25 Finch Cres
South X, London South, Ontario N6E 2E4
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1,500–2,000sq ft
- Per sq ft
- $263at the range’s middle
- Lot
- 53.56 x 110.31 ft
- Tax a year
- $3,9002026 tax year
- Built
- 31-50
- Parking
- 2none
- Days on market
- Members
The brief
About 25 Finch Cres
25 Finch Cres is a 3-bedroom, 2-bathroom detached house in South X, London South, listed for sale at an asking price of $459,900 (MLS® X14127772).
A little love, a little vision, and a whole lot of potential! Welcome to 25 Finch Cres, nestled in the family-friendly community of White oaks. Offered for the first time in 50 years, this 3-bedroom,1.5-bathroom, four-level side split is ready to welcome its next chapter. Situated on a corner lot, this home is full of possibilities for buyers dreaming of creating a space that's uniquely their own. With an updated roof and 100-amp electrical panel, it's a wonderful blank canvas for first-time buyers, renovators, or investors ready to bring their ideas to life. Conveniently located close to schools, shopping, the hospital, and major highways, this is your chance to roll up your sleeves, add your personal touch, and turn potential into something special. Your next chapter starts here!
Insights
Condition Score
Good73/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even48/100−$299/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 6 detached homes with 3 bedrooms for lease in South X right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,900 / 2026
- MLS® number
- X14127772
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 31-50
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 53.56 x 110.31 ft
- Listed on
- Parking
- None, 2 Parking
Property details
Property
- Property Type
- Detached
- Style
- Sidesplit 4
- Community
- South X
- Municipality
- London South
Building
- Size
- 1500-2000 sqft
- Building Age
- 31-50
- Construction
- Brick
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc 3rd, 1 × 2pc Main
- Basement Type
- Crawl Space
- Kitchens
- 1
Parking
- Driveway
- Pvt Double
- Garage Type
- None
- Additional Parking
- 2
- Total Parking
- 2
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 53.56 ft
- Depth
- 110.31 ft
- Lot Size
- 53.56 x 110.31 ft
Additional
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Fridge, Stove, Dishwasher, Washer, Dryer (AS IS NO WARRANTY)
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Br | 1.65 × 3.26 m | — | Ground |
| Family | 4.3 × 6.51 m | — | Ground |
| Dining | 2.81 × 3.57 m | — | Ground |
| Other | 4.76 × 5.96 m | — | Ground |
| Kitchen | 3.57 × 4.2 m | — | Main |
| Living | 4.16 × 4.34 m | — | Main |
| Primary | 3.14 × 5.23 m | — | 2nd |
| 2nd Br | 2.72 × 4.05 m | — | 2nd |
| 3rd Br | 2.56 × 4.26 m | — | 2nd |
| Laundry | 3.57 × 4.16 m | — | Bsmt |
| Other | 4.34 × 4.16 m | — | Bsmt |
| Utility | 4.34 × 8.11 m | — | Bsmt |
| Other | 3.57 × 6.01 m | — | Bsmt |
Listing history
Buy/sell history for 25 Finch Cres, London South, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $459,900 | N/A | For Sale | X14127772 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $91,980
- Total mortgage amount
- $367,920
- Total interest payment
- $261,780
- Total purchase cost
- $721,680
- Mortgage payment
- $2,099/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
31%Monthly carrying cost
$2,424- Rent $2,125
- Shortfall $299
Rental income opens at $2,125, the median asking rent of 6 comparable homes for lease in South X. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $5,673
- Total land transfer tax
- $5,673
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $1,673
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $459,900
- $1,198
- Ontario total
- $5,673
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 5,908 sq ft549 m²
- Street frontage
- 53.56 ft16.3 m
- Depth
- 110.31 ft33.6 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m250 m
Province of Ontario open data
Planning and building activity1
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Cloverdale Paint Inc. — KELCOATINGS LIMITED, 1.0 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by London Hydro Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 50 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (50 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.50 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers, Start Communications. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Execulink, Falcon Internet Services, Rogers, TekSavvy, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Upper Thames River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in South X right now
- For sale now
- 27
- Median asking price
- $550K
- New in 7 days
- 4
- Price cuts
- 33%
Middle half: $500K to $580K
12 in 28 days
9 listings
This home is asking 16% below the median, lower than three quarters of them.
See all homes in South XAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Anthony Catholic French Immersion SchoolLondon District Catholic School Board | Catholic · grades JK–8 · French Immersion | 300 m | 80%Grade 6 average |
| White Oaks Public SchoolThames Valley DSB | Public · grades JK–8 | 650 m | 52%Grade 6 average |
| Sir Arthur Carty Separate SchoolLondon District Catholic School Board | Catholic · grades JK–8 | 900 m | 74%Grade 6 average |
| École élémentaire catholique Frère AndréConseil scolaire catholique Providence | French-language Catholic · grades JK–6 | 5 km | 85%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Sir Wilfrid Laurier Secondary SchoolThames Valley DSB | Public · grades 9–12 · French Immersion | 3.2 km | 51%Grade 9 math |
| London South Collegiate InstituteThames Valley DSB | Public · grades 9–12 · French Immersion | 4.4 km | 49%Grade 9 math |
| Regina Mundi CollegeLondon District Catholic School Board | Catholic · grades 9–12 | 4.9 km | 43%Grade 9 math |
| École secondaire Gabriel-DumontConseil scolaire Viamonde | French-language public · grades 9–12 | 6 km | 77%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in South X are shown to signed-in members.