123 Havelock St
Dufferin Grove, Toronto, Ontario M6H 3B7
- Bedrooms
- 4+2
- Bathrooms
- 4
- Size
- 3,000–3,500sq ft
- Per sq ft
- $938at the range’s middle
- Lot
- 35 x 147 ft
- Tax a year
- $13,2902026 tax year
- Built
- 100+
- Parking
- 3none
- Days on market
- Members
The brief
About 123 Havelock St
123 Havelock St is a 4+2-bedroom, 4-bathroom semi-detached house in Dufferin Grove, Toronto, listed for sale at an asking price of $3,050,000 (MLS® C13810220).
Tucked into coveted Dufferin Grove & directly opposite the neighbourhood's most beloved park, this perfect family home showcases how a historic Toronto residence can evolve without losing its soul. Set on an exceptional 35-foot-wide lot (with a rare private drive for three cars), this home offers over 4,250 sq ft of living space on four levels, combining period craftsmanship w/ contemporary updates, mature garden & a stunning garden suite. Original architectural details (warm oak staircases, elegant pocket doors, generous proportions & marble-clad fireplace) are thoughtfully integrated w/ modern finishings. The 2019 two-storey rear addition delivers coveted indoor-outdoor living, w/ expansive windows flooding the family room w/ natural light & creating a seamless connection to the exquisite landscaped garden. The second level provides three generous bedrooms, bathroom & laundry, while the private primary suite occupies the top floor w/ walk-in closet & spa-like ensuite, featuring a deep soaker tub & separate walk-in shower. The fully finished lower level, with separate entrance, bedroom, bathroom, new kitchen and expansive living area, provides remarkable flexibility for guests, tenants or extended family. At the rear, the 2023 garden suite is an architectural statement of its own: full-height sliders, three skylights, an open-concept layout w/ bdrm and a private patio. This bright, beautifully considered space is equally suited to guests, family, independent workspace or rental. And what a setting! Dufferin Grove Park is at your doorstep, w/ a children's playground, rink & community hub, plus a weekly farmers' market. Dufferin Mall-a block away; TTC-five minutes. Add Little Italy, Little Portugal & Bloordale into the mix, and you have the perfect neighbourhood of restaurants, boutiques, bakeries & specialty shops. The best in urban living-green space, great schools and a true community-is yours with this perfect gem, a home that truly has it all.
Insights
Condition Score
Good73/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$9,022/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 60 homes with 6 bedrooms for lease in Toronto right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $13,290 / 2026
- MLS® number
- C13810220
- Board
- TRREB MLS®
- Property Type
- Semi-Detached
- Building Age
- 100+
- Days on market
- Size
- 3000-3500 sqft
- Lot Size
- 35 x 147 ft
- Listed on
- Parking
- None, 3 Parking
Property details
Property
- Property Type
- Semi-Detached
- Style
- 3-Storey
- Community
- Dufferin Grove
- Municipality
- Toronto
Building
- Size
- 3000-3500 sqft
- Building Age
- 100+
- Construction
- Brick
Inside
- Bedrooms
- 4+2
- Bathrooms
- 4
- Bathroom Details
- 1 × 3pc Lower, 1 × 5pc 2nd, 1 × 5pc 3rd, 1 × 3pc Ground
- Basement Type
- Finished with Walk-Out
- Kitchens
- 2
Parking
- Driveway
- Private
- Garage Type
- None
- Additional Parking
- 3
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Wall Unit
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 35 ft
- Depth
- 147 ft
- Lot Size
- 35 x 147 ft
Additional
- Foundation
- Stone
- Roof
- Asphalt Shingle, Membrane, Slate
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- GB&E (furnace, boiler, 2x heat pumps), ductless AC unit, Heat Recovery Ventilator, 3 fridges, bar fridge, 2 electric stoves, gas cook top, wall oven, 2 B/I microwaves, microwave, 2 B/I dishwashers, all window coverings (except living room), sump pump, back flow preventer valve, 1x SS clothes washer, 1x SS clothes dryer, 1x washer/dryer stacked unit. Basement freezer.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 2.32 × 2.17 m | Ceramic Floor, Window | Ground |
