3945 Village Creek Dr
Stevensville, Fort Erie, Ontario L0S 1S0
- Bedrooms
- 2+1
- Bathrooms
- 4
- Size
- 1,500–2,000sq ft
- Per sq ft
- $320at the range’s middle
- Lot
- 30.74 x 114.83 ft
- Tax a year
- $5,5462025 tax year
- Parking
- 31 attached
- Days on market
- Members
The brief
About 3945 Village Creek Dr
3945 Village Creek Dr is a 2+1-bedroom, 4-bathroom semi-detached house in Stevensville, Fort Erie, listed for sale at an asking price of $559,900 (MLS® X13857844).
Welcome to a home that gives everyone a little space of their own! This beautiful semi-detached bungaloft offers three finished levels of living, making it an ideal choice for couples, families, empty nesters or anyone looking for flexibility. The bright, open concept main floor features a spacious kitchen overlooking the dining and living areas, where a cozy gas fireplace creates the perfect gathering space. Step outside to your private covered patio and enjoy your morning coffee or evening with friends. The main floor primary suite features a walk through closet and ensuite, while the upper level loft offers another private retreat with a walk in closet and 3 piece bathroom. Use it as a second primary suite, guest space, office or whatever suits your lifestyle. The finished lower level adds even more room with a large rec room, second gas fireplace, third bedroom, 3 piece bath and plenty of storage. With main floor laundry, inside garage access and a fantastic Stevensville location close to Lake Erie, conservation areas, the new off-leash dog park, restaurants and everyday amenities, this home truly offers comfort, flexibility and space without compromise.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even46/100−$417/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 14 homes with 3 bedrooms for lease in Fort Erie right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $5,546 / 2025
- MLS® number
- X13857844
- Board
- TRREB MLS®
- Property Type
- Semi-Detached
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 30.74 x 114.83 ft
- Listed on
- Parking
- 1 Attached, 3 Parking
Property details
Property
- Property Type
- Semi-Detached
- Style
- Bungaloft
- Community
- Stevensville
- Municipality
- Fort Erie
Building
- Size
- 1500-2000 sqft
- Construction
- Brick Front
Inside
- Bedrooms
- 2+1
- Bathrooms
- 4
- Bathroom Details
- 1 × 2pc Main, 1 × 3pc Main, 1 × 3pc 2nd, 1 × 3pc Lower
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Garage Type
- Attached
- Garage
- 1
- Additional Parking
- 2
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 30.74 ft
- Depth
- 114.83 ft
- Lot Size
- 30.74 x 114.83 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Fridge, Stove, Dishwasher, Washer & Dryer.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 4.01 × 2.43 m | Double Sink | Main |
| Living | 7.62 × 3.55 m | Gas Fireplace, Vaulted Ceiling, Walk-Out | Main |
| Primary | 4.36 × 3.55 m | W/I Closet, 3 Pc Ensuite | Main |
| Laundry | 1.22 × 1.22 m | Access To Garage | Main |
| Bathroom | 0.91 × 1.52 m | 2 Pc Bath | Main |
| 2nd Br | 4.97 × 3.55 m | 3 Pc Ensuite, W/I Closet | 2nd |
| 3rd Br | 4.26 × 3.04 m | — | Lower |
| Family | 7.31 × 4.57 m | Gas Fireplace, Large Window | Lower |
| Bathroom | 1.22 × 1.83 m | 2 Pc Bath | Lower |
| Utility | 4.0 × 3.0 m | — | Lower |
Listing history
Buy/sell history for 3945 Village Creek Dr, Fort Erie, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $559,900 | N/A | Pc | X13857844 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $111,980
- Total mortgage amount
- $447,920
- Total interest payment
- $318,580
- Total purchase cost
- $878,480
- Mortgage payment
- $2,555/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
33%Monthly carrying cost
$3,017- Rent $2,600
- Shortfall $417
Rental income opens at $2,600, the median asking rent of 14 comparable homes for lease in Fort Erie. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $7,673
- Total land transfer tax
- $7,673
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $3,673
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $559,900
- $3,198
- Ontario total
- $7,673
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 3,530 sq ft328 m²
- Street frontage
- 30.74 ft9.4 m
- Depth
- 114.83 ft35 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 5.4 km5.4 km
Province of Ontario open data
Around the home2
- Nearest rail line: 240 m240 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Canadian Niagara Power Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell. Cable: Black Creek TV, Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Stevensville Public SchoolDSB Niagara | Public · grades JK–8 | 1.3 km | 88%Grade 6 average |
| St Joseph Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 2.5 km | 84%Grade 6 average |
| John Brant Public SchoolDSB Niagara | Public · grades JK–8 | 7.3 km | 84%Grade 6 average |
| St George Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 7.7 km | 97%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Greater Fort Erie Secondary SchoolDSB Niagara | Public · grades 9–12 | 8.3 km | 52%Grade 9 math |
| Eastdale Secondary SchoolDSB Niagara | Public · grades 9–12 | 14 km | 43%Grade 9 math |
| École secondaire Franco-NiagaraConseil scolaire Viamonde | French-language public · grades 9–12 | 14 km | 48%Grade 9 math |
| Saint Michael Catholic High SchoolNiagara CDSB | Catholic · grades 9–12 | 16 km | 49%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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