- Bedrooms
- 4
- Bathrooms
- 4
- Size
- 3,000–3,500sq ft
- Per sq ft
- $745at the range’s middle
- Lot
- Under 0.50 acres
- Tax a year
- $17,9372025 tax year
- Built
- 51-99
- Parking
- 102 attached
- Days on market
- Members
The brief
About 3278 Credit Heights Dr
3278 Credit Heights Dr is a 4-bedroom, 4-bathroom detached house in Erindale, Mississauga, listed for sale at an asking price of $2,420,000 (MLS® W13820184).
Grandly renovated 4-bedroom detached home with walkout basement on a rare 75' x 229' ravine lot in Mississauga's prestigious Credit Woodlands, featuring a saltwater pool, pond, and gazebo backing directly onto the Credit River. This luxury family home is within walking distance to 222-acre Erindale Park and the scenic Culham Trail, minutes from Mississauga Golf and Country Club, and offers quick access to major highways and GO Transit for easy commuting to Toronto and Hamilton. A mature, tree-lined street leads to a deep double driveway accommodating 8 cars plus a 2-car garage. An interlocking stone walkway and covered front veranda overlook perennial gardens with sprinkler system. The backyard is a private oasis with a massive deck, covered terrace, terraced gardens, custom saltwater pool with waterfall, serene pond with sheer descent waterfall, private gazebo, and expansive green space framed by ravine views. Recent upgrades include freshly painted interior, deck and gazebo, new furnace, air conditioner, pool heater and cover, some updated main floor windows and new backyard fencing (2025), plus a newer roof. Inside, hardwood flooring, crown mouldings, pot lighting, upgraded trims, two fireplaces, and three walkouts enhance sophistication. The skylit oak staircase opens to elegant living and dining rooms, a family room with fireplace, and a chef's kitchen with custom cabinetry, stone counters, stainless steel appliances, large island, and oversized breakfast room with walkout to deck. Upstairs, a sitting room, 2 bathrooms, and 4 spacious bedrooms are available, including a refined primary suite with a spa-like 5-piece ensuite featuring a claw-foot tub and a glass shower. The finished walkout lower level includes a recreation room with fireplace, coffered ceiling and built-ins, media/entertainment area, modern 3-piece bath, and 2 walkouts to the terrace overlooking the Credit River ravine.
Insights
Condition Score
Good83/1003 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$8,536/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 75 detached homes with 4 bedrooms for lease in Mississauga right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $17,937 / 2025
- MLS® number
- W13820184
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 51-99
- Days on market
- Size
- 3000-3500 sqft
- Lot Size
- 75 x 229.98 ft
- Listed on
- Parking
- 2 Attached, 10 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Erindale
- Municipality
- Mississauga
Building
- Size
- 3000-3500 sqft
- Building Age
- 51-99
- Construction
- Stone
Inside
- Bedrooms
- 4
- Bathrooms
- 4
- Bathroom Details
- 1 × 2pc Main, 1 × 3pc 2nd, 1 × 5pc 2nd, 1 × 3pc Lower
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Driveway
- Pvt Double
- Garage Type
- Attached
- Garage
- 2
- Additional Parking
- 8
- Total Parking
- 10
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 75 ft
- Depth
- 229.98 ft
- Lot Size
- 75 x 229.98 ft
Additional
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- Inground, Salt, Outdoor
- Den
- Yes
- Family room
- Yes
- Extras
- Built-in dishwasher, fridge, beverage fridge, stove, washer, dryer, all elfs, all window coverings, all pool equipment, gdo
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Rec | 3.91 × 6.48 m | Broadloom, Fireplace, W/O To Terrace | Lower |
| Media/Ent | 7.16 × 9.19 m | Broadloom, Pot Lights, W/O To Terrace | Lower |
| Sitting | 4.65 × 6.58 m | hardwood floor, Pot Lights, Skylight | 2nd |
| Primary | 3.89 × 4.9 m | hardwood floor, W/I Closet, 5 Pc Ensuite | 2nd |
| Kitchen | 3.78 × 6.5 m | Breakfast Bar, Centre Island, Pot Lights | Main |
| 2nd Br | 3.1 × 3.4 m | hardwood floor, Crown Moulding | 2nd |
| 4th Br | 3.07 × 3.68 m | hardwood floor, Crown Moulding | 2nd |
| Living | 3.91 × 5.74 m | hardwood floor, Crown Moulding, Pot Lights | Main |
| 3rd Br | 3.1 × 3.43 m | hardwood floor, Crown Moulding | 2nd |
| Family | 4.14 × 6.3 m | hardwood floor, Crown Moulding, Fireplace | Main |
