220 CAIRN St
South J, London South, Ontario N5Z 3W7
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 700–1,100sq ft
- Per sq ft
- $517at the range’s middle
- Lot
- 32.48 x 120.31 ft
- Tax a year
- $2,6772026 tax year
- Parking
- 3none
- Days on market
- Members
The brief
About 220 CAIRN St
220 CAIRN St is a 3-bedroom, 2-bathroom semi-detached house in South J, London South, listed for sale at an asking price of $465,000 (MLS® X13746612).
Welcome to 220 Cairn Street, a charming 3-bedroom semi-detached bungalow offering approximately 1,483 sq. ft. of finished living space, a finished basement, and a generous 32' x 120' lot in London South. A great opportunity for first-time buyers, families, downsizers, or investors. Step inside to a functional main-floor layout featuring a spacious kitchen and bright living room with plenty of room to gather and unwind. Three bedrooms are conveniently located on the main level, along with a full 4-piece bathroom, making everyday living easy and practical. The finished basement adds valuable bonus space with a large family room, generous den, and 2-piece bathroom. Whether you're looking for a recreation area, home office, playroom, workout space, or additional room for guests, the lower level offers plenty of flexibility to suit your needs. Outside, enjoy a deep backyard with plenty of space for entertaining, gardening, kids, pets, or creating your own outdoor retreat. A private driveway provides parking for up to three vehicles. Conveniently located within walking distance to school and close to parks, recreation facilities, places of worship, and hospital amenities, this home offers everyday convenience in an established community. Vacant with immediate possession available, 220 Cairn Street is ready for its next chapter.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Covers costs61/100+$30/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 6 homes with 3 bedrooms for lease in South J right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $2,677 / 2026
- MLS® number
- X13746612
- Board
- TRREB MLS®
- Property Type
- Semi-Detached
- Days on market
- Size
- 700-1100 sqft
- Lot Size
- 32.48 x 120.31 ft
- Listed on
- Parking
- None, 3 Parking
Property details
Property
- Property Type
- Semi-Detached
- Style
- Bungalow
- Community
- South J
- Municipality
- London South
Building
- Size
- 700-1100 sqft
- Construction
- Brick
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Main, 1 × 2pc Bsmt
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- None
- Additional Parking
- 3
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- None
- Frontage
- 32.48 ft
- Depth
- 120.31 ft
- Lot Size
- 32.48 x 120.31 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Built-in Microwave, Dishwasher, Refrigerator, Stove, Washer, Dryer, Window Coverings & Light Fixtures.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 3.04 × 4.57 m | — | Main |
| Living | 3.65 × 4.57 m | — | Main |
| Br | 3.35 × 3.65 m | — | Main |
| Br | 2.43 × 3.35 m | — | Main |
| Br | 2.43 × 3.65 m | — | Main |
| Family | 3.35 × 7.01 m | — | Bsmt |
| Den | 3.35 × 6.09 m | — | Bsmt |
Listing history
Buy/sell history for 220 CAIRN St, London South, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $465,000 | N/A | For Sale | X13746612 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $93,000
- Total mortgage amount
- $372,000
- Total interest payment
- $264,600
- Total purchase cost
- $729,600
- Mortgage payment
- $2,122/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
19%Monthly carrying cost
$2,345- Carrying cost $2,345
- Surplus $30
Rental income opens at $2,375, the median asking rent of 6 comparable homes for lease in South J. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $5,775
- Total land transfer tax
- $5,775
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $1,775
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $465,000
- $1,300
- Ontario total
- $5,775
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 3,908 sq ft363 m²
- Street frontage
- 32.48 ft9.9 m
- Depth
- 120.31 ft36.7 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m1 test or monitoring hole also recorded.250 m
- Groundwater recorded about 7.3 m below ground nearbyThe middle water level in the well records within 500 m (20 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 7.5 km7.5 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Corporation of the City of London — Vauxhall Pollution Control Plant, 780 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by London Hydro Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers, Start Communications. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Execulink, Falcon Internet Services, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Upper Thames River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Sebastian Separate SchoolLondon District Catholic School Board | Catholic · grades JK–8 | 150 m | 68%Grade 6 average |
| C C Carrothers Public SchoolThames Valley DSB | Public · grades JK–8 | 550 m | 46%Grade 6 average |
| Glen Cairn Public SchoolThames Valley DSB | Public · grades JK–8 | 1 km | 46%Grade 6 average |
| École élémentaire catholique Saint-Jean-de-BrébeufConseil scolaire catholique Providence | French-language Catholic · grades JK–6 | 2.6 km | 73%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| G A Wheable Secondary SchoolThames Valley DSB | Public · grades 9–12 | 1.3 km | — |
| B Davison Secondary School Secondary SchoolThames Valley DSB | Public · grades 9–12 | 1.7 km | — |
| École secondaire Gabriel-DumontConseil scolaire Viamonde | French-language public · grades 9–12 | 3.2 km | 77%Grade 9 math |
| Catholic Central High SchoolLondon District Catholic School Board | Catholic · grades 9–12 | 3.6 km | 57%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in South J are shown to signed-in members.