- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 700–1,100sq ft
- Per sq ft
- $588at the range’s middle
- Lot
- 42.11 x 89.11 ft
- Tax a year
- $4,0592025 tax year
- Built
- 51-99
- Parking
- 3none
- Days on market
- Members
The brief
About 580 St James St
580 St James St is a 2-bedroom, 1-bathroom duplex in East B, London East, listed for sale at an asking price of $529,000 (MLS® X14151406).
Step into a piece of Old North history with this wonderfully maintained 1940s bungalow, available for the first time in thirty years. Showcasing outstanding curb appeal and authentic period details inside and out, this 2-bedroom, 1-bath home exudes the charm and character that make the neighbourhood so desirable. From the decorative quoins on the exterior to the leaded-glass windows, textured ceilings, and elegant French doors, every room tells a story of classic craftsmanship. The spacious kitchen offers plenty of room for an eat-in area, perfect for casual meals and morning coffee. A standout feature is the large, full-length loft bathed in natural light from both north and south exposures. This versatile space can easily serve as a home office, artist's studio, playroom, or additional casual living area-ideal for today's flexible lifestyles. The lower level provides an open, functional space currently used for laundry, a fitness area, and a workbench zone, plus a separate cold room. A convenient side door to the driveway adds easy access for hobbies, storage, or outdoor projects. Outside, the fully fenced rear yard is a private retreat, featuring a large patio, tiered gardens, an elevated porch, and a handy utility shed-perfect for relaxing, entertaining, or gardening. Recent updates bring peace of mind: new shingles replaced in 2018, a new air conditioner installed in 2025, and a recent duct cleaning. Located in the heart of Old North, you'll enjoy tree-lined streets, a strong sense of community, and access to parks, cafés, downtown, and Western University.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall16/100−$1,202/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 6 multiplexes with 2 bedrooms for lease in London East right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $4,059 / 2025
- MLS® number
- X14151406
- Board
- TRREB MLS®
- Property Type
- Duplex
- Building Age
- 51-99
- Days on market
- Size
- 700-1100 sqft
- Lot Size
- 42.11 x 89.11 ft
- Listed on
- Parking
- None, 3 Parking
Property details
Property
- Property Type
- Duplex
- Style
- 1 1/2 Storey
- Community
- East B
- Municipality
- London East
Building
- Size
- 700-1100 sqft
- Building Age
- 51-99
- Construction
- Alum Siding
Inside
- Bedrooms
- 2
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc Main
- Basement Type
- Unfinished
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- None
- Additional Parking
- 3
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 42.11 ft
- Depth
- 89.11 ft
- Lot Size
- 42.11 x 89.11 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- No
- Family room
- No
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 1.55 × 1.25 m | Closet | Main |
| Living | 5.87 × 3.41 m | hardwood floor, Leaded Glass, Fireplace | Main |
| Dining | 4.02 × 3.81 m | Hardwood Floor | Main |
| Kitchen | 3.49 × 2.9 m | Linoleum | Main |
| Primary | 3.08 × 3.51 m | hardwood floor, Closet | Main |
| 2nd Br | 3.08 × 4.02 m | hardwood floor, Closet | Main |
| Loft | 6.71 × 12.91 m | Wood Floor, O/Looks Frontyard, O/Looks Backyard | 2nd |
| Other | 2.74 × 12.19 m | Concrete Floor, Laundry Sink, Unfinished | Bsmt |
Listing history
Buy/sell history for 580 St James St, London East, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $529,000 | N/A | For Sale | X14151406 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $105,800
- Total mortgage amount
- $423,200
- Total interest payment
- $301,000
- Total purchase cost
- $830,000
- Mortgage payment
- $2,414/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
60%Monthly carrying cost
$2,752- Rent $1,550
- Shortfall $1,202
Rental income opens at $1,550, the median asking rent of 6 comparable homes for lease in London East. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $7,055
- Total land transfer tax
- $7,055
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $3,055
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $529,000
- $2,580
- Ontario total
- $7,055
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 3,752 sq ft349 m²
- Street frontage
- 42.11 ft12.8 m
- Depth
- 89.11 ft27.2 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m8 test or monitoring holes also recorded.250 m
- Groundwater recorded about 1.5 m below ground nearbyThe middle water level in the well records within 500 m (19 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 6.8 km6.8 km
Province of Ontario open data
Around the home1
- Nearest rail line: 760 m760 m
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Corporation of the City of London — Adelaide Pollution Control Plant, 1.7 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by London Hydro Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 30 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.30 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers, Start Communications. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Execulink, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Upper Thames River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Multiplexes for sale in East B right now
- For sale now
- 5
- Median asking price
- $660K
- New in 7 days
- 1
- Price cuts
- 0%
Middle half: $610K to $1.05M
3 in 28 days
0 listings
This home is asking 20% below the median, lower than three quarters of them.
See all homes in East BAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Michael Separate SchoolLondon District Catholic School Board | Catholic · grades JK–8 | 550 m | 82%Grade 6 average |
| Knollwood Park Public SchoolThames Valley DSB | Public · grades JK–8 | 900 m | 61%Grade 6 average |
| St Georges Public SchoolThames Valley DSB | Public · grades JK–8 | 900 m | 86%Grade 6 average |
| Académie de la TamiseConseil scolaire Viamonde | French-language public · grades JK–6 | 2.9 km | 92%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| École secondaire catholique Monseigneur-BruyèreConseil scolaire catholique Providence | French-language Catholic · grades 9–12 | 1.6 km | 57%Grade 9 math |
| London Central Secondary SchoolThames Valley DSB | Public · grades 9–12 · French Immersion | 1.6 km | 81%Grade 9 math |
| Catholic Central High SchoolLondon District Catholic School Board | Catholic · grades 9–12 | 1.7 km | 57%Grade 9 math |
| H B Beal Secondary SchoolThames Valley DSB | Public · grades 9–12 | 1.7 km | 56%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in East B are shown to signed-in members.