- Bedrooms
- 5
- Bathrooms
- 5
- Size
- 3,000–3,500sq ft
- Per sq ft
- $346at the range’s middle
- Lot
- 45 x 320 ft
- Tax a year
- $9,3452026 tax year
- Parking
- 62 attached
- Days on market
- Members
The brief
About 261 Federal St
261 Federal St is a 5-bedroom, 5-bathroom detached house in Stoney Creek, Hamilton, listed for sale at an asking price of $1,125,000 (MLS® X13820500).
Over 3000 sq ft! Beautiful custom build in lower Stoney Creek on a massive 320' lot! Perfect for families and/or multi-generational homes, this 3+2 bedroom, 4.5 bathroom home has ample space inside and out! Step into the front hall with a two-storey ceiling and into the open concept main floor with dinning space, updated kitchen and great room; perfect for entertaining. Upstairs you'll find 3 sizeable bedrooms, a dedicated laundry room and a primary with en-suite. The basement was renovated in 2022 to include a separate side entrance to basement apartment featuring 2-bedrooms and 2-full bathrooms with 1 en-suite. Double car garage, ample parking and a massive backyard ready to be completed into a backyard oasis!
Insights
Condition Score
Good78/1002 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall25/100−$2,062/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 21 detached homes with 5 bedrooms for lease in Hamilton right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $9,345 / 2026
- MLS® number
- X13820500
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 3000-3500 sqft
- Lot Size
- 45 x 320 ft
- Listed on
- Parking
- 2 Attached, 6 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Stoney Creek
- Municipality
- Hamilton
Building
- Size
- 3000-3500 sqft
- Construction
- Brick
Inside
- Bedrooms
- 5
- Bathrooms
- 5
- Bathroom Details
- 1 × 2pc Main, 1 × 4pc 2nd, 1 × 4pc 2nd, 1 × 3pc Bsmt, 1 × 3pc Bsmt
- Basement Type
- Apartment
- Kitchens
- 1
Parking
- Driveway
- Pvt Double
- Garage Type
- Attached
- Garage
- 2
- Additional Parking
- 4
- Total Parking
- 6
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 45 ft
- Depth
- 320 ft
- Lot Size
- 45 x 320 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Dishwasher, Dryer x2, Refrigerator x2, Stove x2, Washer x2, Window Coverings, All ELFs
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 4.5 × 4.17 m | — | Main |
| Living | 6.12 × 4.11 m | — | Main |
| Living | 4.9 × 6.22 m | — | Main |
| Dining | 6.12 × 4.19 m | — | Main |
| Dining | 3.84 × 6.22 m | — | Main |
| Kitchen | 3.99 × 4.14 m | — | Main |
| Breakfast | 2.95 × 3.99 m | — | Main |
| Breakfast | 3.53 × 4.09 m | — | Main |
| Primary | 3.99 × 6.22 m | — | 2nd |
| Kitchen | 3.53 × 4.09 m | — | Main |
| Bathroom | 1.55 × 2.74 m | 2 Pc Bath | Main |
| Br | 3.23 × 4.24 m | — | 2nd |
| 2nd Br | 3.63 × 4.19 m | — | 2nd |
| Primary | 4.55 × 5.99 m | — | 2nd |
| Bathroom | 3.0 × 0.43 m | 4 Pc Ensuite | 2nd |
| 3rd Br | 3.05 × 3.05 m | — | Bsmt |
| 2nd Br | 4.24 × 3.81 m | — | 2nd |
| 4th Br | 3.05 × 3.05 m | — | Bsmt |
| Kitchen | 2.44 × 2.74 m | — | Bsmt |
| Laundry | 2.49 × 1.02 m | — | 2nd |
| Bathroom | 2.06 × 2.54 m | 4 Pc Bath | 2nd |
| 3rd Br | 3.53 × 3.99 m | — | 2nd |
| Rec | 9.75 × 8.28 m | — | Bsmt |
| Laundry | 1.4 × 2.08 m | — | Bsmt |
| Other | 3.05 × 2.39 m | — | Bsmt |
| Utility | 1.8 × 2.29 m | — | Bsmt |
| Kitchen | 4.22 × 2.01 m | — | Bsmt |
| 4th Br | 3.61 × 3.12 m | — | Bsmt |
| Bathroom | 2.84 × 1.7 m | 3 Pc Bath | Bsmt |
| 5th Br | 3.0 × 3.76 m | — | Bsmt |
| Bathroom | 1.6 × 2.39 m | 3 Pc Bath | Bsmt |
Listing history
Buy/sell history for 261 Federal St, Hamilton, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,125,000 | N/A | Pc | X13820500 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $225,000
- Total mortgage amount
- $900,000
- Total interest payment
- $639,900
- Total purchase cost
- $1,764,900
- Mortgage payment
- $5,133/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
52%Monthly carrying cost
$5,912- Rent $3,850
- Shortfall $2,062
Rental income opens at $3,850, the median asking rent of 21 comparable homes for lease in Hamilton. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $18,975
- Total land transfer tax
- $18,975
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $14,975
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,125,000
- $14,500
- Ontario total
- $18,975
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Street frontage
- 45 ft13.7 m
- Depth
- 320 ft97.5 m
The record marks this lot irregular, so its area is not the frontage multiplied by the depth. It is not given here. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- No mapped wetland within 120 m120 m
- 26 water-supply wells recorded within 250 mAll were drilled for domestic use; 1 test or monitoring hole also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 9.1 m.250 m
- Groundwater recorded about 2.4 m below ground nearbyThe middle water level in the well records within 500 m (66 records). It changes with the season and from spot to spot.500 m
- Bedrock about 2.7 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 5.7 km5.7 km
Province of Ontario open data
Around the home2
- Transit stop within 400 mFrom the transit agency’s published stop map; the nearest is 240 m away. Routes and stops change; check the agency’s schedule.400 m
- A trail on the Ontario trail network within 1 km1 km
Municipal transit open data · Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is ALUMABRITE ANODIZING, 1.5 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Rogers. Cable: Cogeco Connexion, Rogers. DSL: Bell. Fixed wireless: Bell, Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Hamilton Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains public sector Data made available under the City of Hamilton's Open Data Licence
The market
Detached homes for sale in Stoney Creek right now
- For sale now
- 91
- Median asking price
- $880K
- New in 7 days
- 10
- Price cuts
- 33%
Middle half: $769K to $1.16M
35 in 28 days
30 listings
This home is asking 28% above the median.
See all homes in Stoney CreekAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Confederation GO | GO Transit train: Lakeshore West | 3 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St. Francis Xavier Catholic Elementary SchoolHamilton-Wentworth CDSB | Catholic · grades JK–8 | 350 m | 80%Grade 6 average |
| Eastdale Public SchoolHamilton-Wentworth DSB | Public · grades JK–8 · French Immersion | 600 m | 63%Grade 6 average |
| South Meadow Public SchoolHamilton-Wentworth DSB | Public · grades JK–8 | 850 m | 65%Grade 6 average |
| École élémentaire Pavillon de la jeunesseConseil scolaire Viamonde | French-language public · grades JK–6 | 7.3 km | 71%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St. John Henry Newman Catholic Secondary SchoolHamilton-Wentworth CDSB | Catholic · grades 9–12 | 950 m | 67%Grade 9 math |
| Orchard Park Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 1.9 km | 50%Grade 9 math |
| Glendale Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 3.8 km | 38%Grade 9 math |
| ÉSAC Mère-TeresaConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 7.7 km | 45%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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