| Breakfast | 3.25 × 9.27 m | hardwood floor, Pot Lights, W/O To Deck | Main |
| Dining | 3.2 × 3.78 m | hardwood floor, Crown Moulding, Pot Lights | Main |
Listing history
Buy/sell history for 3278 Credit Heights Dr, Mississauga, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $2,420,000 | N/A | For Sale | W13820184 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $484,000
- Total mortgage amount
- $1,936,000
- Total interest payment
- $1,376,300
- Total purchase cost
- $3,796,300
- Mortgage payment
- $11,041/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
82%Monthly carrying cost
$12,536- Rent $4,000
- Shortfall $8,536
Rental income opens at $4,000, the median asking rent of 75 comparable homes for lease in Mississauga. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $46,975
- Total land transfer tax
- $46,975
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $42,975
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $2,000,000
- $32,000
- 2.5% from $2,000,000 to $2,420,000
- $10,500
- Ontario total
- $46,975
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 17,249 sq ft1,602 m²
- Street frontage
- 75 ft22.9 m
- Depth
- 229.98 ft70.1 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Inside Credit Valley Conservation’s mapped regulated areaWork on the property, such as an addition or grading, may need a permit from Credit Valley Conservation. It does not mean the house floods.At the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m1 test or monitoring hole also recorded.250 m
Credit Valley Conservation · Province of Ontario open data
Planning and building activity1
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Dufferin Concrete — Dufferin Concrete, Mississauga Plant, 1.7 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 30 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.30 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell. Cable: Rogers. DSL: Bell. Fixed wireless: QuaenetFi, Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Credit Valley Conservationor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information made available under Credit Valley Conservation Open Data Licence v1.0.
The market
Detached homes for sale in Erindale right now
- For sale now
- 46
- Median asking price
- $1.99M
- New in 7 days
- 5
- Price cuts
- 13%
Middle half: $1.33M to $2.87M
20 in 28 days
6 listings
This home is asking 21% above the median.
See all homes in ErindaleAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Erindale GO | GO Transit train: Milton | 1.6 km |
| Erin Mills Station | MiWay bus rapid transit: Transitway | 3.3 km |
| Cooksville GO | GO Transit train: Milton | 4.2 km |
| Mississauga City Centre Transit Terminal | Brampton Transit bus rapid transit: Züm Main | 4.4 km |
| Winston Churchill Station | MiWay bus rapid transit: Transitway | 4.5 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx; MiWay schedule data (GTFS) from the City of Mississauga under the City of Mississauga Terms of Use; Brampton Transit schedule data (GTFS) from the City of Brampton under the Creative Commons Attribution 4.0 licence (CC BY 4.0), downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx. MiWay's schedule data is publicly available from the City of Mississauga under its Terms of Use. Brampton Transit data © City of Brampton; Valery selected the Züm stations from it and grouped their stops.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Gerard Separate SchoolDufferin-Peel CDSB | Catholic · grades JK–8 | 450 m | 61%Grade 6 average |
| Springfield Public SchoolPeel DSB | Public · grades JK–6 · French Immersion | 450 m | 67%Grade 6 average |
| Queenston Drive Public SchoolPeel DSB | Public · grades JK–8 | 750 m | 73%Grade 6 average |
| ÉÉC Saint-Jean-BaptisteConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 1.5 km | 76%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| The Woodlands Secondary SchoolPeel DSB | Public · grades 9–12 | 1.2 km | 74%Grade 9 math |
| St Martin Secondary SchoolDufferin-Peel CDSB | Catholic · grades 9–12 | 1.9 km | 61%Grade 9 math |
| Erindale Secondary SchoolPeel DSB | Public · grades 9–12 | 1.9 km | 59%Grade 9 math |
| ÉSC Sainte-FamilleConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 9.8 km | 67%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Erindale are shown to signed-in members.