4402-65 St Mary St
Bay Street Corridor, Toronto, Ontario M5S 0A6
- Bedrooms
- 2+1
- Bathrooms
- 2
- Size
- 1,400–1,599sq ft
- Per sq ft
- $1,333at the range’s middle
- Tax a year
- $9,4072026 tax year
- Built
- 6-10
- Parking
- 11 underground
- Days on market
- Members
The brief
About 4402-65 St Mary St
4402-65 St Mary St is a 2+1-bedroom, 2-bathroom condo in Bay Street Corridor, Toronto, listed for sale at an asking price of $1,999,000 (MLS® C14151436).
Spectacular 2 Bedroom + Den Suite Featuring Breathtaking Wraparound South And West Views Of The City Skyline And Lake Ontario! Boasting Soaring 10-Ft Ceilings, Upgraded Flooring, And A Spacious Open-Concept Living, Dining, And Kitchen Area Perfect For Entertaining. Enjoy Two Private Balconies, Plus One Parking Space And One Locker Included. Exceptional Building Amenities Include Concierge, Fitness Centre, Party Room, Rooftop Terrace, And Visitor Parking. Prime Downtown Location Just Steps To U Of T, Yorkville, Subway, Shopping, Dining, And Everyday Conveniences!
Insights
Condition Score
Good71/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$6,793/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 38 condos with 3 bedrooms for lease in Bay Street Corridor right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $9,407 / 2026
- MLS® number
- C14151436
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- 6-10
- Days on market
- Size
- 1400-1599 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Bay Street Corridor
- Municipality
- Toronto
Building
- Size
- 1400-1599 sqft
- Building Age
- 6-10
- Construction
- Concrete
Inside
- Bedrooms
- 2+1
- Bathrooms
- 2
- Bathroom Details
- 1 × 3pc Flat, 1 × 4pc Flat
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- All Existing Appliances: B/I Fridge, Range Hood, Cook Top, Oven, B/I Dishwasher, B/I Microwave, Washer & Dryer. All Existing Window Covering and Lighting Fixtures. 1 Parking Spot & 1 Locker Are Included.
- Condo maint.
- $1,189
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 4.39 × 4.82 m | Sw View, hardwood floor, W/O To Balcony | Ground |
| Dining | 4.08 × 4.66 m | Open Concept, hardwood floor, South View | Ground |
| Kitchen | 4.08 × 4.66 m | O/Looks Dining, Centre Island, hardwood floor | Ground |
| Primary | 3.02 × 4.3 m | W/I Closet, 4 Pc Ensuite, W/O To Balcony | Ground |
| 2nd Br | 2.87 × 3.39 m | Mirrored Closet, hardwood floor, 3 Pc Bath | Ground |
| Den | 3.39 × 4.05 m | West View, hardwood floor, W/O To Balcony | Ground |
Listing history
Buy/sell history for 4402-65 St Mary St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,999,000 | N/A | For Sale | C14151436 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $399,800
- Total mortgage amount
- $1,599,200
- Total interest payment
- $1,136,800
- Total purchase cost
- $3,135,800
- Mortgage payment
- $9,120/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
80%Monthly carrying cost
$11,093- Rent $4,300
- Shortfall $6,793
Rental income opens at $4,300, the median asking rent of 38 comparable homes for lease in Bay Street Corridor. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $36,455
- Toronto municipal land transfer tax
- $36,455
- Total land transfer tax
- $72,910
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $64,435
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,999,000
- $31,980
- Ontario total
- $36,455
Toronto’s municipal tax uses the same brackets at this price, so it adds another $36,455.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
By-law
See Former City of Toronto By-Law No. 438-86What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.
City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
No building permits on file at this address.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
1075 BAY STCondominiumUnder Review
*** Draft Plan of Condominium for 540 units.
80 m away1075 BAY STSite planUnder Review
Site Plan application for a 59-storey mixed-use building containing commercial space on the first and second floor, office space on the 3rd to 10th floor, and 540 residential units in the tower above. A 265 square metre privately-owned publicly accessible space (POPS) is proposed on Inkerman Street as well as a midblock pedestrian walkway between St. Mary Street and Inkerman Street. A total of 161 parking spaces and 605 bicycle parking spaces are proposed to support the new development.
80 m away25 ST MARY STPlan of subdivisionUnder Review
Draft Plan of Subdivision to create 2 development blocks.
150 m away25 ST MARY STSite planUnder Review
Site Plan Approval for two mixed-use towers having heights of 54 and 59-storeys.
150 m away81 ST NICHOLAS STSite planUnder Review
Site Plan Approval for a 59-storey mixed-use building having a non-residential gross floor area of 8,107 square metres, and a residential gross floor area of 40,086 square metres. A total of 650 residential dwelling units are proposed.
230 m away79 ST NICHOLAS STSite planUnder Review
Site Plan Approval for a 59-storey mixed-use building having a non-residential gross floor area of 8,107 square metres, and a residential gross floor area of 40,086 square metres. A total of 650 residential dwelling units are proposed.
230 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Bay Street Corridor right now
- For sale now
- 178
- Median asking price
- $654K
- New in 7 days
- 22
- Price cuts
- 20%
Middle half: $521K to $897K
71 in 28 days
36 listings
This home is asking 206% above the median, higher than three quarters of them.
See all homes in Bay Street CorridorAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Museum Station | TTC subway: Line 1 Yonge-University | 350 m |
| Bay Station | TTC subway: Line 2 Bloor-Danforth | 400 m |
| Wellesley Station | TTC subway: Line 1 Yonge-University | 500 m |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 2.5 km |
| Eglinton Station | TTC subway: Line 1 Yonge-UniversityTTC light rail: Line 5 Eglinton | 4.3 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Jesse Ketchum Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 | 700 m | 89%Grade 6 average |
| Church Street Junior Public SchoolToronto DSB | Public · grades JK–6 | 850 m | 72%Grade 6 average |
| Our Lady of Lourdes Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 1.2 km | 66%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 1.8 km | 96%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Joseph's College SchoolToronto CDSB | Catholic · grades 9–12 | 300 m | 66%Grade 9 math |
| Native Learning CentreToronto DSB | Public · grades 9–12 | 850 m | — |
| Jarvis Collegiate InstituteToronto DSB | Public · grades 9–12 | 1 km | 34%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 1.1 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Bay Street Corridor are shown to signed-in members.