- Bedrooms
- 4
- Bathrooms
- 3
- Size
- 1,500–2,000sq ft
- Per sq ft
- $456at the range’s middle
- Lot
- 63.31 x 104.11 ft
- Tax a year
- $2,6372026 tax year
- Parking
- 42 detached
- Days on market
- Members
The brief
About 144 Waterloo St
144 Waterloo St is a 4-bedroom, 3-bathroom detached house in Central, Fort Erie, listed for sale at an asking price of $798,000 (MLS® X13884892).
FULLY RENOVATED!!! Welcome to 144 Waterloo St, Fort Erie, essentially a brand-new home! This detached 4-bedroom, 2.5-bath home sits on a generous 63-ft lot on a quiet, family-friendly street. Renovated down to the studs in 2026 with no expense spared, it has passed structural, insulation, plumbing, HVAC, gas and final building inspections, giving you the comfort and peace of mind of new construction.The main floor features engineered hardwood, crown moulding, custom wall details and pot lights throughout. A large family room flows into the dining room and on to the custom kitchen, with quartz counters, sleek handleless Gola cabinetry and stainless steel appliances. The bright living room walks out to the backyard through new patio doors, perfect for entertaining. A powder room and three separate entrances add everyday convenience.Upstairs are four full-size bedrooms with engineered hardwood. The primary retreat has a custom built-in closet and a spa-like 5-piece ensuite with a freestanding tub, walk-in shower and double vanity, a truly rare find. A second full bath with a walk-in shower serves the other bedrooms.Top-to-bottom upgrades include a new high-efficiency furnace and AC, all-new ductwork, complete copper rewiring, updated copper/PEX plumbing, a new main water line, a tankless water heater (rental), new front, patio, balcony and interior doors, refinished staircases, a new porch and fence, and a stucco exterior (2025). The double-car detached garage is fully finished inside, and tasteful window coverings are installed throughout for the new owner's convenience. This Gem offers the perfect combination of modern design and luxury finishes, move-in ready! Just A short walk to Niagara Boulevard's with restaurants, shops and entertainment makes it attractive to everyone who love to enjoy quiet location with easy access to amenities. Very reasonably priced for today's market, Don't miss your chance to make it yours
Insights
Condition Score
Good78/1002 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall30/100−$1,161/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 9 detached homes with 4 bedrooms for lease in Fort Erie right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $2,637 / 2026
- MLS® number
- X13884892
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 63.31 x 104.11 ft
- Listed on
- Parking
- 2 Detached, 4 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Central
- Municipality
- Fort Erie
Building
- Size
- 1500-2000 sqft
- Construction
- Stucco/Plaster
Inside
- Bedrooms
- 4
- Bathrooms
- 3
- Bathroom Details
- 1 × 2pc Main, 1 × 4pc 2nd, 1 × 5pc 2nd
- Basement Type
- Crawl Space
- Kitchens
- 1
Parking
- Garage Type
- Detached
- Garage
- 2
- Additional Parking
- 2
- Total Parking
- 4
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 63.31 ft
- Depth
- 104.11 ft
- Lot Size
- 63.31 x 104.11 ft
Additional
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- S/S Stove, S/S Fridge, S/S Dishwasher, S/S Over-range hood, Washer & Dryer
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 2.44 × 3.51 m | hardwood floor, Pot Lights, Closet | Main |
| Family | 4.39 × 4.97 m | hardwood floor, Pot Lights, Open Concept | Main |
| Living | 3.23 × 5.3 m | hardwood floor, Pot Lights, W/O To Yard | Main |
| Kitchen | 3.23 × 3.53 m | hardwood floor, Stainless Steel Appl, Open Concept | Main |
| Dining | 3.9 × 3.57 m | hardwood floor, Large Window, Open Concept | Main |
| Mudroom | 2.44 × 3.84 m | W/O To Yard, Combined W/Laundry, Large Closet | Main |
| Primary | 3.23 × 3.66 m | hardwood floor, 5 Pc Ensuite, Closet | 2nd |
| 2nd Br | 3.93 × 4.12 m | hardwood floor, Large Window | 2nd |
| 3rd Br | 3.38 × 3.9 m | hardwood floor, Large Window | 2nd |
| 4th Br | 2.62 × 3.02 m | hardwood floor, Large Window | 2nd |
Listing history
Buy/sell history for 144 Waterloo St, Fort Erie, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $798,000 | N/A | For Sale | X13884892 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $159,600
- Total mortgage amount
- $638,400
- Total interest payment
- $453,900
- Total purchase cost
- $1,251,900
- Mortgage payment
- $3,641/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
46%Monthly carrying cost
$3,861- Rent $2,700
- Shortfall $1,161
Rental income opens at $2,700, the median asking rent of 9 comparable homes for lease in Fort Erie. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $12,435
- Total land transfer tax
- $12,435
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $8,435
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $798,000
- $7,960
- Ontario total
- $12,435
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 6,591 sq ft612 m²
- Street frontage
- 63.31 ft19.3 m
- Depth
- 104.11 ft31.7 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m3 test or monitoring holes also recorded.250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 3.0 km3 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is RICH PRODUCTS OF CANADA LIMITED, 1.2 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- 1 federal contaminated site within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Canadian Niagara Power Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in Central right now
- For sale now
- 56
- Median asking price
- $487K
- New in 7 days
- 3
- Price cuts
- 41%
Middle half: $419K to $604K
20 in 28 days
23 listings
This home is asking 64% above the median, higher than three quarters of them.
See all homes in CentralAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Our Lady of Victory Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 1 km | 71%Grade 6 average |
| Peace Bridge Public SchoolDSB Niagara | Public · grades JK–8 | 1.2 km | 94%Grade 6 average |
| Garrison Road Public SchoolDSB Niagara | Public · grades JK–8 | 3.8 km | 86%Grade 6 average |
| St Philomena Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 4.8 km | 80%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Greater Fort Erie Secondary SchoolDSB Niagara | Public · grades 9–12 | 5.6 km | 52%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Central are shown to signed-in members.