- Bedrooms
- 3+1
- Bathrooms
- 2
- Size
- 700–1,100sq ft
- Per sq ft
- $1,777at the range’s middle
- Lot
- 60.07 x 125.33 ft
- Tax a year
- $5,8052025 tax year
- Built
- 51-99
- Parking
- 82 detached
- Days on market
- Members
The brief
About 3855 Finch Ave
3855 Finch Ave is a 3+1-bedroom, 2-bathroom detached house in L'Amoreaux, Toronto, listed for sale at an asking price of $1,599,000 (MLS® E14142580).
PRIME OPPORTUNITY ON FINCH AVE EAST!Gorgeous Sun-filled Home!LOCATION, LOCATION, LOCATION! Prime Lot Situated At Finch Avenue & Kennedy Road! 60 Ft Lot Combined With TWO Abutting Lots For A Total Of 180 Ft Frontage! An exceptional opportunity for developers, builders, investors, and end users alike. This substantial property offers outstanding potential in a highly sought-after location, with the added advantage of being within walking distance of the future GO Station.With its generous lot size, prominent, and strategic location, the property presents exciting possibilities for future development including potential for a purpose-built rental apartment development through the CMHC (Canadian Housing And Mortgage Corporation) purpose built rental Program! Whether you are looking to build, invest, or secure a property with significant long-term potential, opportunities of this calibre are rarely available.Enjoy unparalleled convenience with easy access to shopping centres, schools, restaurants,public transit, major highways including the 401, 404, and 407, as well as the scenic and highly desirable Scarborough Bluffs.An exceptional location with tremendous present-day convenience and exciting future potential.Don't miss the opportunity to secure this rare property!This impressive property offers a rare combination of lot size, location, exposure, and development potential, making it an ideal opportunity for developers, builders, investors, and discerning end users. Situated within walking distance of the future GO Station, this property is positioned to benefit from significant improvements in transit connectivity and continued growth in the surrounding area. The possibilities are compelling, whether you are looking to explore development, build, hold as a strategic investment, or create a custom residence.The basement was renovated recently & Main Floor was renovated 3 years ago.
Insights
Condition Score
Good73/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$4,529/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 8 homes with 4 bedrooms for lease in L'Amoreaux right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $5,805 / 2025
- MLS® number
- E14142580
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 51-99
- Days on market
- Size
- 700-1100 sqft
- Lot Size
- 60.07 x 125.33 ft
- Listed on
- Parking
- 2 Detached, 8 Parking
Property details
Property
- Property Type
- Detached
- Style
- Bungalow
- Community
- L'Amoreaux
- Municipality
- Toronto
Building
- Size
- 700-1100 sqft
- Building Age
- 51-99
- Construction
- Brick
Inside
- Bedrooms
- 3+1
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Main, 1 × 3pc Bsmt
- Basement Type
- Apartment
- Kitchens
- 1
Parking
- Garage Type
- Detached
- Garage
- 2
- Additional Parking
- 6
- Total Parking
- 8
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 60.07 ft
- Depth
- 125.33 ft
- Lot Size
- 60.07 x 125.33 ft
Additional
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- All Existing Light Fixtures, All Existing Appliances, All Existing Window Coverings.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 2.99 × 3.2 m | Ceramic Floor, Eat-In Kitchen, Renovated | Main |
| Living | 4.11 × 6.09 m | hardwood floor, Combined W/Dining | Main |
| Primary | 3.59 × 3.81 m | hardwood floor, Large Closet, Window | Main |
| 2nd Br | 2.45 × 3.81 m | hardwood floor, Closet, Window | Main |
| 3rd Br | 2.46 × 9.18 m | hardwood floor, Closet, Window | Main |
| Kitchen | 2.8 × 13.02 m | — | Bsmt |
| Rec | 2.8 × 5.49 m | — | Bsmt |
| 4th Br | 2.59 × 2.99 m | — | Bsmt |
| Den | 2.39 × 2.58 m | — | Bsmt |
Listing history
Buy/sell history for 3855 Finch Ave, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,599,000 | N/A | For Sale | E14142580 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $319,800
- Total mortgage amount
- $1,279,200
- Total interest payment
- $909,300
- Total purchase cost
- $2,508,300
- Mortgage payment
- $7,295/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
70%Monthly carrying cost
$7,779- Rent $3,250
- Shortfall $4,529
Rental income opens at $3,250, the median asking rent of 8 comparable homes for lease in L'Amoreaux. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $28,455
- Toronto municipal land transfer tax
- $28,455
- Total land transfer tax
- $56,910
