5102-45 Charles St
Church-Yonge Corridor, Toronto, Ontario M4Y 0B8
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 700–799sq ft
- Per sq ft
- $1,039at the range’s middle
- Tax a year
- $4,6652026 tax year
- Built
- 6-10
- Parking
- 11 underground
- Days on market
- Members
The brief
About 5102-45 Charles St
5102-45 Charles St is a 2-bedroom, 2-bathroom condo in Church-Yonge Corridor, Toronto, listed for sale at an asking price of $779,000 (MLS® C13767230).
Executive Penthouse-Level Living at Chaz Yorkville! This premium 2-bedroom, 2-bathroom Penhouse suite features soaring 10-ft floor-to-ceiling windows with breathtaking southwest views of the city skyline and Lake Ontario. The modern open-concept kitchen flows seamlessly into the spacious living area and extends to a generous private balcony, perfect for relaxing or entertaining. Enjoy exceptional 5-star amenities, including a 24-hour concierge, fully equipped fitness centre, business centre, pet spa, and the spectacular two-storey Chaz Club Lounge. Ideally located just steps to the subway, University of Toronto, Yorkville's luxury boutiques, and world-class dining. Freshly painted (2026) with upgraded kitchen cabinets and bathroom vanities (2026). Rare offering includes 1 parking space and 2 lockers !
Insights
Condition Score
Good71/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall20/100−$1,872/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 180 condos with 2 bedrooms for lease in Church-Yonge Corridor right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $4,665 / 2026
- MLS® number
- C13767230
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- 6-10
- Days on market
- Size
- 700-799 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Church-Yonge Corridor
- Municipality
- Toronto
Building
- Size
- 700-799 sqft
- Building Age
- 6-10
- Construction
- Concrete
Inside
- Bedrooms
- 2
- Bathrooms
- 2
- Bathroom Details
- 1 × 3pc, 1 × 4pc
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- European Style Stainless Steel Kitchen Appliances: Integrated Fridge, Stove, Dishwasher, Range Hood, Microwave, Washer & Dryer. All Window Coverings, All Light Fixtures, 1 Parking + 2 Locker Included.
- Condo maint.
- $729
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Primary | 3.05 × 2.82 m | 3 Pc Ensuite, hardwood floor, Double Closet | Ground |
| Other | 2.74 × 1.52 m | Balcony | Ground |
| Dining | 3.63 × 4.24 m | Combined W/Kitchen, hardwood floor, Open Concept | Ground |
| 2nd Br | 2.92 × 2.49 m | 4 Pc Bath, hardwood floor, Large Closet | Ground |
| Foyer | 1.98 × 1.75 m | Closet, hardwood floor | Ground |
| Kitchen | 3.63 × 4.24 m | Combined W/Dining, hardwood floor, Stainless Steel Appl | Ground |
| Living | 2.77 × 3.05 m | W/O To Balcony, hardwood floor, Sw View | Ground |
Listing history
Buy/sell history for 5102-45 Charles St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $779,000 | N/A | For Sale | C13767230 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $155,800
- Total mortgage amount
- $623,200
- Total interest payment
- $443,000
- Total purchase cost
- $1,222,000
- Mortgage payment
- $3,554/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
62%Monthly carrying cost
$4,672- Rent $2,800
- Shortfall $1,872
Rental income opens at $2,800, the median asking rent of 180 comparable homes for lease in Church-Yonge Corridor. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $12,055
- Toronto municipal land transfer tax
- $12,055
- Total land transfer tax
- $24,110
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $15,635
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $779,000
- $7,580
- Ontario total
- $12,055
Toronto’s municipal tax uses the same brackets at this price, so it adds another $12,055.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m156 test or monitoring holes also recorded.250 m
- Groundwater recorded about 9.8 m below ground nearbyThe middle water level in the well records within 500 m (660 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 143 building permits issued within 250 m in the last 2 years250 m
- 71 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 3.9 km3.9 km
- Mapped parcel: about 22,110 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Enwave Energy Corporation — Walton Street Steam Plant, 1.3 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
By-law
See Former City of Toronto By-Law No. 438-86What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.
