- Bedrooms
- 1+1
- Bathrooms
- 2
- Size
- 1,400–1,599sq ft
- Per sq ft
- $819at the range’s middle
- Tax a year
- $5,2022025 tax year
- Built
- 16-30
- Parking
- 11 underground
- Days on market
- Members
The brief
About 208-676 Richmond St
208-676 Richmond St is a 1+1-bedroom, 2-bathroom condo in Niagara, Toronto, listed for sale at an asking price of $1,228,000 (MLS® C14096226).
Rarely available. Truly distinctive. An opportunity worth exploring.Authentic hard lofts with this level of character and history seldom come to market. Now is your opportunity to own an extraordinary residence in Toronto's iconic Decca Records Building, a sought-after boutique loft conversion in the heart of the Fashion District.Once home to Decca Records Canada's headquarters, this unique building blends industrial character with sophisticated modern living. Offering over 1,400 square feet of beautifully renovated space, this exceptional loft features soaring double-height ceilings, exposed brick, original steel beams, and an abundance of natural light.A stunning chef's kitchen with premium appliances, gas range, and oversized island opens to an inviting living area featuring a rare wood-burning fireplace and custom built-ins. A versatile mezzanine offers the perfect home office or creative retreat, while the upper level features an additional living space with an oversized skylight and access to a generous private terrace. The romantic primary suite includes a lofted retreat, custom walk-in closet, and beautifully appointed ensuite.Properties of this distinction are not easily replicated. An exceptional opportunity to own a truly unique loft with authentic character, rich history, and an unbeatable Fashion District location.
Insights
Condition Score
Good71/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$3,999/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 89 condos with 2 bedrooms for lease in Niagara right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $5,202 / 2025
- MLS® number
- C14096226
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- 16-30
- Days on market
- Size
- 1400-1599 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- 2-Storey
- Community
- Niagara
- Municipality
- Toronto
Building
- Size
- 1400-1599 sqft
- Building Age
- 16-30
- Construction
- Brick
Inside
- Bedrooms
- 1+1
- Bathrooms
- 2
- Bathroom Details
- 1 × 3pc Main, 1 × 4pc 2nd
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- Yes
- Den
- Yes
- Family room
- Yes
- Extras
- Nest Thermostat, GE 5 Burner Gas Stove, GE Range Hood, GE Stainless Steel Fridge, Panasonic Microwave, Bosch Dishwasher, LG Large Capacity Washer & Dryer, All Built-ins & Closet Organizers, Gas Line for BBQ, All Light Fixtures, All Window Coverings, Furnace, Air Conditioner(on roof), 1 Parking Space
- Condo maint.
- $862
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 0.0 × 0.0 m | hardwood floor, Closet | Main |
| Bathroom | 0.0 × 0.0 m | Ceramic Floor, Ceramic Sink, 3 Pc Bath | Main |
| Kitchen | 3.95 × 4.27 m | Quartz Counter, Centre Island, Stainless Steel Appl | Main |
| Dining | 2.31 × 2.69 m | Open Concept, Fireplace, Combined W/Kitchen | Main |
| Living | 4.05 × 4.2 m | hardwood floor, Large Window, Open Concept | Main |
| Den | 2.53 × 1.61 m | hardwood floor, Large Window, Open Concept | Main |
| Primary | 3.04 × 4.03 m | hardwood floor, W/I Closet, Sliding Doors | 2nd |
| Family | 4.45 × 4.72 m | hardwood floor, W/O To Terrace, Large Window | 2nd |
| Bathroom | 0.0 × 0.0 m | Ceramic Floor, Ceramic Sink, 4 Pc Ensuite | 2nd |
Listing history
Buy/sell history for 208-676 Richmond St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,228,000 | N/A | Pc | C14096226 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $245,600
- Total mortgage amount
- $982,400
- Total interest payment
- $698,500
- Total purchase cost
- $1,926,500
- Mortgage payment
- $5,603/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
77%Monthly carrying cost
$6,899- Rent $2,900
- Shortfall $3,999
Rental income opens at $2,900, the median asking rent of 89 comparable homes for lease in Niagara. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $21,035
- Toronto municipal land transfer tax
- $21,035
- Total land transfer tax
- $42,070
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $33,595
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,228,000
- $16,560
- Ontario total
- $21,035
Toronto’s municipal tax uses the same brackets at this price, so it adds another $21,035.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m31 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 120 building permits issued within 250 m in the last 2 years250 m
- 22 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 1.7 km1.7 km
- Mapped parcel: about 9,960 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home2
- Nearest rail line: 670 m670 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Enwave Energy Corporation — Pearl Street Steam Plant, 1.6 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 30 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.30 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
By-law
See Former City of Toronto By-Law No. 438-86What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.
City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
5 building permits cleared at this address in the City’s file.
UnderpinningPermit Issued
Proposed partial underpinning of south foundation wall
Issued December 15, 2023
Garage Repair/ReconstructionPermit Issued
Exterior garage wall bracing
Issued October 15, 2021
UnderpinningPermit Issued
Proposed partial underpinning of south wall.
Issued January 13, 2020
UnderpinningPermit Issued
Proposal for emergency wall repair and underpinning in existing apartment building.
