2205-89 CHURCH St
Church-Yonge Corridor, Toronto, Ontario M5C 0B7
- Bathrooms
- 1
- Size
- 0–499sq ft
- Per sq ft
- $801at the range’s middle
- Tax a year
- $2,6012026 tax year
- Built
- 0-5
- Parking
- 0underground
- Days on market
- Members
The brief
About 2205-89 CHURCH St
2205-89 CHURCH St is a 1-bathroom condo in Church-Yonge Corridor, Toronto, listed for sale at an asking price of $399,900 (MLS® C13429770).
Less than 1-year-new high-floor studio at The Saint Condo, located at Church & Adelaide in the heart of downtown Toronto.Features 9' smooth ceilings, floor-to-ceiling windows with stunning city views, a modern kitchen, and a walk-in/pantry closet. Sleek,contemporary design with premium finishes throughout. Move-in ready.Exceptional location steps to Queen & King subway stations, TTCstreetcars, and Union Station. Walking distance to the Financial District, shopping, dining, and entertainment. Minutes to Eaton Centre, St.Lawrence Market, and vibrant restaurants & cafes. High-end building amenities. Walker's Paradise - Walk Score 100. Ideal for end-users orinvestors!
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $2,601 / 2026
- MLS® number
- C13429770
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- 0-5
- Days on market
- Size
- 0-499 sqft
- Listed on
- Parking
- Underground, 0 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Church-Yonge Corridor
- Municipality
- Toronto
Building
- Size
- 0-499 sqft
- Building Age
- 0-5
- Construction
- Brick
Inside
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Additional Parking
- 0
- Total Parking
- 0
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Roof
- Flat
- Fireplace
- No
- Den
- No
- Family room
- No
- Condo maint.
- $401
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.2 × 4.27 m | Window Flr to Ceil, Combined W/Br, Laminate | Main |
| Kitchen | 1.57 × 3.07 m | Open Concept, Laminate | Main |
Listing history
Buy/sell history for 2205-89 CHURCH St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $399,900 | N/A | Pc | C13429770 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $79,980
- Total mortgage amount
- $319,920
- Total interest payment
- $227,580
- Total purchase cost
- $627,480
- Mortgage payment
- $1,825/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
—Monthly carrying cost
$2,443- Rent $0
- Shortfall $2,443
Rental income starts at $0: enter the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $4,474
- Toronto municipal land transfer tax
- $4,474
- Total land transfer tax
- $8,948
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,474
- Total for first-time buyers
- $474
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $399,900
- $2,249
- Ontario total
- $4,474
Toronto’s municipal tax uses the same brackets at this price, so it adds another $4,474.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m107 test or monitoring holes also recorded.250 m
- Groundwater recorded about 2.4 m below ground nearbyThe middle water level in the well records within 500 m (372 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 232 building permits issued within 250 m in the last 2 years250 m
- 22 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 2.4 km2.4 km
- Mapped parcel: about 9,470 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home2
- Nearest rail line: 710 m710 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Enwave Energy Corporation — Pearl Street Steam Plant, 960 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- 1 federal contaminated site within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (0 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
CR 4.0 (c2.0; r4.0) SS1 (x180)By-law
569-2013Municipality
Toronto1 4.0
Density: total floor area is capped at 4.0 times the lot area.
2 c2.0
Commercial floor area is capped at 2.0 times the lot area.
3 r4.0
Residential floor area is capped at 4.0 times the lot area.
4 x180
Site-specific exception 180: this site has rules of its own, written in the by-law.
5 SS1
Standards set 1: the setback, height and coverage rules the by-law applies to this zone.
6 Where this is written
Chapter 40, section 40.10 of By-law 569-2013 · Exception 900.11.10(180)
7 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
20 building permits cleared at this address in the City’s file.
Interior AlterationsRevision Issued
Revision: switch the washroom with x ray
Issued July 8, 2026
Building Permit Related(MS)Inspection
Proposed interior alteration to convert vacant unit to a dental office.
Issued April 21, 2026
Building Permit Related (DR)Inspection
Drain - Proposed interior alteration to convert vacant unit to a dental office.
Issued April 21, 2026
Building Permit Related(PS)Inspection
Plumbing - Proposed interior alteration to convert vacant unit to a dental office.
Issued April 21, 2026
Sign Building Permit RelatedPermit Issued
2 wall signs**DENTAL LAND DOWNTOWN**
Issued April 16, 2026
Alternative SolutionApproved
Alternative Solution for the Spatial Separation at Fire-Rated Bulkheads
Completed June 25, 2025
Electromagnetic LocksClosed
Proposed installation of maglocks in parking levels p1-p6, ground floor and floor l4 - 8 maglocks in total
Issued March 10, 2025
Alternative SolutionApproved
Completed January 15, 2025
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
120 CHURCH STPlan of subdivisionUnder Review
Draft Plan of Subdivision for 2 blocks.
30 m away114 CHURCH STPlan of subdivisionUnder Review
Draft Plan of Subdivision for 2 blocks.
40 m away59 RICHMOND ST EPlan of subdivisionUnder Review
Draft Plan of Subdivision for 2 blocks.
60 m away119 CHURCH STSite planUnder Review
Proposal for a 61 storey mixed-use building containing 691 dwelling units, 43,404 sqm of residential GFA, and 464 sqm of retail GFA.
90 m away86 LOMBARD STSite planUnder Review
Site Plan Control application to permit a 59-storey mixed-use building containing 480 dwelling units, 4,321 square metres of office space, and 616 square metres of retail space.
100 m away86 LOMBARD STOfficial plan or zoning amendmentOMB Appeal
Zoning By-law Amendment application to permit a 59-storey mixed-use building containing 480 dwelling units, 4,321 square metres of office space, and 616 square metres of retail space.. A Site Plan Application (22 192721 STE 13 SA) has been submitted concurrently with the application.
100 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Church-Yonge Corridor right now
- For sale now
- 363
- Median asking price
- $580K
- New in 7 days
- 41
- Price cuts
- 20%
Middle half: $488K to $751K
136 in 28 days
71 listings
This home is asking 31% below the median, lower than three quarters of them.
See all homes in Church-Yonge CorridorAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Queen Station | TTC subway: Line 1 Yonge-University | 350 m |
| King Station | TTC subway: Line 1 Yonge-University | 400 m |
| TMU Station | TTC subway: Line 1 Yonge-University | 700 m |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 800 m |
| St Andrew Station | TTC subway: Line 1 Yonge-University | 950 m |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Michael's Choir (Jr) SchoolToronto CDSB | Catholic · grades 1–8 · French Immersion | 400 m | 99%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 550 m | 96%Grade 6 average |
| St Michael Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 650 m | 65%Grade 6 average |
| Market Lane Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 | 900 m | 78%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Michael's Choir (Sr) SchoolToronto CDSB | Catholic · grades 9–12 | 400 m | 96%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 1.2 km | 86%Grade 9 math |
| Inglenook Community SchoolToronto DSB | Public · grades 9–12 | 1.3 km | — |
| Native Learning CentreToronto DSB | Public · grades 9–12 | 1.3 km | — |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Church-Yonge Corridor are shown to signed-in members.