- Bedrooms
- 2
- Bathrooms
- 3
- Size
- 2,000–2,500sq ft
- Per sq ft
- $711at the range’s middle
- Lot
- 14.75 x 116.58 ft
- Tax a year
- $12,8912025 tax year
- Parking
- 1none
- Days on market
- Members
The brief
About 641 St Clair Ave
641 St Clair Ave is a 2-bedroom, 3-bathroom home in Wychwood, Toronto, listed for sale at an asking price of $1,599,000 (MLS® C13797962).
Offering a broader approach to living and owning in the city, 641 St Clair West brings together a self-contained two-bedroom residence and fully vacant commercial space within one mixed-use property, creating flexibility that extends well beyond a conventional residential footprint. Above the street, the apartment offers open living space, a full kitchen, generous natural light and a walkout to the roof. Its two-bedroom layout provides a comfortable place to call home, while remaining distinctly separate from the commercial space below. At street level, a glazed storefront opens to a flexible, open-plan space with direct access to a full lower level. Use it for your own business, office or studio, create a dedicated workspace separate from home, or consider it as a source of rental income. Rear laneway access and parking add everyday practicality. Offered fully vacant, the property gives a new owner the ability to determine how the two spaces work together from the outset. Live above and operate a business below, occupy one space and lease the other, keep both for your own use, or explore how the property might evolve over time. Set along an established stretch of St. Clair West, the property draws from the surrounding neighbourhoods of Wychwood, Humewood and Casa Loma. Independent shops, cafés, restaurants and longstanding businesses contribute to the character of the street, with everyday amenities, transit and Wychwood Barns all nearby. For someone looking beyond the conventional, 641 St Clair West offers a place to live, space to create or work, and the flexibility to make both your own.
Insights
Condition Score
Good67/1005 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$5,569/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 8 homes with 2 bedrooms for lease in Wychwood right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $12,891 / 2025
- MLS® number
- C13797962
- Board
- TRREB MLS®
- Property Type
- Store W/Apt/Office
- Days on market
- Size
- 2000-2500 sqft
- Lot Size
- 14.75 x 116.58 ft
- Listed on
- Parking
- None, 1 Parking
Property details
Property
- Property Type
- Store W/Apt/Office
- Style
- 2-Storey
- Community
- Wychwood
- Municipality
- Toronto
Building
- Size
- 2000-2500 sqft
- Construction
- Brick
Inside
- Bedrooms
- 2
- Bathrooms
- 3
- Bathroom Details
- 1 × 2pc Main, 1 × 4pc 2nd, 1 × 1pc Bsmt
- Basement Type
- Full
- Kitchens
- 1
Parking
- Garage Type
- None
- Additional Parking
- 1
- Total Parking
- 1
Utilities
- Water
- Municipal
- Cooling
- None
- Heating Type
- Forced Air
Land
- Frontage
- 14.75 ft
- Depth
- 116.58 ft
- Lot Size
- 14.75 x 116.58 ft
Additional
- Foundation
- Brick
- Roof
- Flat
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Other | 3.1 × 4.37 m | Window Flr to Ceil, North View | Main |
| Other | 4.14 × 8.56 m | Open Concept | Main |
| Office | 3.86 × 9.25 m | Open Concept, Walk-Out | Main |
| Living | 3.15 × 4.22 m | Large Window, North View | 2nd |
| Dining | 3.15 × 3.25 m | Combined W/Living, Window | 2nd |
| Kitchen | 3.28 × 3.28 m | B/I Shelves, Window | 2nd |
| Br | 2.34 × 4.14 m | Window, Closet | 2nd |
| 2nd Br | 3.33 × 3.96 m | Window, Walk-Out | 2nd |
Listing history
Buy/sell history for 641 St Clair Ave, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,599,000 | N/A | For Sale | C13797962 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $319,800
- Total mortgage amount
- $1,279,200
- Total interest payment
- $909,300
- Total purchase cost
- $2,508,300
- Mortgage payment
- $7,295/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
81%Monthly carrying cost
$8,369- Rent $2,800
- Shortfall $5,569
Rental income opens at $2,800, the median asking rent of 8 comparable homes for lease in Wychwood. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $28,455
- Toronto municipal land transfer tax
- $28,455
- Total land transfer tax
- $56,910
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $48,435
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,599,000
- $23,980
- Ontario total
- $28,455
Toronto’s municipal tax uses the same brackets at this price, so it adds another $28,455.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 1,720 sq ft160 m²
- Street frontage
- 14.75 ft4.5 m
- Depth
- 116.58 ft35.5 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m9 test or monitoring holes also recorded.250 m
- Groundwater recorded about 10.1 m below ground nearbyThe middle water level in the well records within 500 m (204 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 54 building permits issued within 250 m in the last 2 years250 m
- 1 open development application within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 5.8 km5.8 km
- Mapped parcel: about 1,660 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is John E. Goudey Mfg Limited, 2.2 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, Dotto One, FibreStream, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
By-law
See Former City of Toronto By-Law No. 438-86What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.
