2497 Windmill Point Lane
Ridgeway, Fort Erie, Ontario L0S 1N0
- Bedrooms
- 4
- Bathrooms
- 4
- Size
- 3,500–5,000sq ft
- Per sq ft
- $586at the range’s middle
- Lot
- 100 x 645.2 ft
- Tax a year
- $9,7472025 tax year
- Built
- 100+
- Parking
- 12none
- Days on market
- Members
The brief
About 2497 Windmill Point Lane
2497 Windmill Point Lane is a 4-bedroom, 4-bathroom detached house in Ridgeway, Fort Erie, listed for sale at an asking price of $2,490,000 (MLS® X13440936).
PRIVATE LAKE ERIE WATERFRONT - WINDMILL POINTA rare chance to own a coveted Windmill Point, where homes are tightly held and rarely sell. In 100 years, only three owners. What sets it apart is the shoreline. The waterfront sits on a natural bedrock shelf that helps keep the water clear, with far fewer seasonal algae issues than on softer shorelines elsewhere on the lake. The break wall appears to be the original and still stands after generations, a sign of how well this stretch is protected at this point. Because the shore is bedrock rather than sand, your waterfront stays quiet and private, while owners enjoy a designated association sandy beach a short walk away. Beautifully restored and modernized while keeping its original charm. Approximately 3,800 sq ft, insulated throughout for four-season comfort and energy efficiency. East and West wings give natural separation, up to 6 bedrooms and 3.5 baths, ideal for extended family, guests, or multi-generational living. The west wing features a showpiece chef's kitchen built for multiple cooks, with a 14-ft quartz island, exposed beams, and a pass-through window onto a screened porch stretching 55+ feet along the lake. A separate structure of approximately 1,250 sq ft with a full bath and a loft suits guests, a studio, or conversion to a garage/workshop. A 20kW whole-home generator keeps the living room running through any outage. Owners enjoy association access to over 1 km of shoreline, sunrise-to-sunset views, the Buffalo skyline, Point Abino Lighthouse, and tennis, with approximately 25 acres on the west side, collectively owned by the association members. Inside: a stone fireplace with gas insert, home theatre, Andersen windows, and engineered hardwood throughout. A bedrock shoreline and protected association setting, space to gather, host, and hold for generations. Love where you live, at the water's edge, Windmill Point.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$9,472/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 9 detached homes with 4 bedrooms for lease in Fort Erie right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $9,747 / 2025
- MLS® number
- X13440936
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 100+
- Days on market
- Size
- 3500-5000 sqft
- Lot Size
- 100 x 645.2 ft
- Listed on
- Parking
- None, 12 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Ridgeway
- Municipality
- Fort Erie
Building
- Size
- 3500-5000 sqft
- Building Age
- 100+
- Construction
- Cedar
Inside
- Bedrooms
- 4
- Bathrooms
- 4
- Bathroom Details
- 1 × 2pc Main, 1 × 4pc Main, 1 × 4pc 2nd, 1 × 4pc 2nd
- Basement Type
- Crawl Space
- Kitchens
- 2
Parking
- Garage Type
- None
- Additional Parking
- 12
- Total Parking
- 12
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Septic
- Frontage
- 100 ft
- Depth
- 645.2 ft
- Lot Size
- 100 x 645.2 ft
Additional
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Fridge, Dishwasher, Microwave oven, Beer fridge, Washer, Dryer
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 2.67 × 7.016 m | — | Main |
| Dining | 3.45 × 5.77 m | — | Main |
| Living | 4.83 × 7.09 m | — | Main |
| Kitchen | 4.65 × 8.38 m | — | Main |
| Laundry | 2.67 × 3.23 m | — | Main |
| Br | 3.17 × 3.61 m | — | Main |
| Family | 4.7 × 7.06 m | — | Main |
| Br | 3.28 × 3.99 m | — | Main |
| Sunroom | 2.77 × 17.7 m | — | Main |
| Br | 3.56 × 4.72 m | — | 2nd |
| Kitchen | 3.1 × 3.66 m | — | Main |
| Br | 3.96 × 5.36 m | — | 2nd |
| Office | 3.35 × 6.73 m | — | 3rd |
| Utility | 3.89 × 3.94 m | — | 3rd |
Listing history
Buy/sell history for 2497 Windmill Point Lane, Fort Erie, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $2,490,000 | N/A | For Sale | X13440936 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $498,000
- Total mortgage amount
- $1,992,000
- Total interest payment
- $1,416,000
- Total purchase cost
- $3,906,000
- Mortgage payment
- $11,360/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
87%Monthly carrying cost
$12,172- Rent $2,700
- Shortfall $9,472
Rental income opens at $2,700, the median asking rent of 9 comparable homes for lease in Fort Erie. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $48,725
- Total land transfer tax
- $48,725
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $44,725
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $2,000,000
- $32,000
- 2.5% from $2,000,000 to $2,490,000
- $12,250
- Ontario total
- $48,725
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 64,520 sq ft5,994 m²
- Street frontage
- 100 ft30.5 m
- Depth
- 645.2 ft196.7 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- 1 water-supply well recorded within 250 mIt was drilled for domestic use. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water.250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 6.5 km6.5 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Canadian Niagara Power Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 140 m awayFixed wireless up to 25/5 Mbps. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (140 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.140 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in Ridgeway right now
- For sale now
- 64
- Median asking price
- $799K
- New in 7 days
- 3
- Price cuts
- 45%
Middle half: $534K to $1.21M
14 in 28 days
29 listings
This home is asking 212% above the median, higher than three quarters of them.
See all homes in RidgewayAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| John Brant Public SchoolDSB Niagara | Public · grades JK–8 | 3.8 km | 84%Grade 6 average |
| St George Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 4.1 km | 97%Grade 6 average |
| St Philomena Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 4.6 km | 80%Grade 6 average |
| Garrison Road Public SchoolDSB Niagara | Public · grades JK–8 | 5.8 km | 86%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Greater Fort Erie Secondary SchoolDSB Niagara | Public · grades 9–12 | 4.5 km | 52%Grade 9 math |
| Lakeshore Catholic High SchoolNiagara CDSB | Catholic · grades 9–12 | 20 km | 48%Grade 9 math |
| Port Colborne High SchoolDSB Niagara | Public · grades 9–12 | 21 km | 62%Grade 9 math |
| Eastdale Secondary SchoolDSB Niagara | Public · grades 9–12 | 22 km | 43%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Ridgeway are shown to signed-in members.