1404-403 Church St
Church-Yonge Corridor, Toronto, Ontario M4Y 0C9
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 0–499sq ft
- Per sq ft
- $892at the range’s middle
- Tax a year
- $2,2872026 tax year
- Built
- 0-5
- Parking
- 0underground
- Days on market
- Members
The brief
About 1404-403 Church St
1404-403 Church St is a 1-bedroom, 1-bathroom condo in Church-Yonge Corridor, Toronto, listed for sale at an asking price of $445,000 (MLS® C14004306).
Sun-filled and stylish, this upgraded 1-bedroom suite at Stanley Condos puts you at the centre of downtown Toronto. Nine-foot ceilings and floor-to-ceiling windows flood the open living space with natural light, while the full-width west-facing balcony offers clear views over the downtown core and golden-hour sunsets. This suite makes smart use of every inch. The sleek contemporary kitchen features integrated appliances, stone countertops and a clean, minimalist design. Laminate flooring runs throughout, and the bathroom has a spa-inspired finish. *** Dual layer shades in living room *** Light-blocking shades in bedroom *** The efficient layout makes this suite ideal for first-time buyers, students, young professionals, or investors seeking strong rental demand.Stanley Condos is professionally managed by FirstService Residential and offers over 16,000 sq. ft. of hotel-inspired amenities, including: 24-hour concierge, 8,000 sq. ft. outdoor terrace with BBQs, lounge areas and sundeck, Tranquil Zen garden, Fitness centre and yoga studio, Theatre room, billiards lounge and ping pong room, Party room, boardroom, meeting rooms and study spacesGuest suites for visitors. A storage locker is included. The location is outstanding, with a Walk Score of 96 and the subway at your doorstep, you won't need a car. Loblaws at Maple Leaf Gardens is directly across the street, College Subway Station is steps away, and TTC streetcars stop at your door. You're also minutes from U of T, TMU, George Brown, College Park, Allan Gardens, the Eaton Centre, Dundas Square and major downtown hospitals.Bright, modern, and connected to everything. City living at its best.
Insights
Condition Score
Good71/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even50/100−$254/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 98 condos with 1 bedroom for lease in Church-Yonge Corridor right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $2,287 / 2026
- MLS® number
- C14004306
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- 0-5
- Days on market
- Size
- 0-499 sqft
- Listed on
- Parking
- Underground, 0 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Church-Yonge Corridor
- Municipality
- Toronto
Building
- Size
- 0-499 sqft
- Building Age
- 0-5
- Construction
- Concrete
Inside
- Bedrooms
- 1
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Additional Parking
- 0
- Total Parking
- 0
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Existing: Fridge, Stove, Built-in Oven, Microwave/Exhaust Combo, Washer, Dryer, Blinds
- Condo maint.
- $332
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 2.31 × 3.41 m | Combined W/Kitchen, Combined W/Dining, W/O To Balcony | Main |
| Primary | 3.05 × 3.05 m | Laminate, Sliding Doors, Closet | Main |
| Foyer | 1.34 × 2.74 m | — | Main |
Listing history
Buy/sell history for 1404-403 Church St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $445,000 | N/A | For Sale | C14004306 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $89,000
- Total mortgage amount
- $356,000
- Total interest payment
- $253,300
- Total purchase cost
- $698,300
- Mortgage payment
- $2,031/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
30%Monthly carrying cost
$2,554- Rent $2,300
- Shortfall $254
Rental income opens at $2,300, the median asking rent of 98 comparable homes for lease in Church-Yonge Corridor. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $5,375
- Toronto municipal land transfer tax
- $5,375
- Total land transfer tax
- $10,750
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $2,275
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $445,000
- $900
- Ontario total
- $5,375
Toronto’s municipal tax uses the same brackets at this price, so it adds another $5,375.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m40 test or monitoring holes also recorded.250 m
- Groundwater recorded about 10.9 m below ground nearbyThe middle water level in the well records within 500 m (282 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 50 building permits issued within 250 m in the last 2 years250 m
- 30 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 3.3 km3.3 km
- Mapped parcel: about 1,650 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Enwave Energy Corporation — Walton Street Steam Plant, 720 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- 1 federal contaminated site within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
By-law
See Former City of Toronto By-Law No. 438-86What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.