City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
1 building permit cleared at this address in the City’s file.
Other(BA)Revocation Pending
Proposal to demolish the storage shed at the rear of the existing mixed use building.
Issued September 25, 2023
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
155 WYCHWOOD AVESite planUnder Review
INACTIVE July 2022 Revised Proposal: a 8-storey mixed-use building containing 204.24 square metres of non-residential gross floor area and 3143.86 square metres of residential gross floor area, with one underground level. A total of 39 residential dwelling units, 16 vehicular parking spaces, and 84 bicycle parking spaces are proposed. 2020 - Proposal for a 8-storey mixed-use building containing 250 square metres of non-residential gross floor area and 3016.2 square metres of residential gross floor area. A total of 29 residential dwelling units are proposed.
120 m away573 CHRISTIE STSite planUnder Review
Site Plan Approval for twelve 3-storey back to back townhouse units.
290 m away571 CHRISTIE STSite planUnder Review
Site Plan Approval for twelve 3-storey back to back townhouse units.
300 m away569 CHRISTIE STSite planUnder Review
Site Plan Approval for twelve 3-storey back to back townhouse units.
310 m away538 ST CLAIR AVE WSite planUnder Review
Site Plan application for a 35-storey mixed use building comprised of 152 square metres of retail space on the ground floor, and 380 residential units.
360 m away536 ST CLAIR AVE WSite planUnder Review
Site Plan application for a 35-storey mixed use building comprised of 152 square metres of retail space on the ground floor, and 380 residential units.
370 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Homes for sale in Wychwood right now
- For sale now
- 10
- Median asking price
- $1.75M
- New in 7 days
- 0
- Price cuts
- 0%
Middle half: $1.6M to $1.8M
2 in 28 days
0 listings
This home is asking 9% below the median.
See all homes in WychwoodAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| St Clair West Station | TTC subway: Line 1 Yonge-University | 700 m |
| Dupont Station | TTC subway: Line 1 Yonge-University | 1.6 km |
| Bathurst Station | TTC subway: Line 2 Bloor-Danforth | 2 km |
| Forest Hill Station | TTC light rail: Line 5 Eglinton | 2.1 km |
| Bloor GO | GO Transit train: KitchenerUP Express train | 3.5 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Humewood Community SchoolToronto DSB | Public · grades JK–8 · French Immersion | 650 m | 79%Grade 6 average |
| St Alphonsus Catholic SchoolToronto CDSB | Catholic · grades JK–8 · French Immersion | 650 m | 81%Grade 6 average |
| McMurrich Junior Public SchoolToronto DSB | Public · grades JK–6 | 700 m | 89%Grade 6 average |
| ÉÉC du Sacré-Coeur-TorontoConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 1.6 km | 60%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Oakwood Collegiate InstituteToronto DSB | Public · grades 9–12 · French Immersion | 1.1 km | 44%Grade 9 math |
| Loretto College SchoolToronto CDSB | Catholic · grades 9–12 | 2.2 km | 40%Grade 9 math |
| Forest Hill Collegiate InstituteToronto DSB | Public · grades 9–12 | 2.4 km | 60%Grade 9 math |
| École secondaire Toronto OuestConseil scolaire Viamonde | French-language public · grades 9–12 | 3.4 km | 82%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Wychwood are shown to signed-in members.