2497 Windmill Point Lane
Ridgeway, Fort Erie, Ontario L0S 1N0
- Bedrooms
- 4
- Bathrooms
- 4
- Size
- 3,500–5,000sq ft
- Per sq ft
- $586at the range’s middle
- Lot
- 100 x 645.2 ft
- Tax a year
- $9,7472025 tax year
- Built
- 100+
- Parking
- 12none
- Days on market
- Members
The brief
About 2497 Windmill Point Lane
2497 Windmill Point Lane is a 4-bedroom, 4-bathroom detached house in Ridgeway, Fort Erie, listed for sale at an asking price of $2,490,000 (MLS® X13440936).
PRIVATE LAKE ERIE WATERFRONT - WINDMILL POINTA rare chance to own a coveted Windmill Point, where homes are tightly held and rarely sell. In 100 years, only three owners. What sets it apart is the shoreline. The waterfront sits on a natural bedrock shelf that helps keep the water clear, with far fewer seasonal algae issues than on softer shorelines elsewhere on the lake. The break wall appears to be the original and still stands after generations, a sign of how well this stretch is protected at this point. Because the shore is bedrock rather than sand, your waterfront stays quiet and private, while owners enjoy a designated association sandy beach a short walk away. Beautifully restored and modernized while keeping its original charm. Approximately 3,800 sq ft, insulated throughout for four-season comfort and energy efficiency. East and West wings give natural separation, up to 6 bedrooms and 3.5 baths, ideal for extended family, guests, or multi-generational living. The west wing features a showpiece chef's kitchen built for multiple cooks, with a 14-ft quartz island, exposed beams, and a pass-through window onto a screened porch stretching 55+ feet along the lake. A separate structure of approximately 1,250 sq ft with a full bath and a loft suits guests, a studio, or conversion to a garage/workshop. A 20kW whole-home generator keeps the living room running through any outage. Owners enjoy association access to over 1 km of shoreline, sunrise-to-sunset views, the Buffalo skyline, Point Abino Lighthouse, and tennis, with approximately 25 acres on the west side, collectively owned by the association members. Inside: a stone fireplace with gas insert, home theatre, Andersen windows, and engineered hardwood throughout. A bedrock shoreline and protected association setting, space to gather, host, and hold for generations. Love where you live, at the water's edge, Windmill Point.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$9,472/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 9 detached homes with 4 bedrooms for lease in Fort Erie right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $9,747 / 2025
- MLS® number
- X13440936
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 100+
- Days on market
- Size
- 3500-5000 sqft
- Lot Size
- 100 x 645.2 ft
- Listed on
- Parking
- None, 12 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Ridgeway
- Municipality
- Fort Erie
Building
- Size
- 3500-5000 sqft
- Building Age
- 100+
- Construction
- Cedar
Inside
- Bedrooms
- 4
- Bathrooms
- 4
- Bathroom Details
- 1 × 2pc Main, 1 × 4pc Main, 1 × 4pc 2nd, 1 × 4pc 2nd
- Basement Type
- Crawl Space
- Kitchens
- 2
Parking
- Garage Type
- None
- Additional Parking
- 12
- Total Parking
- 12
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Septic
- Frontage
- 100 ft
- Depth
- 645.2 ft
- Lot Size
- 100 x 645.2 ft
Additional
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Fridge, Dishwasher, Microwave oven, Beer fridge, Washer, Dryer
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 2.67 × 7.016 m | — | Main |
| Dining | 3.45 × 5.77 m | — | Main |
| Living | 4.83 × 7.09 m | — | Main |
| Kitchen | 4.65 × 8.38 m | — | Main |
| Laundry | 2.67 × 3.23 m | — | Main |
| Br | 3.17 × 3.61 m | — | Main |
| Family | 4.7 × 7.06 m | — | Main |
| Br | 3.28 × 3.99 m | — | Main |
| Sunroom | 2.77 × 17.7 m | — | Main |
| Br | 3.56 × 4.72 m | — | 2nd |
| Kitchen | 3.1 × 3.66 m | — | Main |
| Br | 3.96 × 5.36 m | — | 2nd |
| Office | 3.35 × 6.73 m | — | 3rd |
| Utility | 3.89 × 3.94 m | — | 3rd |
Listing history
Buy/sell history for 2497 Windmill Point Lane, Fort Erie, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $2,490,000 | N/A | For Sale | X13440936 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $498,000
- Total mortgage amount
- $1,992,000
- Total interest payment
- $1,416,000
- Total purchase cost
- $3,906,000
- Mortgage payment
- $11,360/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
87%Monthly carrying cost
$12,172- Rent $2,700
- Shortfall $9,472
Rental income opens at $2,700, the median asking rent of 9 comparable homes for lease in Fort Erie. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $48,725
- Total land transfer tax
- $48,725
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $44,725
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $2,000,000
- $32,000
- 2.5% from $2,000,000 to $2,490,000
- $12,250
- Ontario total
- $48,725
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The market
Detached homes for sale in Ridgeway right now
- For sale now
- 63
- Median asking price
- $799K
- New in 7 days
- 2
- Price cuts
- 46%
Middle half: $532K to $1.2M
13 in 28 days
29 listings
This home is asking 212% above the median, higher than three quarters of them.
See all homes in RidgewayAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| John Brant Public SchoolDSB Niagara | Public · grades JK–8 | 3.8 km | 84%Grade 6 average |
| St George Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 4.1 km | 97%Grade 6 average |
| St Philomena Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 4.6 km | 80%Grade 6 average |
| Garrison Road Public SchoolDSB Niagara | Public · grades JK–8 | 5.8 km | 86%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Greater Fort Erie Secondary SchoolDSB Niagara | Public · grades 9–12 | 4.5 km | 52%Grade 9 math |
| Lakeshore Catholic High SchoolNiagara CDSB | Catholic · grades 9–12 | 20 km | 48%Grade 9 math |
| Port Colborne High SchoolDSB Niagara | Public · grades 9–12 | 21 km | 62%Grade 9 math |
| Eastdale Secondary SchoolDSB Niagara | Public · grades 9–12 | 22 km | 43%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Ridgeway are shown to signed-in members.
