98 Luke St
O'Neill, Oshawa, Ontario L1G 7G4
- Bedrooms
- 3+1
- Bathrooms
- 2
- Size
- 1,100–1,500sq ft
- Per sq ft
- $469at the range’s middle
- Lot
- 28.47 x 164.94 ft
- Tax a year
- $4,4742026 tax year
- Parking
- 3none
- Days on market
- Members
The brief
About 98 Luke St
98 Luke St is a 3+1-bedroom, 2-bathroom semi-detached house in O'Neill, Oshawa, listed for sale at an asking price of $609,900 (MLS® E14151496).
Why Keep Paying Rent When You Could Be Building Equity In A Place To Call Your Own? Welcome To This Beautifully Renovated, Move-In Ready 3-Bedroom Semi-Detached Home, Nestled In A Fantastic Family-Friendly Neighbourhood! Perfect For First-Time Buyers, Young Families, Or Anyone Looking For A Home Where All The Hard Work Has Already Been Done! Step Inside And Fall In Love With The Thoughtful Updates Throughout, Including Upgraded Flooring And Baseboards, Gorgeous Crown Moulding, Smooth Main Floor Ceilings, Updated Lighting, And Beautiful Oak Stairs And Handrails. The Showstopper? A Stunning, Brand-New Designer Eat-In Kitchen Featuring Quartz Countertops, Stylish Finishes, And Plenty Of Space For Morning Coffees, Weeknight Dinners, And Everything In Between. Upstairs, You'll Find A Massive Primary With Wall To Wall Closets, Two More Spacious Bedrooms And A Beautifully Updated Bathroom Complete With A Deep Soaker Tub, Perfect For Unwinding After A Long Day. The Finished Basement, Featuring Brand-New Carpeting & Gas Fireplace, Offers Bonus Living Space For Movie Nights, A Kids' Playroom, Work From Home Space Or Your Very Own Cozy Retreat. And Just Wait Until You See The Backyard! Situated On An Extra-Deep Premium Lot, There's Plenty Of Room For The Kids To Run, The Dog To Play, And Friends And Family To Gather. Fire Up The BBQ, Kick Back On The Spacious Back Deck, And Start Dreaming About Summer Evenings Under The Stars. With A Long Driveway With No Sidewalk Offering Ample Parking, Updated Forced-Air Heating, Updated Windows, Newer Fence, And Recent Appliance Updates Including A New Dishwasher (2025) And Fridge (2026), This Home Checks All The Boxes. Beautifully Updated, Wonderfully Functional, And Ready For Its Next Chapter. All That's Missing Is You!
Insights
Condition Score
Good83/1003 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even54/100−$181/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 8 semi-detached homes with 4 bedrooms for lease in Oshawa right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $4,474 / 2026
- MLS® number
- E14151496
- Board
- TRREB MLS®
- Property Type
- Semi-Detached
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 28.47 x 164.94 ft
- Listed on
- Parking
- None, 3 Parking
Property details
Property
- Property Type
- Semi-Detached
- Style
- 2-Storey
- Community
- O'Neill
- Municipality
- Oshawa
Building
- Size
- 1100-1500 sqft
- Construction
- Brick
Inside
- Bedrooms
- 3+1
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc 2nd, 1 × 1pc Lower
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- None
- Additional Parking
- 3
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 28.47 ft
- Depth
- 164.94 ft
- Lot Size
- 28.47 x 164.94 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- All Existing Appliances, Light Fixtures, HWT, Shed
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 2.9 × 3.61 m | Quartz Counter, Custom Backsplash, Breakfast Area | Main |
| Dining | 3.4 × 3.61 m | Vinyl Floor, W/O To Deck, Crown Moulding | Main |
| Living | 5.41 × 3.7 m | Laminate, Crown Moulding, Picture Window | Main |
| Primary | 4.8 × 4.17 m | His/Hers Closets, Laminate, Large Window | 2nd |
| 2nd Br | 3.05 × 3.61 m | Laminate, Large Window, Large Closet | 2nd |
| 3rd Br | 3.68 × 3.66 m | Laminate, Large Closet, Large Window | 2nd |
| Rec | 3.65 × 5.3 m | Broadloom, Pot Lights, Gas Fireplace | Bsmt |
| 4th Br | 3.47 × 3.51 m | Broadloom | Bsmt |
Listing history
Buy/sell history for 98 Luke St, Oshawa, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $609,900 | N/A | For Sale | E14151496 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $121,980
- Total mortgage amount
- $487,920
- Total interest payment
- $346,980
- Total purchase cost
- $956,880
- Mortgage payment
- $2,783/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
25%Monthly carrying cost
$3,156- Rent $2,975
- Shortfall $181
Rental income opens at $2,975, the median asking rent of 8 comparable homes for lease in Oshawa. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $8,673
- Total land transfer tax
- $8,673
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $4,673
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $609,900
- $4,198
- Ontario total
- $8,673
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The market
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Durham College Oshawa GO | GO Transit train: Lakeshore East | 4.7 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Coronation Public SchoolDurham DSB | Public · grades JK–8 | 450 m | 71%Grade 6 average |
| Sir Albert Love Catholic SchoolDurham CDSB | Catholic · grades JK–8 | 1 km | 69%Grade 6 average |
| Mary Street Community SchoolDurham DSB | Public · grades JK–8 | 1.2 km | 76%Grade 6 average |
| ÉÉC Corpus-ChristiConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 3 km | 76%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Eastdale Collegiate and Vocational InstituteDurham DSB | Public · grades 9–12 | 1.3 km | 35%Grade 9 math |
| O'Neill Collegiate and Vocational InstituteDurham DSB | Public · grades 9–12 | 1.4 km | 49%Grade 9 math |
| Monsignor John Pereyma Catholic Secondary SchoolDurham CDSB | Catholic · grades 9–12 | 2.7 km | 38%Grade 9 math |
| ÉSC Saint-Charles-GarnierConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 8.9 km | 67%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in O'Neill are shown to signed-in members.