living, or savvy investors, this property features R2 zoning and sits on a private lot with no neighbours on one side! Bright & Functional Main Level - A sun-drenched, open living and dining area highlighted by large windows that fill the home with natural light. A generous eat-in kitchen offers abundant counter space, great storage, and convenient side door access. Three spacious bedrooms and a well-appointed 4-piece bathroom round out the main floor. Lower Level with In-Law or Rental Potential - You are greeted with a large rec room with a gas fireplace and plenty of natural light. Already outfitted with 2 additional bedrooms and a full bathroom, you'll have a head start on creating an in-law suite or a legal income-generating unit. Private Outdoor Space & Parking - Enjoy complete tranquility on your private back deck. The adjacent lot to the north is city-owned and maintained, ensuring long-term privacy and peace of mind. Includes an attached 1-car garage with direct inside entry, plus a newly paved driveway that comfortably fits 4+ vehicles. Unbeatable East Barrie Location - Steps to local schools and public transit. Just minutes to RVH Hospital, Cundles Road shopping centres, Highway 400 access, and the scenic shores of Kempenfelt Bay on Lake Simcoe. Total finished SQFT 2,409.
Insights
Condition Score
Good73/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even55/100−$169/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 12 detached homes with 5 bedrooms for lease in Barrie right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $5,283 / 2026
- MLS® number
- S13756688
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 55.8 x 114.71 ft
- Listed on
- Parking
- 1 Attached, 5 Parking
Property details
Property
- Property Type
- Detached
- Style
- Sidesplit
- Community
- Wellington
- Municipality
- Barrie
Building
- Size
- 1100-1500 sqft
- Construction
- Brick
Inside
- Bedrooms
- 3+2
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Main, 1 × 4pc Bsmt
- Basement Type
- Full
- Kitchens
- 1
Parking
- Driveway
- Pvt Double
- Garage Type
- Attached
- Garage
- 1
- Additional Parking
- 4
- Total Parking
- 5
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 55.8 ft
- Depth
- 114.71 ft
- Lot Size
- 55.8 x 114.71 ft
Additional
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Refrigerator, stove, dishwasher, washer, dryer
Rooms
Room details unavailable
The listing source did not provide room-level measurements or features.
Listing history
Buy/sell history for 38 Lay St, Barrie, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $619,900 | N/A | Sc | S13756688 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $123,980
- Total mortgage amount
- $495,920
- Total interest payment
- $352,780
- Total purchase cost
- $972,680
- Mortgage payment
- $2,829/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
25%Monthly carrying cost
$3,269- Rent $3,100
- Shortfall $169
Rental income opens at $3,100, the median asking rent of 12 comparable homes for lease in Barrie. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $8,873
- Total land transfer tax
- $8,873
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $4,873
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $619,900
- $4,398
- Ontario total
- $8,873
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 6,401 sq ft595 m²
- Street frontage
- 55.8 ft17 m
- Depth
- 114.71 ft35 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- 1 water-supply well recorded within 250 mIt was drilled for domestic use. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 6.1 m.250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 4.0 km4 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, PTP Broadband, Rogers, RuralNet, Ultrafast Wireless, Vianet, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Lake Simcoe Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in Wellington right now
- For sale now
- 20
- Median asking price
- $656K
- New in 7 days
- 4
- Price cuts
- 25%
Middle half: $607K to $762K
9 in 28 days
5 listings
This home is asking 6% below the median.
See all homes in WellingtonAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Allandale Waterfront GO | GO Transit train: Barrie | 3.5 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Maple Grove Public SchoolSimcoe County DSB | Public · grades JK–8 | 100 m | 56%Grade 6 average |
| Steele Street Public SchoolSimcoe County DSB | Public · grades JK–8 | 550 m | 51%Grade 6 average |
| St Monicas Separate SchoolSimcoe Muskoka CDSB | Catholic · grades JK–8 | 1 km | 59%Grade 6 average |
| ÉÉC Frère-AndréConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 1 km | 56%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Joseph's Separate SchoolSimcoe Muskoka CDSB | Catholic · grades 9–12 | 1 km | 44%Grade 9 math |
| Barrie North Collegiate InstituteSimcoe County DSB | Public · grades 9–12 · French Immersion | 1 km | 48%Grade 9 math |
| Eastview Secondary SchoolSimcoe County DSB | Public · grades 9–12 | 1.3 km | 67%Grade 9 math |
| ÉSC Nouvelle-AllianceConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 3.2 km | 51%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Wellington are shown to signed-in members.