Issued May 9, 2019
Alteration to Existing BuildingClosed - Dormant
Make interior alterations.unit 209
Issued December 20, 1999
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
161 BATHURST STSite planUnder Review
Site Plan Approval for the properties at 141, 149-161 Bathurst Street, 579, 589 and 591 Richmond Street West to facilitate the development of a 12-storey office building with ground related retail. This application is being reviewing in conjunction with an application to Amend the Zoning By-law, File No. 21-172654 STE 10 OZ.
200 m away161 BATHURST STOfficial plan or zoning amendmentUnder Review
Application to Amend the Zoning By-law to permit the redevelopment of the site at 141, 149 - 161 Bathurst Street and 579, 589-591 Richmond Street West with a 12-storey non-residential building containing retail uses at the ground level and office uses above. The heritage buildings at 141 Bathurst St and 579 Richmond St W are proposed to be partially retained. The heritage buildings at 159 and 161 Bathurst St are proposed to be demolished. This development proposal comprises Phase 1 of a larger master-planned development which also includes the sites at 555 Richmond Street West and 550 Adelaide Street West (Phase 2). The phase 1 and phase 2 development proposals are being reviewed concurrently. Please see Application No. 21- 172691 STE 10 OZ. An associated Rental Housing Demolition and Conversion application was also submitted (File No. 21-172661 STE 10 RH).
200 m away153 BATHURST STSite planUnder Review
Site Plan Approval for the properties at 141, 149-161 Bathurst Street, 579, 589 and 591 Richmond Street West to facilitate the development of a 12-storey office building with ground related retail. This application is being reviewing in conjunction with an application to Amend the Zoning By-law, File No. 21-172654 STE 10 OZ.
200 m away153 BATHURST STOfficial plan or zoning amendmentUnder Review
Application to Amend the Zoning By-law to permit the redevelopment of the site at 141, 149 - 161 Bathurst Street and 579, 589-591 Richmond Street West with a 12-storey non-residential building containing retail uses at the ground level and office uses above. The heritage buildings at 141 Bathurst St and 579 Richmond St W are proposed to be partially retained. The heritage buildings at 159 and 161 Bathurst St are proposed to be demolished. This development proposal comprises Phase 1 of a larger master-planned development which also includes the sites at 555 Richmond Street West and 550 Adelaide Street West (Phase 2). The phase 1 and phase 2 development proposals are being reviewed concurrently. Please see Application No. 21- 172691 STE 10 OZ. An associated Rental Housing Demolition and Conversion application was also submitted (File No. 21-172661 STE 10 RH).
200 m away157 BATHURST STOfficial plan or zoning amendmentUnder Review
Application to Amend the Zoning By-law to permit the redevelopment of the site at 141, 149 - 161 Bathurst Street and 579, 589-591 Richmond Street West with a 12-storey non-residential building containing retail uses at the ground level and office uses above. The heritage buildings at 141 Bathurst St and 579 Richmond St W are proposed to be partially retained. The heritage buildings at 159 and 161 Bathurst St are proposed to be demolished. This development proposal comprises Phase 1 of a larger master-planned development which also includes the sites at 555 Richmond Street West and 550 Adelaide Street West (Phase 2). The phase 1 and phase 2 development proposals are being reviewed concurrently. Please see Application No. 21- 172691 STE 10 OZ. An associated Rental Housing Demolition and Conversion application was also submitted (File No. 21-172661 STE 10 RH).
200 m away157 BATHURST STSite planUnder Review
Site Plan Approval for the properties at 141, 149-161 Bathurst Street, 579, 589 and 591 Richmond Street West to facilitate the development of a 12-storey office building with ground related retail. This application is being reviewing in conjunction with an application to Amend the Zoning By-law, File No. 21-172654 STE 10 OZ.
200 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Niagara right now
- For sale now
- 167
- Median asking price
- $580K
- New in 7 days
- 23
- Price cuts
- 19%
Middle half: $499K to $752K
82 in 28 days
31 listings
This home is asking 112% above the median, higher than three quarters of them.
See all homes in NiagaraAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Exhibition GO | GO Transit train: Lakeshore West | 1.6 km |
| Osgoode Station | TTC subway: Line 1 Yonge-University | 1.6 km |
| St Andrew Station | TTC subway: Line 1 Yonge-University | 1.7 km |
| St Patrick Station | TTC subway: Line 1 Yonge-University | 1.7 km |
| Queen's Park Station | TTC subway: Line 1 Yonge-University | 1.9 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Mary Catholic SchoolToronto CDSB | Catholic · grades JK–8 · French Immersion | 100 m | 75%Grade 6 average |
| Niagara Street Junior Public SchoolToronto DSB | Public · grades JK–6 | 300 m | 95%Grade 6 average |
| Charles G Fraser Junior Public SchoolToronto DSB | Public · grades JK–6 | 400 m | 87%Grade 6 average |
| École élémentaire Pierre-Elliott-TrudeauConseil scolaire Viamonde | French-language public · grades JK–6 | 950 m | 94%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Msgr Fraser College (Southwest)Toronto CDSB | Catholic · grades 9–12 | 1.2 km | — |
| Heydon Park Secondary SchoolToronto DSB | Public · grades 9–12 | 1.3 km | 8%Grade 9 math |
| Subway Academy IIToronto DSB | Public · grades 9–12 | 1.3 km | — |
| ÉSC Saint-Frère-AndréConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 2.9 km | 69%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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