City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
5 building permits cleared at this address in the City’s file.
Interior AlterationsInspection
Proposal for minor interior alterations to the ground floor elevator lobby to add compartmentalization doors.
Issued January 6, 2023
New BuildingRevision Issued
REVISION 3: layout in suite 5301.
Issued January 11, 2017
Building Permit Related(PS)Revision Issued
REVISION 2: Expansion of top 3 residential floors and mechanical penthouse and addition of 17 residential units for a total of 526 residential units.
Issued April 4, 2014
Building Permit Related(MS)Revision Issued
REVISION 2: Expansion of top 3 residential floors and mechanical penthouse and addition of 17 residential units for a total of 526 residential units. HVAC - Proposal to construct a 39 sty condo with 5 levels of underground parking and 417 residential units. FOR PLANS SEE BUILDING PERMIT FILE (BIN 2244)
Issued April 4, 2014
Building Permit Related (DR)Inspection
Drain - Proposal to construct a 39 sty condo with 5 levels of underground parking and 417 residential units. FOR PLANS SEE BUILDING PERMIT FILE
Issued January 26, 2012
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
48 ISABELLA STOfficial plan or zoning amendmentUnder Review
Combined Official Plan & Zoning By-law Amendment for a 69-storey residential apartment building and will contain a total of 814 dwelling units, including 84 rental replacement units.
80 m away66 CHARLES ST ESite planUnder Review
Site Plan Approval for an 11-storey residential apartment building containing 16 dwelling units while preserving the existing heritage building.
80 m away15 CHARLES ST ESite planUnder Review
Site Plan approval application for a 66-storey mixed-use building.
130 m away8 CHARLES ST EOfficial plan or zoning amendmentAppeal Received
Zoning By-law Amendment application to permit a 64-storey mixed-use building, containing 514 dwelling units and 1,000 square metres of non-residential gross floor area. The proposal includes heritage conservation on the site.
140 m away16 ISABELLA STSite planUnder Review
Site Plan approval application for a 66-storey mixed-use building.
140 m away55 ISABELLA STOfficial plan or zoning amendmentUnder Review
The application proposes to amend the Zoning By-law to permit a 75-storey mixed-use building (250.5 metres including mechanical penthouse) containing 92 square metres of ground floor retail space, 1,064 square metres of office space, and 843 dwelling units, including the replacement of 83 existing rental dwelling units.
140 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Church-Yonge Corridor right now
- For sale now
- 363
- Median asking price
- $580K
- New in 7 days
- 41
- Price cuts
- 20%
Middle half: $488K to $751K
136 in 28 days
71 listings
This home is asking 34% above the median, higher than three quarters of them.
See all homes in Church-Yonge CorridorAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Bloor-Yonge Station | TTC subway: Line 1 Yonge-University, Line 2 Bloor-Danforth | 300 m |
| Wellesley Station | TTC subway: Line 1 Yonge-University | 400 m |
| Bay Station | TTC subway: Line 2 Bloor-Danforth | 500 m |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 2.6 km |
| Eglinton Station | TTC subway: Line 1 Yonge-UniversityTTC light rail: Line 5 Eglinton | 4.2 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Church Street Junior Public SchoolToronto DSB | Public · grades JK–6 | 700 m | 72%Grade 6 average |
| Jesse Ketchum Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 | 800 m | 89%Grade 6 average |
| Our Lady of Lourdes Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 800 m | 66%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 1.7 km | 96%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Msgr Fraser College (Isabella Campus)Toronto CDSB | Catholic · grades 9–12 | 600 m | — |
| St Joseph's College SchoolToronto CDSB | Catholic · grades 9–12 | 650 m | 66%Grade 9 math |
| Jarvis Collegiate InstituteToronto DSB | Public · grades 9–12 | 650 m | 34%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 900 m | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Church-Yonge Corridor are shown to signed-in members.