1095 Mineral Springs Rd
Rural Ancaster, Hamilton, Ontario L9H 5E3
- Bedrooms
- 4
- Bathrooms
- 5
- Size
- 2,500–3,000sq ft
- Per sq ft
- $727at the range’s middle
- Lot
- 100 x 154.83 ft
- Tax a year
- $10,6232025 tax year
- Parking
- 62 attached
- Days on market
- Members
The brief
About 1095 Mineral Springs Rd
1095 Mineral Springs Rd is a 4-bedroom, 5-bathroom detached house in Rural Ancaster, Hamilton, listed for sale at an asking price of $1,999,900 (MLS® X13820092).
Tucked along one of Ancaster's most picturesque country roads, 1095 Mineral Springs Road offers modern living, privacy, and natural beauty. Surrounded by mature trees and conservation lands, this impressive home features approximately 4,171 sq. ft. of finished living space with 4 bedrooms, 5 bathrooms, and a fully finished walk-out lower level. The bright, open-concept main floor offer expansive windows, generous living spaces, built-in appliances, and a warm propane fireplace creating a comfortable & contemporary feel. The walk-out lower level extends the living space with additional room to relax, host, or entertain, complete with a wet bar and direct access outdoors. Set on a generous 100 x 154 ft lot with an attached double garage and ample parking, the property feels like a private countryside retreat while remaining just minutes from Ancaster Village, trails, conservation areas, golf, and highway access. A standout opportunity to enjoy space, style, and serenity in one of Ancaster's most scenic settings.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$6,809/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 39 detached homes with 4 bedrooms for lease in Hamilton right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $10,623 / 2025
- MLS® number
- X13820092
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 2500-3000 sqft
- Lot Size
- 100 x 154.83 ft
- Listed on
- Parking
- 2 Attached, 6 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Rural Ancaster
- Municipality
- Hamilton
Building
- Size
- 2500-3000 sqft
- Construction
- Board & Batten
Inside
- Bedrooms
- 4
- Bathrooms
- 5
- Bathroom Details
- 1 × 2pc Main, 1 × 5pc 2nd, 1 × 3pc 2nd, 1 × 4pc 2nd, 1 × 4pc Bsmt
- Basement Type
- Full
- Kitchens
- 1
Parking
- Driveway
- Private, Pvt Double
- Garage Type
- Attached
- Garage
- 2
- Additional Parking
- 4
- Total Parking
- 6
Utilities
- Water
- Other
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Septic
- Frontage
- 100 ft
- Depth
- 154.83 ft
- Lot Size
- 100 x 154.83 ft
Additional
- Foundation
- Concrete
- Roof
- Shingles
- Fireplace
- Yes
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- See Schedule B1
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Other | 11.02 × 7.95 m | — | Bsmt |
| Living | 4.29 × 5.59 m | — | Main |
| Br | 2.77 × 4.42 m | — | 2nd |
| Office | 3.15 × 3.05 m | — | Main |
| Other | 3.07 × 3.0 m | — | Bsmt |
| Br | 4.62 × 3.53 m | — | 2nd |
| Br | 3.53 × 4.47 m | — | 2nd |
| Dining | 4.7 × 3.56 m | — | Main |
| Primary | 4.42 × 5.49 m | — | 2nd |
| Kitchen | 4.29 × 5.79 m | — | Main |
Listing history
Buy/sell history for 1095 Mineral Springs Rd, Hamilton, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,999,900 | N/A | For Sale | X13820092 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $399,980
- Total mortgage amount
- $1,599,920
- Total interest payment
- $1,137,280
- Total purchase cost
- $3,137,180
- Mortgage payment
- $9,124/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
80%Monthly carrying cost
$10,009- Rent $3,200
- Shortfall $6,809
Rental income opens at $3,200, the median asking rent of 39 comparable homes for lease in Hamilton. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $36,473
- Total land transfer tax
- $36,473
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $32,473
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,999,900
- $31,998
- Ontario total
- $36,473
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The market
Detached homes for sale in Rural Ancaster right now
- For sale now
- 12
- Median asking price
- $2M
- New in 7 days
- 2
- Price cuts
- 17%
Middle half: $1.7M to $2.69M
3 in 28 days
2 listings
This home is asking at the median.
See all homes in Rural AncasterAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Spring Valley SchoolHamilton-Wentworth DSB | Public · grades JK–8 | 3.1 km | 67%Grade 6 average |
| St. Ann (Ancaster) Catholic Elementary SchoolHamilton-Wentworth CDSB | Catholic · grades JK–8 | 3.1 km | 76%Grade 6 average |
| Sir William Osler Elementary SchoolHamilton-Wentworth DSB | Public · grades JK–8 · French Immersion | 3.7 km | 76%Grade 6 average |
| Frank Panabaker North SchoolHamilton-Wentworth DSB | Public · grades 1–8 · French Immersion | 3.7 km | 72%Grade 3 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Ancaster High SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 2.6 km | 67%Grade 9 math |
| Dundas Valley Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 3.9 km | 58%Grade 9 math |
| Bishop Tonnos Catholic Secondary SchoolHamilton-Wentworth CDSB | Catholic · grades 9–12 | 4.4 km | 69%Grade 9 math |
| St. Mary Catholic Secondary SchoolHamilton-Wentworth CDSB | Catholic · grades 9–12 | 7.4 km | 69%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Rural Ancaster are shown to signed-in members.