| Living | 4.0 × 5.25 m | hardwood floor, Marble Fireplace, Pocket Doors | Ground |
| Dining | 3.21 × 5.46 m | hardwood floor, Pocket Doors | Ground |
| Family | 6.41 × 4.73 m | Large Window, O/Looks Garden, Combined W/Kitchen | Ground |
| Kitchen | 3.13 × 3.83 m | Quartz Counter, Eat-In Kitchen, Stainless Steel Appl | Ground |
| Br | 2.45 × 3.17 m | Closet, Casement Windows, Broadloom | 2nd |
| 2nd Br | 3.2 × 5.13 m | Double Closet, Casement Windows, Broadloom | 2nd |
| 3rd Br | 3.35 × 4.11 m | Double Closet, Casement Windows, Broadloom | 2nd |
| Laundry | 1.99 × 1.63 m | Ceramic Floor, Window, Laundry Sink | 2nd |
| Primary | 5.63 × 6.18 m | Ensuite Bath, W/I Closet, Broadloom | 3rd |
| Rec | 3.07 × 7.85 m | Broadloom, Combined W/Kitchen, Pot Lights | Bsmt |
| Kitchen | 2.91 × 3.42 m | Window, Laminate, Stainless Steel Appl | Bsmt |
| Br | 3.89 × 4.32 m | Broadloom, Window, Pot Lights | Bsmt |
Listing history
Buy/sell history for 123 Havelock St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $3,050,000 | N/A | Sc | C13810220 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $610,000
- Total mortgage amount
- $2,440,000
- Total interest payment
- $1,734,500
- Total purchase cost
- $4,784,500
- Mortgage payment
- $13,915/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
72%Monthly carrying cost
$15,022- Rent $6,000
- Shortfall $9,022
Rental income opens at $6,000, the median asking rent of 60 comparable homes for lease in Toronto. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $62,725
- Toronto municipal land transfer tax
- $63,225
- Total land transfer tax
- $125,950
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $117,475
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $2,000,000
- $32,000
- 2.5% from $2,000,000 to $3,050,000
- $26,250
- Ontario total
- $62,725
Toronto’s municipal tax has its own higher brackets at this price, so it adds $63,225.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 5,145 sq ft478 m²
- Street frontage
- 35 ft10.7 m
- Depth
- 147 ft44.8 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m4 test or monitoring holes also recorded.250 m
- Groundwater recorded about 2.2 m below ground nearbyThe middle water level in the well records within 500 m (144 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity4
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 41 building permits issued within 250 m in the last 2 years250 m
- Nearest airport: 3.7 km3.7 km
- Mapped parcel: about 5,200 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · toronto.parcels
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Mondelez Canada Inc — Gladstone, 530 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 60 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (60 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.60 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
R (d0.6)By-law
569-2013Municipality
Toronto1 d0.6
Density: floor area is capped at 0.6 times the lot area.
2 Where this is written
Chapter 10, section 10.10 of By-law 569-2013
3 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
7 building permits cleared at this address in the City’s file.
Building Permit Related(PS)Closed
Plumbing - Proposing to convert existing garage into a garden suite dwelling
Issued February 22, 2023
New Laneway / Rear Yard SuiteClosed
Proposing to convert existing garage into a garden suite dwelling
Issued February 22, 2023
Building Permit Related(MS)Closed
HVAC - Proposing to convert existing garage into a garden suite dwelling
Issued February 22, 2023
Building Permit Related (DR)Closed
Drain - Proposing to convert existing garage into a garden suite dwelling
Issued February 22, 2023
Building Permit Related(PS)Closed
Plumbing - Proposal to construct a one storey rear addition with basement walkout and rear deck to existing semi-detached dwelling.