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $48,435
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,599,000
- $23,980
- Ontario total
- $28,455
Toronto’s municipal tax uses the same brackets at this price, so it adds another $28,455.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 7,529 sq ft699 m²
- Street frontage
- 60.07 ft18.3 m
- Depth
- 125.33 ft38.2 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Inside Toronto and Region Conservation Authority’s mapped regulated areaHere the area is drawn from flood hazard, crest of slope, river meander belt, wetland mapping. Work on the property, such as an addition or grading, may need a permit from Toronto and Region Conservation Authority. It does not mean the house floods.At the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m5 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity3
- Inside the Greenbelt (Urban River Valley)These provincial plans set policies on new buildings, new lots and some changes to the land; the municipality can say which apply to this property.At the address
- 2 building permits issued within 250 m in the last 2 years250 m
- Nearest airport: 7.2 km7.2 km
Province of Ontario open data · Municipal building permits
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is L&M Precision Products Inc., 1.3 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 30 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.30 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Rogers, Routcom. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- In the mapped Ravine and Natural Feature Protection area
What this means: Changes outside the house, and tree removal, may need the City’s review on top of the usual permits. Ask the City before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
ONBy-law
569-2013Municipality
Toronto1 Where this is written
Chapter 90, section 90.20 of By-law 569-2013
2 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
No building permits on file at this address.
Signals around this home
Changing nearby. 1 open development application within 800 m of this home.
3001 FINCH AVE WSite planUnder Review
Site Plan Control application to construct a five-storey, 4,032 square-metre mixed use addition to the existing building. The addition will contain 18 studio and one-bedroom seniors units, contained within levels four and five in Building B, and recreation space for the tenants, which will include a children's daycare and play rooms, multi-purpose rooms, a basketball court and fitness centre, and a library dispersed between levels one to three of Building A and B.
520 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Detached homes for sale in L'Amoreaux right now
- For sale now
- 19
- Median asking price
- $1.29M
- New in 7 days
- 4
- Price cuts
- 16%
Middle half: $1.07M to $1.55M
10 in 28 days
3 listings
This home is asking 24% above the median, higher than three quarters of them.
See all homes in L'AmoreauxAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Rowntree Mills Station | TTC light rail: Line 6 Finch West | 50 m |
| Pearldale Station | TTC light rail: Line 6 Finch West | 550 m |
| Duncanwoods Station | TTC light rail: Line 6 Finch West | 1 km |
| Humber College Station | TTC light rail: Line 6 Finch WestBrampton Transit bus rapid transit: Züm Steeles | 3.2 km |
| Etobicoke North GO | GO Transit train: Kitchener | 4.5 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx; Brampton Transit schedule data (GTFS) from the City of Brampton under the Creative Commons Attribution 4.0 licence (CC BY 4.0), downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx. Brampton Transit data © City of Brampton; Valery selected the Züm stations from it and grouped their stops.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Beaumonde Heights Junior Middle SchoolToronto DSB | Public · grades JK–8 | 600 m | 68%Grade 6 average |
| St Roch Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 900 m | 73%Grade 6 average |
| Gracedale Public SchoolToronto DSB | Public · grades JK–5 · French Immersion | 1 km | 53%Grade 3 average |
| École élémentaire Félix-LeclercConseil scolaire Viamonde | French-language public · grades JK–6 | 6.3 km | 94%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| North Albion Collegiate InstituteToronto DSB | Public · grades 9–12 | 1.3 km | 29%Grade 9 math |
| Thistletown Collegiate InstituteToronto DSB | Public · grades 9–12 | 2.1 km | 33%Grade 9 math |
| Father Henry Carr Catholic Secondary SchoolToronto CDSB | Catholic · grades 9–12 | 2.1 km | 51%Grade 9 math |
| ÉSC de l'Ascension - VaughanConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 6.1 km | 57%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in L'Amoreaux are shown to signed-in members.