Skip to content
Caledon, King, Toronto, New Tecumseth & Orangeville(437) 228-3434
1 / 43
MLS® E14151710For SaleCondominium

538-2545 Simcoe St

Windfields, Oshawa, Ontario L1L 0W3

Map
1 / 43
538-2545 Simcoe St, Oshawa, photo 1
Asking$542,469
Bedrooms
3
Bathrooms
2
Size
900–999sq ft
Per sq ft
$571at the range’s middle
Built
New
Parking
0none
Days on market
Members

The brief

About 538-2545 Simcoe St

538-2545 Simcoe St is a 3-bedroom, 2-bathroom condo in Windfields, Oshawa, listed for sale at an asking price of $542,469 (MLS® E14151710).

Welcome to UC Tower 3, one of North Oshawa's most sought-after communities! Suite 538 offers an exceptional 960 sq. ft. layout featuring three spacious bedrooms, two large balconies, and desirable southeast exposure. The primary bedroom includes a beautifully appointed 3-piece ensuite with a sleek framed glass-enclosed shower. Enjoy contemporary finishes throughout, including quartz kitchen countertops, a stylish backsplash, full-size stainless steel appliances, and a convenient front-loading washer and dryer. One Parking Spot & Locker available for purchase separately. Residents enjoy access to an exceptional selection of amenities, including 24-hour concierge and security, fitness centres, yoga and spin studios, party and entertainment rooms, a prep kitchen, theatre room, work and tech spaces, guest suites, sound studio, meeting and boardrooms, pet spa, outdoor dog park, and a beautifully appointed fourth-floor outdoor lounge with BBQ stations, dining, and relaxation areas. Ideally located just minutes from Ontario Tech University, Durham College, Highway 407, Costco, restaurants, grocery stores, banks, and public transit, this is a fantastic opportunity to live in one of Oshawa's most vibrant and convenient communities. A perfect blend of space, style, and functionality in a prime location. This new home qualifies for the new enhanced HST rebate which has been included in the purchase price. Purchaser must be eligible for the rebate and eligible to assign it to the Vendor, as determined by the applicable governmental authorities, or must otherwise pay the full HST on closing and independently apply for the rebate after closing. Irrevocable - 2 business days.

Insights

  • Condition Score

    Fair

    4 condition-related facts documented

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Near break-even

    −$263/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 12 homes with 3 bedrooms for lease in Windfields right now. Cost of owning counts the mortgage and the condo fee. This record states no property tax.

Condition uses listing-record signals, not an inspection.

The home

Key facts

MLS® number
E14151710
Board
TRREB MLS®
Property Type
Condo Apt
Building Age
New
Days on market
Size
900-999 sqft
Listed on
Parking
None, 0 Parking
Listing brokerage: NEW CONCEPT PLUS REALTY INC.Data source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Property details

Property

Property Type
Condo Apt
Style
Apartment
Community
Windfields
Municipality
Oshawa

Building

Size
900-999 sqft
Building Age
New
Construction
Brick

Inside

Bedrooms
3
Bathrooms
2
Bathroom Details
1 × 4pc Main, 1 × 3pc Main
Basement Type
None
Kitchens
1

Parking

Garage Type
None
Additional Parking
0
Total Parking
0

Utilities

Cooling
Central Air
Heating Type
Fan Coil

Additional

Fireplace
No
Den
No
Family room
No
Extras
Stainless Steel faced Fridge, Electric Range, Combo hood fan/Microwave, Integrated Panelled Dishwasher, White Front Loading Washer & Dryer, Light Fixtures
Condo maint.
$513

Rooms

RoomSizeFeaturesLevel
Living2.86 × 3.13 mLaminate, Open Concept, Combined W/DiningMain
Dining2.86 × 3.13 mLaminate, Open Concept, Combined W/LivingMain
Kitchen2.95 × 4.87 mLaminate, Open Concept, W/O To BalconyMain
Primary3.01 × 2.8 mLaminate, 3 Pc Ensuite, Juliette BalconyMain
2nd Br2.62 × 2.59 mLaminate, Large WindowMain
3rd Br2.77 × 2.83 mLaminate, Large WindowMain

Listing history

Buy/sell history for 538-2545 Simcoe St, Oshawa, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$542,469N/AFor SaleE14151710

Members see the full history. Prices are hidden from signed-out visitors.

The numbers

Mortgage Calculator

Plan with the current asking price

20% · $108,494

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$108,494
Total mortgage amount
$433,975
Total interest payment
$308,525
Total purchase cost
$850,994
Mortgage payment
$2,475/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

28%

Monthly carrying cost

$2,988
−$263per month
  • Rent $2,725
  • Shortfall $263

Rental income opens at $2,725, the median asking rent of 12 comparable homes for lease in Windfields. Type over it with the rent you expect. This is a planning tool, not advice.

Land transfer tax on this home

Ontario land transfer tax
$7,324
Total land transfer tax
$7,324
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$3,324
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $542,469
$2,849
Ontario total
$7,324

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

The market

Condos for sale in Windfields right now

For sale now
32
Median asking price
$399K

Middle half: $358K to $511K

New in 7 days
7

13 in 28 days

Price cuts
9%

3 listings

This home is asking 36% above the median, higher than three quarters of them.

See all homes in Windfields

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Market area · filters apply to the charts below

The street

Map and tour

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
Waaban PSDurham DSBPublic · grades JK–8300 m—
St Anne Catholic Elementary SchoolDurham CDSBCatholic · grades JK–81 km79%Grade 6 average
Maamawi iyaawag Public SchoolDurham DSBPublic · grades JK–81.2 km52%Grade 6 average
École élémentaire Antonine MailletConseil scolaire ViamondeFrench-language public · grades JK–87 km100%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
Cedar Valley SSDurham DSBPublic · grades 9–12750 m—
Maxwell Heights Secondary SchoolDurham DSBPublic · grades 9–124.4 km52%Grade 9 math
Monsignor Paul Dwyer Catholic High SchoolDurham CDSBCatholic · grades 9–12 · French Immersion5.7 km47%Grade 9 math
ÉSC Saint-Charles-GarnierConseil scolaire catholique MonAvenirFrench-language Catholic · grades 9–126.7 km67%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

The verdict

Similar Active Listings

Recently sold nearby

Sold prices in Windfields are shown to signed-in members.

Email Kassaundra Dobson, Broker of Record