Issued March 21, 2018
Building Permit Related(MS)Closed
Hvac - one story addition with basement at rear of house
Issued March 21, 2018
Multiple ProjectsClosed
Proposal to construct a one storey rear addition with basement walkout and rear deck to existing semi-detached dwelling.
Issued March 21, 2018
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
900 DUFFERIN STPlan of subdivisionOMB Appeal
Draft Plan of Subdivision to facilitate the redevelopment of the north parking lots of Dufferin Mall comprising of 4 blocks including a new private road and a block dedicated for future parkland.This application is intended to supplement the combined application for Official Plan Amendment and Zoning By-Law Amendment File No. 19 184841 STE 09 OZ.
400 m away980 DUFFERIN STPlan of subdivisionUnder Review
Draft Plan of Subdivision (10 lots) to facilitate a mixed-use redevelopment of the site: 147,512 square metres of res. GFA (2,219 dwelling units); 15,780 square metres of retail/commercial uses; 4,900 square metres of office uses; 2,815 square metres of existing floor area within the Kent Senior Public School, which will be renovated as a community hub.
480 m away980 DUFFERIN STSite planUnder Review
INACTIVE To facilitate a mixed-use redevelopment of the site:149,055 square metres of res. GFA (2018 dwelling units); 15,656 square metres of retail/commercial uses; 2,887 square metres of office uses; 2,868 square metres of existing floor area within the Kent Senior Public School.
480 m away1141 BLOOR ST WSite planUnder Review
Site Plan Administrative Amendment to 22 129524 STE 09 SA.
610 m away1141 BLOOR ST WSite planUnder Review
INACTIVE To facilitate a mixed-use redevelopment of the site:149,055 square metres of res. GFA (2018 dwelling units); 15,656 square metres of retail/commercial uses; 2,887 square metres of office uses; 2,868 square metres of existing floor area within the Kent Senior Public School.
610 m away1141 BLOOR ST WPlan of subdivisionUnder Review
Draft Plan of Subdivision (10 lots) to facilitate a mixed-use redevelopment of the site: 147,512 square metres of res. GFA (2,219 dwelling units); 15,780 square metres of retail/commercial uses; 4,900 square metres of office uses; 2,815 square metres of existing floor area within the Kent Senior Public School, which will be renovated as a community hub.
610 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Semi-detached homes for sale in Dufferin Grove right now
- For sale now
- 5
- Median asking price
- $989K
- New in 7 days
- 0
- Price cuts
- 20%
Middle half: $949K to $1.3M
1 in 28 days
1 listing
This home is asking 208% above the median, higher than three quarters of them.
See all homes in Dufferin GroveAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Dufferin Station | TTC subway: Line 2 Bloor-Danforth | 600 m |
| Ossington Station | TTC subway: Line 2 Bloor-Danforth | 800 m |
| Lansdowne Station | TTC subway: Line 2 Bloor-Danforth | 1 km |
| Bloor GO | GO Transit train: KitchenerUP Express train | 1.6 km |
| Fairbank Station | TTC light rail: Line 5 Eglinton | 4.7 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Dewson Street Junior Public SchoolToronto DSB | Public · grades JK–6 · French Immersion | 550 m | 78%Grade 6 average |
| St Helen Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 650 m | 82%Grade 6 average |
| Brock Public SchoolToronto DSB | Public · grades JK–8 | 700 m | 86%Grade 6 average |
| ÉÉC du Sacré-Coeur-TorontoConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 1.3 km | 60%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Mary Catholic AcademyToronto CDSB | Catholic · grades 9–12 | 200 m | 45%Grade 9 math |
| Bloor Collegiate InstituteToronto DSB | Public · grades 9–12 | 600 m | 69%Grade 9 math |
| Caring and Safe School 4Toronto DSB | Public · grades 9–12 | 650 m | — |
| École secondaire Toronto OuestConseil scolaire Viamonde | French-language public · grades 9–12 | 900 m | 82%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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