City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
9 building permits cleared at this address in the City’s file.
New BuildingClosed
Conditional Permit - Proposal to construct a new 41 storey mixed use apartment building with 536 dwelling units, 5 levels of below grade parking and retail at grade. Also known as 70, 72 Carlton St
Issued February 6, 2020
Alternative SolutionApproved
This alternative solution proposes elimination of a man door within an overhead parking garage door and utilizing the exterior overhead parking garage door as a means of egress form the Ground Floor level.The overhead door will be connected to emergency power, will be provided with a local pull station and emergency egress button, and will be monitored via CCTV at all times by building security / concierge.For the description of the alternative soloution see the application form
Completed March 23, 2020
Building Permit Related(MS)Closed
HVAC Revision #1 - Proposal to construct a new 37 storey mixed use apartment building with 490 dwelling units, 5 levels of below grade parking and retail at grade.
Issued July 29, 2019
Building Permit Related(PS)Closed
Plumbing Revision #1 - Proposal to construct a new 37 storey mixed use apartment building with 490 dwelling units, 5 levels of below grade parking and retail at grade.
Issued July 29, 2019
Alternative SolutionApproved
Alternative Solution for 65mm standpipe system hose valve connections.
Completed March 20, 2019
Building Permit Related (DR)Closed
Revision #01 - Changes made drain layout, please see attached plans. Drain - Proposal to construct a new 37 storey mixed use apartment building with 490 dwelling units, 5 levels of below grade parking and retail at grade.
Issued February 14, 2018
Partial Permit - Structural FramingCancelled
Part Permit - Proposal to construct a new 37 storey mixed use apartment building with 490 dwelling units, 5 levels of below grade parking and retail at grade.
Completed October 1, 2018
Partial Permit - FoundationCancelled
Part Permit - Proposal to construct a new 37 storey mixed use apartment building with 490 dwelling units, 5 levels of below grade parking and retail at grade.
Completed June 20, 2018
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
418 CHURCH STSite planUnder Review
Application for Site Plan Control Approval for a proposed 33-storey mixed-use building.
130 m away79 GRANBY STSite planUnder Review
Application for Site Plan Control Approval for a proposed 33-storey mixed-use building.
140 m away81 GRANBY STSite planUnder Review
Application for Site Plan Control Approval for a proposed 33-storey mixed-use building.
140 m away416 CHURCH STSite planUnder Review
Application for Site Plan Control Approval for a proposed 33-storey mixed-use building.
150 m away414 CHURCH STSite planUnder Review
Application for Site Plan Control Approval for a proposed 33-storey mixed-use building.
150 m away412 CHURCH STSite planUnder Review
Application for Site Plan Control Approval for a proposed 33-storey mixed-use building.
170 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Church-Yonge Corridor right now
- For sale now
- 365
- Median asking price
- $580K
- New in 7 days
- 44
- Price cuts
- 19%
Middle half: $488K to $750K
139 in 28 days
71 listings
This home is asking 23% below the median, lower than three quarters of them.
See all homes in Church-Yonge CorridorAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| College Station | TTC subway: Line 1 Yonge-University | 350 m |
| Wellesley Station | TTC subway: Line 1 Yonge-University | 450 m |
| TMU Station | TTC subway: Line 1 Yonge-University | 650 m |
| Queen's Park Station | TTC subway: Line 1 Yonge-University | 1 km |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 1.9 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Church Street Junior Public SchoolToronto DSB | Public · grades JK–6 | 150 m | 72%Grade 6 average |
| Our Lady of Lourdes Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 600 m | 66%Grade 6 average |
| Winchester Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 · French Immersion | 800 m | 77%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 850 m | 96%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Native Learning CentreToronto DSB | Public · grades 9–12 | 150 m | — |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 150 m | 86%Grade 9 math |
| Jarvis Collegiate InstituteToronto DSB | Public · grades 9–12 | 400 m | 34%Grade 9 math |
| St Joseph's College SchoolToronto CDSB | Catholic · grades 9–12 | 800 m | 66%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Recently sold nearby
Sold prices in Church-Yonge Corridor are shown to signed-in members.